- Overview
- Benefits
- Terms & Conditions
- Additional Protection
Benefits
Health Rewards with AIA Vitality
Sign up for AIA Vitality to enjoy additional benefits such as Health Screening Benefit, Hospital Room and Board Benefit Upgrade, and coverage for your deductible/co-Takaful amount and/or adding to your Health Wallet every year.
Terms & Conditions
- A-Life MediFlex is covers up to age 100.
- A-Plus MediBoost is an optional rider that covers up to age 100.
- A-Plus MediRecover is an optional rider that covers up to age 80.
- AIA Bhd. shall only pay the eligible medical expenses up to an amount we consider is Reasonable and Customary and Medically Necessary.
- Total benefits payable for medical treatment are subject to the annual limit of your medical plan.
- There is no lifetime limit for A-Life MediFlex. You also need not worry if you exceed the annual limit of your medical plan, as it will be reset every policy year during the coverage term.
- A-Life MediFlex provides worldwide coverage. However, if you are residing or travelling outside of Malaysia for more than 90 consecutive days, you will not be covered for any medical treatment received overseas (except for Singapore and Brunei). Please note that the overseas coverage will be in accordance with the Reasonable and Customary and Medically Necessary Charges for such equivalent local treatment in Malaysia.
- The premium payable will vary depending on your attained age at the next policy anniversary.
- The premiums for this plan are not guaranteed and AIA Bhd. reserves the right to revise the premium by giving you 30 days prior notice.
- The premium paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
- Please note that premium paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.
- You will have to serve a waiting period before you can make any claims under this plan except for a covered injury. Different waiting period shall apply for different benefits.
- The information above is not exhaustive. It is recommended that you request for a copy of the Sales Illustration and Product Disclosure Sheet to know more about this product. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the policy contract.
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