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Critical Illness Protection
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    • Takaful Vitality

    A-Plus Early Critical Care-i

    Critical Illness Protection

    Coverage Period

    up to 85 years old

    Entry Age

    14 DAYS - 60 YEARS OLD

    You can participate in this plan via

    AIA life planner

    WHAT IS THIS PRODUCT ABOUT

    Medical advancement has made early detection of life-threatening illnesses possible, greatly improving your chances of recovery. 

    A-Plus Early CriticalCare-i is a critical illness protection add-on plan which allows you to claim at the early stage of up to 92 critical illness events, until you are 85 years old.

    Click here for the insurance version of this product
    • SHARE SHARE

    WATCH THE PRODUCT BENEFITS EXPLAINED

    WHAT DOES IT PROVIDE?

    • Comprehensive Critical Illness Coverage Even at Its Early Stage
      Comprehensive Critical Illness Coverage Even at Its Early Stage

      If you are diagnosed with a critical illness, you will receive a lump sum payment. The amount we pay you will depend on the severity of your illness, helping you fund the treatment you need.

    • Enjoy Continuous Coverage Between Claims
      Enjoy Continuous Coverage Between Claims

      You can claim up to 120% of the amount you're covered for, with no waiting period between claims.

    • Additional Support for Diabetic-related Illnesses
      Additional Support for Diabetic-related Illnesses

      You will receive an additional 20% of the amount you're covered for as a one-time payout if you're diagnosed with a diabetic-related disease covered under this plan.

    Takaful Lingo Explained

    What does critical illness mean?

    Critical illness refers to life-threatening condition which is defined in your Takaful certificate. 

    What does lump sum mean?

    This is a single, large claim payment.

    What does waiting period mean?

    This is the time period where the Takaful Operator will not pay for certain claims.

    Like what you’ve read? This is purely a product summary. If you want more information about this product, please request a copy of the Product Disclosure Sheet and Product Illustration from an AIA Life Planner.

    THE TERMS & CONDITIONS AT A GLANCE
    THE TERMS & CONDITIONS AT A GLANCE
    - COLLAPSE + EXPAND
    • The plan covers up to age 85. 
    • The Tabarru' is deducted depending on your attained age and it will increase as your age increases.
    • The Tabarru' for this plan is not guaranteed and AIA PUBLIC reserves the right to revise the Tabarru' by giving you 3 months written notice. 
    • Please note that contributions paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.
    • You will have to serve a waiting period before you can make any claims under this plan. Different waiting period shall apply for different benefits. 

    WAITING PERIOD

    • The above benefits shall be payable once the person covered's survive for at least 30 days after the diagnosis of a critical illness event.
    • In the event of Angioplasty and Other Invasive Treatments for Major Coronary Artery Disease, 10% of A-Plus Early CriticalCare-i sum covered shall be payable, subject to a maximum of RM 25,000 (limited to 1 payment only). A-Plus Early CriticalCare-i sum covered shall be reduced by this advance payment.
    • No benefit shall be payable under Diabetic Related Disease once 100% of A-Plus Early CriticalCare-i is paid.
    • Waiting period for critical illness under high severity is 60 days from the Issue Date or Commencement Date of the rider, whichever is later, for Cancer, Heart Attack, Coronary Artery By-Pass Surgery and Other Serious Coronary Artery Disease and Angioplasty and Other Invasive Treatments for Major Coronary Artery Disease, and 30 days from the issue date or commencement date of the add-on plan, whichever is later, for other Critical Illness events.
    • Waiting period for critical illness under low severity, medium severity and diabetic related disease is 60 days from the issue date or commencement date of the add-on plan, whichever is later.

    Similar Products

    A-Plus CriticalCare-i

    Critical Illness Protection

    Provides financial support should you suffer from critical illness so you can focus on your recovery.

    takaful vitality
    Contact Us
    AIA Bhd.
    1300-88-1899
    For overseas customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Auto Assist/Roadside Assist
    1-800-88-8733
    CONTACT AIA
    AIA Bhd.
    1300-88-1899
    For overseas customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    Contact Address
    Customer Relations Unit Menara AIA, 99 Jalan Ampang 50450 Kuala Lumpur

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