Flex PA Plus

CAMPAIGN

2025

10 mins read

Protect Well

Sign Up for Flex PA Plus Today and Get Extra Protection at No Additional Cost!

Eligible customers will be receiving a complimentary PA Max Rider, Accidental Death on National Public Holidays Benefit and Financial Underwriting Waiver when they purchase the Flex PA Plus during the campaign period.

The complimentary PA Max Rider plan will follow the same coverage as the Flex PA Plus plan selected:

BENEFITS	AMOUNT OF BENEFIT (RM)
BENEFITS	Plan 1	Plan 2	Plan 3	Plan 4	Plan 5	Plan 6
Accidental Death and Dismemberment Benefit	150,000	250,000	400,000	500,000	1,000,000	1,500,000
Accidental Death due to Road Traffic Accident or Accidental Death in Public Conveyance Benefit	150,000	250,000	400,000	500,000	1,000,000	1,500,000
Accidental Death due to Natural Disaster or Accidental Death due to Natural Event	150,000	250,000	400,000	500,000	1,000,000	1,500,000
Medical Treatment Benefit (per Accident) (up to)	2,000	2,500	4,000	5,000	7,500	10,000

The coverage for complimentary Accidental Death on National Public Holidays Benefit will be given as follows:

BENEFITS	AMOUNT OF BENEFIT (RM)
BENEFITS	Plan 1	Plan 2	Plan 3	Plan 4	Plan 5	Plan 6
Accidental Death on National Public Holidays Benefit	300,000	500,000	800,000	1,000,000	2,000,000	3,000,000

This campaign is valid for all new and existing individual Malaysian customers aged 14 days until 75 years old who purchase the Flex PA Plus via AIA Life Planners and direct channel within the campaign period of 1 October 2025 – 31 December 2025. The policy must be activated by 15 January 2026 to be eligible for the complimentary benefits.
This campaign is only applicable to customers with Occupation Class 1 and 2. Customers with Occupation Class 3 or 4 are not eligible to participate in this campaign.

Eligibility for the complimentary benefits under this campaign is based on the insured’s age and occupation class. Please refer to the table below:

Insured Age	Complimentary Benefits for Occupation Class 1 & 2
50 and below	Complimentary PA Max Rider Complimentary Accidental Death on National Public Holidays Benefit Financial Underwriting Waiver
51 and above	Complimentary Accidental Death on National Public Holidays Benefit Financial Underwriting Waiver

Customers who sign up for Flex PA Plus via Guaranteed Issued Offer (GIO) are not entitled for this campaign benefit.
Eligible customers will receive the PA Max Rider coverage at no additional premium. This will allow customers to continue enjoying the same coverage as their basic Flex PA Plus policy when they reach age 61 and above, without any premium payable before or after the age of 61.
The complimentary PA Max Rider will be automatically included for the eligible customers without requiring customers to select the rider during the purchase of Flex PA Plus. A confirmation letter will be issued to eligible customers upon policy activation.
For customers who qualify for the Complimentary Accidental Death on National Public Holidays Benefit, an endorsement letter will be issued upon policy activation as confirmation of coverage.
For Financial Underwriting Waiver, income is required to be declared on the application form, which will be assessed against our financial underwriting rules – no proof of income is needed. Underwriters reserve the right to call for Large Amount Questionnaire (LAQ) and/or proof of income if declared income not justifiable. If total aggregated Sum Insured Per Life Limit (existing in-force policies + new submission) exceeds the campaign limit, full underwriting documents would be required to be submitted.
AIA General Berhad may decline the campaign reward entitlement in the event any of the terms and conditions pursuant to this campaign is not fulfilled. No appeal(s) will be entertained.
AIA General Berhad reserves the right (upon giving reasonable notice) to amend, shorten, cancel, suspend or terminate this Campaign or any part thereof. Such notice may be published by AIA through any other mode of communication as AIA determines in its absolute discretion.
This material is not intended as an offer or solicitation for the purpose or sale of any financial instrument/product. You should satisfy yourself that the policy purchased will best serve your needs and that the premium payable under this policy is an amount that you can afford. We recommend that you speak to your Life Planner or contact Us directly for more information.
You are advised to refer to the Product Disclosure Sheet(s); if applicable, for further information before purchasing a policy, and to refer to the terms and conditions in the policy document for details of the features and benefits, waiting periods and exclusions under the policy.

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Flex PA Plus

Sign Up for Flex PA Plus Today and Get Extra Protection at No Additional Cost!

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