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    • A-Life Med Regular

    Medical Protection

    • This plan includes extensive coverage for COVID-19

    Coverage Period

    Up to 100 years old

    Entry Age

    14 DAYS - 70 YEARS OLD

    You can buy this via 

    AIA life planner

    WHAT IS THIS PRODUCT ABOUT

    Would you compromise on medical treatment for yourself? 

    With medical costs on the rise, many families need a comprehensive plan that will provide adequate medical protection.

    A-Life Med Regular is a medical plan with no lifetime limit that takes care of your medical needs.

    • Product Brochure Product Brochure
    • Share Share

    WHAT DOES IT PROVIDE?

    • Lifelong Medical Protection
      Lifelong Medical Protection

      Enjoy medical protection until you are 100 years old.

       

    • No Lifetime Limit
      No Lifetime Limit

      While there is a limit on how much you can claim each year, there is no limit on how much you can claim in a lifetime.

    • Different Coverage Options
      Different Coverage Options

      There are three plans you can choose from, depending on your needs.

    • Zero Co-insurance and Deductible Charges
      Zero Co-insurance and Deductible Charges

      You will not have to pay any portion of your treatment charges.

       

    • Extensive coverage for COVID-19
      Extensive coverage for COVID-19

      Under this medical plan, you will receive extensive coverage for COVID-19. If you were to experience any side effects or complications from taking an approved COVID-19 vaccine that requires hospital admission, you will be covered for the cost of your medical treatments. Our COVID-19 coverage also includes hospitalisation in the event you contract COVID-19, whether it is an admission to a government or private hospital, as deemed necessary.

       

      For more information, head on over to https://www.aia.com.my/en/covid-19-updates.html#coverage

    Insurance Lingo Explained

    What does co-insurance & deductible mean?

    When both you and your insurer pay part of your medical expense, it’s called cost sharing. Deductible and Co-insurance are examples of how the cost sharing may work on a typical medical insurance. 

    "Deductible" is the amount you pay for health care services before your medical insurance begins to pay.

    "Co-insurance" is your share of the costs of a health care service which is usually a percentage of your medical expense. 

    Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.

    THE TERMS & CONDITIONS AT A GLANCE
    THE TERMS & CONDITIONS AT A GLANCE
    - COLLAPSE + EXPAND
    • This plan covers up to age 100.
    • AIA shall only pay the eligible medical expenses up to an amount we consider is reasonable and customary, provided that the medical care is medically necessary.
    • You are covered worldwide but subject to maximum of 90 days protection if you are traveling outside Malaysia, Singapore and Brunei.
    • The premium payable will increase depending on your attained age at the next birthday when the premium is due. 
    • The premiums for this plan are not guaranteed and AIA reserves the right to revise the premium by giving you 3 months written notice.
    • The premiums paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
    • Please note that premiums paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.
    • You will have to serve a waiting period before you can make any claims under this plan except for a covered injury. Different waiting period shall apply for different benefits. 

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    Medical Protection

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    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA Public Takaful
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Auto Assist / Roadside Assist
    1-800-88-8733
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