Life Protection
Protect your loved ones’ future from life’s uncertainties.
A-Life Med Regular
Medical Protection
Coverage Period
Up to 100 years old
Entry Age
14 DAYS - 70 YEARS OLD
You can buy this via
AIA life planner
WHAT IS THIS PRODUCT ABOUT
Would you compromise on medical treatment for yourself or your loved ones?
With medical costs on the rise, many families need a comprehensive plan that will provide adequate medical protection.
A-Life Med Regular is a medical plan with no lifetime limit that takes care of your and your family's medical needs.
WHAT DOES IT PROVIDE?
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Lifelong Medical Protection
Enjoy medical protection until you are 100 years old.
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No Lifetime Limit
While there is a limit on how much you can claim each year, there is no limit on how much you can claim in a lifetime.
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Different Coverage Options
There are three plans you can choose from, depending on your needs.
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Zero Co-insurance and Deductible Charges
You will not have to pay any portion of your treatment charges.
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Protection for the Whole Family
You can choose to include your spouse and children under the same plan.
Insurance Lingo Explained
What does co-insurance & deductible mean?
When both you and your insurer pay part of your medical expense, it’s called cost sharing. Deductible and Co-insurance are examples of how the cost sharing may work on a typical medical insurance.
"Deductible" is the amount you pay for health care services before your medical insurance begins to pay.
"Co-insurance" is your share of the costs of a health care service which is usually a percentage of your medical expense.
Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.
THE TERMS & CONDITIONS AT A GLANCE
- This plan covers up to age 100.
- A maximum of 4 children is allowed for each family plan's coverage.
- If you are hospitalised within the first 3 months of your policy, you are required to pay first and submit the claim to AIA for reimbursement later.
- AIA shall only pay the eligible medical expenses up to an amount we consider is reasonable and customary, provided that the medical care is medically necessary.
- You are covered worldwide but subject to maximum of 90 days protection if you are traveling outside Malaysia, Singapore and Brunei.
- The premium payable will increase depending on your attained age at the next birthday when the premium is due.
- The premiums for this plan are not guaranteed and AIA reserves the right to revise the premium by giving you 3 months written notice.
- The premiums paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
- Goods and Services Tax will be chargeable at the prevailing rate on the premium payable for this plan.
- You will have to serve a waiting period before you can make any claims under this plan except for a covered injury. Different waiting period shall apply for different benefits.