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    • Takaful

    A-EnrichGold-i

    Family Takaful · Savings

    Coverage Period

    Up to 30 years 

    Entry Age

    14 DAYS -65 YEARS OLD

    You can participate in this plan via

    AIA life planner

    WHAT IS THIS PRODUCT ABOUT

    You have hopes and dreams for the future. Whether they involve a new car, a new house, your children's education or your retirement plan, it's important that you have a financial solution that helps you realise your goals. 

    A-EnrichGold-i is a short-pay savings plan that provides Takaful coverage and potential growth in investments, allowing you to maximise the return on your money.

    Click here for the insurance version of this product
    • Product Brochure Product Brochure
    • SHARE SHARE

    WATCH THE PRODUCT BENEFITS EXPLAINED

    WHAT DOES IT PROVIDE?

    • Choice of Contribution Payment Terms
      Choice of Contribution Payment Terms

      You can choose to pay for this plan over 10 years to enjoy 25 years of protection, or pay for 20 years to enjoy 30 years of protection.

    • Increasing Cash Payments
      Increasing Cash Payments

      You will receive a regular cash payment that increases throughout the term of your contribution. 

    • Maturity Value
      Maturity Value

      When your plan ends, you will receive a lump sum payment of up to 150% of the amount you are covered for,  depending on your plan.

    • Investment-Linked Funds to Match Your Needs
      Investment-Linked Funds to Match Your Needs

      Enjoy potential investment gains from a choice of three AIA PUBLIC Investment-Linked Funds.

    • Flexibility in Savings and Investment
      Flexibility in Savings and Investment

      You can top up your savings, withdraw cash when there’s a need or switch to another fund if your investment goals change.

    • Death Benefit
      Death Benefit

      This plan provides your family with a lump sum payment if you pass away within the term of this certificate. They will receive double the amount you are covered for if this happens as a result of an accident.

    • Total and Permanent Disability Benefit
      Total and Permanent Disability Benefit

      You will receive a lump sum payment if you suffer total and permanent disability (TPD). You will receive double the amount you are covered for if this is caused by an accident.

    Takaful Lingo Explained

    What does contribution mean?

    This is the amount that you pay to participate in the  plan to protect you and your loved ones for a specified risk over a specified time.

    What does maturity mean?

    This is the date when your takaful coverage for this plan ends.  

    What does lump sum payment mean?

    This is a single, large claim payment.

    What does sum covered mean?

    The sum of money you wish to be covered for.

    Like what you’ve read? This is purely a product summary. If you want more information about this product, please request a copy of the Product Disclosure Sheet and Product Illustration from an AIA Life Planner.

    THE TERMS & CONDITIONS AT A GLANCE
    THE TERMS & CONDITIONS AT A GLANCE
    - COLLAPSE + EXPAND
    • Coverage for TPD is up to 65 years old.
    • Coverage for accidental death is up to 70 years old while accidental TPD is up to 65 years old
    • Lifestyle Benefit is payable starting from the end of 2nd certificate year until maturity.
    • This plan covers up to 25 or 30 years, depending on the plan chosen.
    • The contribution rates of this plan is level and based on the age at issue date of the plan.
    • The contributions for this plan are guaranteed.
    • You may switch your funds as you need and there will be no switching fee imposed.
    • Your certificate account value is not guaranteed and fluctuates based on the performance of AIA PUBLIC Investment Fund. The potential risks in investing in the funds are borne solely by you. 
    • The contributions paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia. 
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    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Pension and Asset Management Sdn. Bhd.
    1300-22-7771
    AIA Auto Assist / Roadside Assist
    1-800-88-8733
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