- Overview
- Benefits
- Additional Protection
Benefits
Frequently Asked Questions
A-Enrich Gold-i is a Shariah-compliant family takaful savings plan that helps you build long-term savings while providing financial protection. It offers guaranteed cash payments, potential investment growth through Shariah-compliant funds, and coverage for death and Total and Permanent Disability (TPD).
A-Enrich Gold-i helps you save for future goals while providing financial protection for you and your family. It combines guaranteed benefits, investment potential, and takaful coverage in one plan.
- Choice of 10-year or 20-year contribution terms
- Increasing guaranteed cash payments
- Guaranteed maturity benefit
- Potential growth through Shariah-compliant investment funds
- Flexible top-ups, fund switches, and partial withdrawals
- Death and Total and Permanent Disability (TPD) protection
A-EnrichGold-i is managed in accordance with Shariah principles and invests in Shariah-compliant funds while A-Enrich Gold is a conventional insurance plan. Both offer savings and protection benefits; however, A-Enrich Gold-i adheres to takaful principles and invests in Shariah-compliant funds.
Your contributions are used for protection and savings purposes under Shariah principles. The investment portion is managed in Shariah-compliant funds, while participants support one another through a shared risk pool.
The plan provides a lump-sum payout for death and Total and Permanent Disability (TPD). It also offers enhanced benefits for accidental death or accidental TPD, subject to certificate terms and conditions.
You contribute for either 10 or 20 years and receive coverage for up to 25 or 30 years. The plan provides guaranteed cash payments, potential investment growth, and a guaranteed maturity benefit at the end of the certificate term. Contact AIA Malaysia for more information.
Yes. You can enhance your protection with selected takaful riders, such as critical illness or contribution waiver benefits, subject to the rider's terms and conditions.
A-Enrich Gold-i is suitable for individuals seeking a Shariah-compliant approach to save, grow their wealth, and protect their loved ones. It can help support goals such as education planning, retirement savings, and wealth accumulation.
This plan helps you build long-term savings while providing financial protection and opportunities for potential wealth growth, helping you work towards goals such as retirement, education funding, or wealth accumulation.
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