Deluxe PA is designed to provide you with greater benefits in addition to your existing personal accident plan. It boosts your medical coverage in the event of an accident and provides death coverage due to Dengue viral fever.
Should you pass away due to Dengue, your family will receive a lump sum payout to help them through the difficult times ahead.
MEDICAL PROTECTION WITH CASHLESS ADMISSION
We will ensure that you are well covered by reimbursing you for medical and surgical expenses, such as inpatient and outpatient treatments caused by an accident or dengue. This plan also covers dental treatment or fees for medical/specialist reports due to an accident. Cashless admission is available at any of our panel hospitals.
HOSPITAL DAILY ALLOWANCE
If you are hospitalised due to an accident, this plan provides you a daily allowance so you do not have to worry about your financial situation while out of commission.
To help you cope with your daily living expenses if you experience temporary total disability, you will receive a weekly payout for up to a year for each accident. If you suffer temporary partial disability, you will receive 25% of the weekly benefit for up to a year. Because accidents are unpredictable, you can make multiple claims throughout the term of your plan.
Like what you've read? This is just a summary of our product. If you want more information, please view our brochure and Product Disclosure Sheet, or speak to an AIA Life Planner.
Deluxe PA is an optional benefit attachable to Twin PA.
The plan covers up to age 75 or the expiry of the basic plan, whichever is earlier.
You must disclose details such as your occupation, personal interests or hobbies that could affect your risk profile and number of personal accident policies that you have with other insurance companies.
After the first premium, a grace period of 31 days from the premium due date is allowed for payment of each premium. The policy will remain active during the grace period. If a loss occurs during the grace period, any unpaid balance of premiums due for the full policy year will be deducted from the proceeds payable under the policy.
You must inform us in writing if you change your occupation. We will review your new occupation to see if it falls within the occupation categories covered under this plan.
You must give us written notice of a claim within 30 days of the accident that caused your injury. If death occurs, an immediate notice of claim must be given to us.