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The Free Disaster Shield provides coverage for Accidental Death due to Natural Disaster / Natural Event and Accidental Death due to Road Traffic Accidents for up to 6 months. 

Table of Benefits

Notes:

1. The Free Disaster Shield is offered by AIA Bhd. and AIA PUBLIC Takaful Bhd. (“AIA”). 
2. AIA+ app user/non-AIA+ app user status of the Covered Person at point of claims will be used to determine the benefit amount payable.
3. Each Covered Person is limited to signing up for Free Disaster Shield only ONCE during the coverage period.
4. This free coverage is subject to a total claims limit of RM1 million (combined limit for AIA Bhd., AIA PUBLIC Takaful Bhd., and AIA General Berhad), whichever is earlier. This combined limit is aggregated between all the free covers. 
5. Please refer to Appendix 1 for the definitions of the capitalised terms.

You can sign up for Free Disaster Shield from 1 September 2025 until 30 November 2025.

To be eligible for this coverage, one needs to be:

1. A Malaysian citizen residing in Malaysia; and
2. Between the age of 15 days and 15 years old (for children) OR 16 years old and 70 years old (for adults).  

Note: Only parents or the legal guardians can sign up for this Free Disaster Shield for children under their care.

You can reach out to any AIA Life Planner to sign up through the dedicated microsite. Provide the relevant information below via the dedicated microsite during the registration period:

1. Individual’s information (16 years old and above)
   1. Full Name as per NRIC
   2. NRIC number
   3. Phone number
   4. E-mail address
   5. Location
   6. Where did you hear about this
2. Child’s information (15 years old and below; up to 3 children in one registration form*)
   1. Child’s name
   2. NRIC number

*Note: Only parents or the legal guardians are allowed to sign up for this Free Disaster Shield for children under their care. For those with more than 3 children under their care, please register using a fresh registration form.

If you do not know any AIA Life Planners, please reach out to us via the enquiry form on our website following the steps below: 

Go to aia.com.my > “Contact us” > “Enquiry form” > Select “Life Planner Related” under Category.

The coverage period of Free Disaster Shield is effective upon successful registration until 28 February 2026, or upon reaching a total claims limit of RM1 million (combined limit for AIA Bhd., AIA PUBLIC Takaful Bhd., and AIA General Berhad), whichever is earlier. The combined limit is aggregated between all the free covers. AIA reserves the right to withdraw this Free Disaster Shield at any time with prior notice. 

No. Free Disaster Shield is only eligible for Malaysians who are residing in Malaysia.

No, there are no exclusions to the Free Disaster Shield.