Life Protection
Protect yourself and your loved ones from life's uncertainties with AIA's life insurance and takaful plans.
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{{label}}Life Protection
Coverage Period
Entry Age
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A-Life Wealth Builder is an investment-linked plan that provides you with a high coverage amount and provides your family with a financial safety net when you are no longer around. With both Wealth Rewards and Wealth Booster benefits, the plan rewards you up to 6 times of the rewards payout when you choose to save more, save longer and stay financially disciplined.
Join AIA Vitality, a unique, science-backed health programme that empowers you with the knowledge, tools and motivation to bring about long-term positive behavioural changes to lead a healthier life.
When you sign up as an AIA Vitality member, you may receive an additional benefit called the Vitality Wealth Booster, depending on the healthy choices you make. You may receive additional value when your policy matures or terminates due to death or total and permanent disability or critical illnesses, without having to pay any additional premium.
Please refer to the terms and conditions.
This plan provides your family with a lump sum payment of 100% of the amount you are covered for if you pass away or suffer from total and permanent disability (TPD). We will pay twice the amount if you pass away due to an accident, three times the amount if the accident occurs in a bus, train or airplane, and six times if you pass away due to a natural disaster.
Rewards you with as high as 5% of your coverage amount as early as at the end of policy anniversary upon attaining age 65 and every 10 years subsequently until maturity, if no withdrawals are made and premiums are paid up to date.
This benefit rewards you with even more values at maturity if you select a longer coverage term or a higher coverage amount. In addition, your Wealth Booster doubles if no withdrawals from your account value are made and premiums are paid up to date.
Allows you to withdraw up to 10% of your account value for certain life-stage events, and still be entitled for the Wealth Rewards and Wealth Booster.
You can get covered for up to RM4 million without having to go for a medical checkup.*
*Depending on your age and health condition.
When you sign up as an AIA Vitality member, you may receive an additional benefit called the Vitality Wealth Booster. This provides additional value based on your accumulated Vitality Wealth Booster Percentage (VWBP) or the Locked-in VWBP, whichever is higher when your policy matures or terminates due to death, total and permanent disability or critical Illnesses, without having to pay any additional premium. The initial VWBP starts from 20%. For each subsequent year, the Vitality Wealth Booster Percentage may increase, decrease or remain the same based on your AIA Vitality Status.
What does total & permanent disability mean?
It means that because of a sickness or injury, a person is unable to ever work again.
What does account value mean?
This is the total value of the units of the investment funds available in your plan.
What does investment-linked mean?
It means the value of your policy will depend on the performance of the investment funds you choose.
For additional protection, you can select as many of the additional features below to meet your needs.
Critical Illness Protection
This optional benefit provides you with additional coverage for 45 critical illnesses. You are also entitled to enjoy Personal Medical Case Management (PMCM) service, that focuses on ensuring that you receive advice on the best possible treatments and personalised ongoing support throughout your medical journey when you are facing serious medical conditions.
Critical Illness Protection
This optional benefit provides coverage on 45 critical illnesses to give you the financial support when needed.
Critical Illness Protection
This optional benefit ensures continuous premium payment if you are diagnosed with any one of the 44 covered critical illnesses or undergo a covered surgery.
Critical Illness Protection
This optional benefit ensures continuous premium payment if your spouse passes away, suffers from TPD or is diagnosed with any one of the 44 covered critical illnesses or undergoes a covered surgery.
Critical Illness Protection
This optional benefit ensures continuous premium payment if the Insured's parent passes away, suffers from TPD or is diagnosed with any one of the 44 covered critical illnesses or undergoes a covered surgery.
Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.
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