- Overview
- Benefits
- Terms & Conditions
Benefits
Terms & Conditions
- To be eligible for the Prolonged Hospitalisation Benefit, such hospitalisation and its duration of stay must be deemed Medically Necessary by the treating doctor.
- Depending on the expiry age you selected, A-Plus Recover-i covers up to age 60 or 70.
- A-Plus Recover-i is available as a rider attachable to A-Life Kritikal Protector.
- The contribution and Tabarru' for this plan is not guaranteed and AIA PUBLIC Takaful Bhd. reserves the right to revise the contribution and Tabarru' by giving you 3 months' prior written notice.
- A-Plus Recover-i will then terminate after 200% of the coverage amount has been paid out under the Prolonged Hospitalisation Benefit.
- You will have to serve a waiting period before you can make any claims under this rider.
- The contribution is payable according to your contribution term selected. Contribution payment can be made annually, half-yearly, quarterly or monthly.
- You should ensure that important information regarding this plan is disclosed to you and you understand the information disclosed. If there is ambiguity, you should seek clarification from the Takaful Operator.
- Please note that contributions paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.
- The contribution apportioned to A-Plus Recover-i may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
- The information above is not exhaustive. It is recommended that you request for a copy of the Product Illustration and Product Disclosure Sheet to know more about this rider. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the certificate contract.
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