A-Enrich Wealth

1. The coverage for death is up to the basic plan's coverage term while TPD is up to age 70.

2. The additional coverage for accidental death and accidental TPD is up to age 70.

3. Annual Premium refers to the sum of Basic Premium and A-Plus Enhancer Premium, excluding any loading premium.

4. The premium rates of this plan is level and based on the age at issue date of the plan.

5. You will be granted with an initial 20% of Vitality Booster Percentage. Vitality Booster Percentage will change based on your AIA Vitality Status at every Vitality Booster Anniversary.

6. Vitality Booster amount is determined by multiplying the current Vitality Booster Percentage with the account value (excluding account value from Ad Hoc Top-up Premium and Regular Top-up Premium, if any), subject to a maximum of 50% of your basic plan’s coverage amount. It is payable upon maturity or upon termination of policy due to death or TPD claims (if applicable).

7. Regular top-up option is available at the point of application only.

8. You may switch your funds according to your needs. No switching fee will be imposed.

9. Your policy account value is not guaranteed and fluctuates based on the performance of AIA's investment-linked fund. The potential risks in investing in the funds are borne solely by you.

10. The premiums paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.

11. Please note that premiums paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.

12. The information above is not exhaustive. It is recommended that you request for a copy of the Sales Illustration and Product Disclosure Sheet to know more about this product. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the policy contract.