Your family will receive a lump sum payment if you pass away due to an accident. We will pay twice the amount if the accident occurs in a public bus or train, in an elevator or in a fire in a public building.
Accidental Dismemberment Benefit
You will receive a lump sum payment if you lose a part of your body in an accident. We will pay twice the amount if the accident occurs in a public bus or train, in an elevator or in a fire in a public building.
Total & Permanent Disability Benefit
This plan covers you if you suffer total & permanent disability due to an accident. We will pay twice the amount if the accident occurs in a public bus or train, in an elevator or in a fire in a public building.
Enjoy additional coverage with A-Plus Total AccidentShield
A-Plus Total AccidentShield will also provide you with a weekly allowance if you suffer from temporary disability due to an accident. We will also reimburse the medical costs you incur as a result of an injury caused by an accident (capped at 6% of the amount you are covered for).
Optional Coverage for Riots
You can purchase additional coverage for an accident that arises from a riot.
Insurance Lingo Explained
What does lump sum mean?
This is a single, large claim payment.
What does total & permanent disability mean?
It means that because of a sickness or injury, a person is unable to ever work again.
What does temporary disability mean?
This means that a person is unable to work for a short period of time due to sickness or injury.
What does accidental dismemberment mean?
This means becoming disabled after losing a part of your body in an accident.
Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.
A-Plus AccidentShield and A-Plus Total AccidentShield are available as premium payment add-ons (attachable to Traditional Life basic plan) and unit deducting add-ons (attachable to an Investment-linked Insurance Plan.)
The plans cover up to age 70.
The premium (if attached to a Traditional Life basic plan) / cost of insurance (if attached to a regular premium Investment-Linked Insurance Plan) is level and dependent on the occupational class of the insured.
The premiums/ cost of insurance for these plans are not guaranteed and AIA reserves the right to revise the premium/ cost of insurance by giving you 3 months written notice.
The premiums paid for these plans may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
Goods and Services Tax will be chargeable at the prevailing rate on the premium payable / cost of insurance for the plans, if attached to your policy.