- Overview
- Benefits
- Terms & Conditions
- Additional Protection
Benefits
Vitality Benefit: Vitality Booster
Enjoy additional account value via the Vitality Booster without having to pay additional premium when you live healthier with AIA Vitality.
Frequently Asked Questions
A-Enrich Wealth is a short-pay investment-linked plan that combines wealth accumulation and financial protection. With only 10 years of premium payments, you can enjoy coverage and wealth-building opportunities for up to 20 years.
A-Enrich Wealth helps you grow your savings through investment-linked funds and booster benefits, making it easier to work towards goals such as retirement planning, children's education, or wealth accumulation.
The plan offers a 10-year premium payment term, coverage for death and Total and Permanent Disability (TPD), Investment Booster, Savings Booster, AIA Vitality Booster, and a guaranteed maturity benefit at the end of the policy term.
A-Enrich Wealth helps you build long-term wealth while providing protection against unexpected events. It allows you to work towards your financial goals with the added benefit of insurance coverage and booster rewards.
Yes. You can make regular or ad hoc top-ups to increase your investment value and potentially enhance the growth of your savings over time.
The plan provides coverage for death and Total and Permanent Disability (TPD). Depending on the event, the benefit payable may be up to 300% of the coverage amount plus the account value, subject to the policy terms and conditions.
Yes. Upon maturity, you will receive a guaranteed maturity benefit of 500% of the Annual Premium together with any account value accumulated under the policy, subject to the policy terms and conditions.
A-Enrich Wealth is suitable for individuals who want to build wealth over the long term, enjoy financial protection, and benefit from a shorter premium payment period while working towards future financial goals. Click PDF for more information.
AIA Malaysia has extensive experience in helping Malaysians achieve their financial and protection goals through a wide range of insurance, takaful, savings, and investment-linked solutions designed to meet different life stages and needs.
Terms & Conditions
1. The coverage for death is up to the basic plan's coverage term while TPD is up to age 70.
2. The additional coverage for accidental death and accidental TPD is up to age 70.
3. Annual Premium refers to the sum of Basic Premium and A-Plus Enhancer Premium, excluding any loading premium.
4. The premium rates of this plan is level and based on the age at issue date of the plan.
5. You will be granted with an initial 20% of Vitality Booster Percentage. Vitality Booster Percentage will change based on your AIA Vitality Status at every Vitality Booster Anniversary.
6. Vitality Booster amount is determined by multiplying the current Vitality Booster Percentage with the account value (excluding account value from Ad Hoc Top-up Premium and Regular Top-up Premium, if any), subject to a maximum of 50% of your basic plan’s coverage amount. It is payable upon maturity or upon termination of policy due to death or TPD claims (if applicable).
7. Regular top-up option is available at the point of application only.
8. You may switch your funds according to your needs. No switching fee will be imposed.
9. Your policy account value is not guaranteed and fluctuates based on the performance of AIA's investment-linked fund. The potential risks in investing in the funds are borne solely by you.
10. The premiums paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
11. Please note that premiums paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.
12. The information above is not exhaustive. It is recommended that you request for a copy of the Sales Illustration and Product Disclosure Sheet to know more about this product. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the policy contract.
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