Accident Protection

A-Plus Total AccidentShield

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Overview
Benefits
Terms & Conditions

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A-Plus Total AccidentShield

An optional rider that completes your traditional life or investment-linked plans with accident coverage.

Coverage Period

Up to 70 years old

Eligible Age

16 - 60 years old

Product brochure

Benefits

Accidental death benefit

Your family will receive a lump sum payment if you pass away due to an accident. They will receive twice the amount if the accident occurs in a public transport, elevator or fire in a public building.

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Accidental death benefit

Your family will receive a lump sum payment if you pass away due to an accident. They will receive twice the amount if the accident occurs in a public transport, elevator or fire in a public building.

Accidental dismemberment benefit

Get a lump sum payment, and twice the amount if the accident occurs in a public transport, elevator or fire in a public building.

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Accidental dismemberment benefit

Get a lump sum payment, and twice the amount if the accident occurs in a public transport, elevator or fire in a public building.

Total & permanent disability benefit

Get a lump sum payment, and twice the amount if the accident occurs in a public transport, elevator or fire in a public building.

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Total & permanent disability benefit

Get a lump sum payment, and twice the amount if the accident occurs in a public transport, elevator or fire in a public building.

Weekly allowance

If you become temporarily disabled due to an accident.

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Weekly allowance

If you become temporarily disabled due to an accident.

Optional coverage for riots

For an accident that arises from a riot.

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Optional coverage for riots

For an accident that arises from a riot.

Terms & Conditions

1. A-Plus Total AccidentShield is available as a unit deducting add-on (attachable to an Investment-linked Insurance Plan).
2. The plan covers up to age 70.
3. The cost of insurance is level and dependent on the occupational class of the insured.
4. The cost of insurance for A-Plus Total AccidentShield is not guaranteed and AIA reserves the right to revise the cost of insurance by giving you 3 months written notice.
5. The cost of insurance paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.

Member of PIDM

Protection by PIDM on benefits payable from the unit portion of this certificate / policy / product is subject to limitations. Please refer to PIDM’s TIPS Brochure or contact AIA or PIDM.

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