Life Protection
Protect your loved ones’ future from life’s uncertainties.
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{{label}}A-Life Signature-i & A-Life Signature-i PlusOne
Life Protection
Coverage Period
Entry Age
You can participate in this plan via
Family is not just important, it means everything to you. You want peace of mind, knowing that even if the unthinkable happens to you, your loved ones can go on to pursue their hopes and ambitions.
A-Life Signature-i is a flexible investment-linked plan that is designed to protect the lifestyles of the ones you love most if you're no longer able to fulfill that role.
When you participate in A-Life Signature-i plan, your spouse or child (age 18 and above) will be given the privilege to participate in A-Life Signature-i PlusOne. A-Life Signature-i PlusOne features the same benefits as A-Life Signature-i with 10% lower in basic contribution and is entitled for Loyalty Bonus at the end of each certificate year.
Join AIA Vitality, a unique programme that actively supports and rewards you for making healthy choices.
When you sign up as an AIA Vitality member upon your participation in A-Life Signature-i or A-Life Signature-i PlusOne plan, you may receive an additional benefit called Signature Boost. Through Signature Boost, you may receive additional account value when your certificate matures or when your certificate terminates due to death, total and permanent disability (TPD) or critical illness (CI) claims.
Please refer to the terms and conditions.
This plan provides your family with a lump sum payment of 100% of the amount you are covered for if you pass away or diagnosed with total and permanent disability (TPD).
We will pay 200% the coverage amount if you pass away due to an accident, and 300% the coverage amount if the accident occurs in public transportation.
Your family will receive a lump sum payment of 200% of the amount you are covered for if you pass away while performing Hajj or Umrah.
When you reach the end of your coverage period, we will pay you 100% of your account value, plus an additional 20%, to mark the end of your certificate's term.
You can boost your coverage further by adding on cover for critical illnesses to this plan so you will have the financial means to focus on your recovery if you are diagnosed with a life-threatening illness.
You have the flexibility to choose your length of coverage and payment terms, depending on your financial commitments and aspirations for your loved ones.
You will not have to go through a medical check up* if your coverage amount is RM1.5 million and below.
* Depending on your age and health condition.
When you sign up as an AIA Vitality member upon your participation in A-Life Signature-i or A-Life Signature-i PlusOne plan, you may receive an additional benefit called Signature Boost.
This allows you to receive additional account value based on your accumulated Signature Boost Percentage (SBP) or the Locked-in SBP, whichever is higher when your certificate matures or when your certificate terminates due to death, TPD or critical illness claim (if applicable). The initial SBP starts from 20%. For each subsequent year, the SBP may increase, decrease or remain the same based on your AIA Vitality Status.
CLICK HERE TO KNOW MORE ABOUT AIA VITALITY
If there is any excess from the Takaful risk fund at the end of every year, AIA PUBLIC will share it with the eligible Participants at 50:50 ratio.
What does total & permanent disability mean?
It means that because of a sickness or injury, a person is unable to ever work again.
What does certificate mean?
This is the contract that defines the coverage you will receive from the plan.
What does account value mean?
This is the total value of the units of the investment funds available in your plan.
What does critical illness mean?
Critical illness refers to life-threatening condition.
What does contribution mean?
This is the amount that you pay to participate in the Takaful to protect you and your loved ones over a specified risk over a specified time.
What does investment-linked mean?
It means the value of your policy will depend on the performance of the investment funds you choose.
Like what you’ve read? This is purely a product summary. If you want more information about this product, please request a copy of the Product Disclosure Sheet and Product Illustration from an AIA Life Planner.