Life Protection

AIA i-Starter Plan

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Overview
Benefits
Terms & Conditions

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AIA i-Starter Plan

Suitable if you are new to life protection plans or are looking for basic takaful coverage. This plan is offered in support of the Perlindungan Tenang initiative.

Coverage Period

1 Year

Eligible Age

16 - 55 years old

Product disclosure sheet

Takaful certificate

Benefits

Death benefit

Provides your loved ones with a lump sum payment when you pass away.

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Death benefit

Provides your loved ones with a lump sum payment when you pass away.

Flexibity in coverage amount

Choose your coverage, from RM10,000 to RM30,000.

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Flexibity in coverage amount

Choose your coverage, from RM10,000 to RM30,000.

Surplus distribution

If there is any excess from the takaful risk fund at the end of every year, AIA PUBLIC Takaful will share it with the eligible participants at a 50:50 ratio.

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Surplus distribution

If there is any excess from the takaful risk fund at the end of every year, AIA PUBLIC Takaful will share it with the eligible participants at a 50:50 ratio.

Frequently Asked Questions

AIA i-Starter Plan is a 1-year term family Takaful plan which covers death.

This plan is commission-free and no intermediaries are involved in the marketing of AIA i-Starter Plan.

This plan is available to individuals aged 16 to 55 years old.

The amount of coverage you need depends on your affordability, current financial obligations and the future financial needs of your family.

Benefit	Coverage Amount*
Death	RM 10,000 RM 15,000 RM 20,000 RM 25,000 RM 30,000

* Subject to a maximum of RM30,000 per life for this product.

If you pass away during the certificate’s term, your loved ones will receive 100% of the coverage amount.

Note: For more information about claims or nomination, please refer to the Claims FAQ or Nomination FAQ.

Read the FAQ to learn more about AIA i-Starter Plan

Terms & Conditions

The contributions paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.

This plan is underwritten by AIA PUBLIC Takaful Bhd. (AIA PUBLIC Takaful) and AIA PUBLIC Takaful is licensed under Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia.

Member of PIDM

Protection by PIDM on benefits payable from the unit portion of this certificate / policy / product is subject to limitations. Please refer to PIDM’s TIPS Brochure or contact AIA or PIDM.

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Life Protection