- Overview
- Benefits
- Terms & Conditions
- Additional Protection
Benefits
Vitality Benefit: Health Rewards
Health Rewards offers you additional Health Rewards such as, Biennial Health Screening Benefit and Hospital Room and Board Benefit Upgrade.
Takaful Lingo Explained
"Deductible" is the in-patient care expenses you have to pay and your medical plan will cover for the remaining eligible medical expenses.
“Co-Takaful" is your share of the costs of a health care service which is usually a percentage of the eligible in-patient care expenses, and your medical plan will cover for the remaining eligible medical expenses.
Terms & Conditions
- A-Life MediFlex-i is covers up to age 100.
- A-Plus MediBoost-i is an optional rider that covers up to age 100.
- A-Plus MediRecover-i is an optional rider that covers up to age 80.
- AIA PUBLIC Takaful Bhd. shall only pay the eligible medical expenses up to an amount we consider is Reasonable and Customary and Medically Necessary.
- Total benefits payable for medical treatment are subject to the annual limit of your medical plan.
- There is no lifetime limit for A-Life MediFlex-i. You also need not worry if you exceed the annual limit of your medical plan, as it will be reset every certificate year during the coverage term.
- A-Life MediFlex-i provides worldwide coverage. However, if you are residing or travelling outside of Malaysia for more than 90 consecutive days, you will not be covered for any medical treatment received overseas (except for Singapore and Brunei). Please note that the overseas coverage will be in accordance with the Reasonable and Customary and Medically Necessary Charges for such equivalent local treatment in Malaysia.
- The contribution payable will vary depending on your attained age at the next certificate anniversary.
- The contributions for this plan are not guaranteed and AIA PUBLIC Takaful Bhd. reserves the right to revise the contribution by giving you 30 days’ prior notice.
- The contribution paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
- Please note that contribution paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.
- You will have to serve a waiting period before you can make any claims under this plan except for a covered injury. Different waiting period shall apply for different benefits.
- The information above is not exhaustive. It is recommended that you request for a copy of the Product Illustration and Product Disclosure Sheet to know more about this product. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the Takaful Certificate.
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