Life Protection
Protect yourself and your loved ones from life's uncertainties with AIA's life insurance and takaful plans.
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{{label}}Critical Illness Protection
Coverage Period
Entry Age
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A-Life Lady is a comprehensive female plan that meets your protection needs. This plan provides you with life insurance benefits that are specifically designed for women.
When you purchase A-Life Lady and sign up as an AIA Vitality member, you’ll get an additional bonus every year, called the Yearly Cash Bonus. You will receive this bonus as a reward for your healthy choices, and may get a cash bonus of up to 50% of your basic premium paid every year.
So join AIA Vitality, our unique insurance and health programme that actively supports and rewards you for making healthy choices.
Read more about A-Life Lady in Bahasa Malaysia.
As an A-Life Lady customer, you can enjoy the privilege of securing coverage for your child without going through medical underwriting if your pregnancy is less than 14 weeks - by choosing A-Life Joy Xtra plan.
Expecting mothers who purchase a new A-Life Joy Xtra plan will receive a cash reward amounting to 1% of the coverage amount. If you attach A-Plus BabyCare Xtra to the policy, we will pay you a total of 3% of the coverage amount!
Being diagnosed with cancer is challenging – physically, emotionally and financially. A-Life Lady covers you against female cancers from the early stages onwards, ensuring that you are financially secure so that you can focus on treatment and recovery.
To make sure you’re fully taken care of, A-Life Lady includes extensive female care benefits and provides a one-off payment for medical complications that arise due to elective cosmetic surgery, hormone replacement therapy for menopause, psychotherapy treatment for anxiety disorder or depression disorder.
This plan covers you for a wide range of pregnancy complications.
We want to celebrate the important milestones in your life by giving you a cash reward for these auspicious events particularly marriage, childbirth and golden age. The total cash reward is up to 12% of your coverage amount!
When your plan matures at the age of 80, we will pay you 150% of your coverage amount to celebrate this significant milestone in your life.
You can enjoy a Yearly Cash Bonus without having to pay additional premiums when you purchase A-Life Lady and sign up as an AIA Vitality member. The first Yearly Cash Bonus is 10% of the basic premium you have paid for this plan.
What does early stage mean?
In a typical critical illness plan, insurers shall only pay you the benefits if the disease is considered as life threatening. This plan, however, also covers the early stages of cancer including carcinoma in situ on breast, cervix uteri, uterus, fallopian tube, vulva/vagina or ovary.
What does one-off payments mean?
This is a single, large claim payment.
What does maturity mean?
This is the date when your insurance coverage for this plan ends.
What does waiting period mean?
This is the time period where insurance company will not pay for certain claims.
As an AIA customer, you get to enjoy privileges and preferential rates on a range of services offered by our healthcare partners.
Women's Health Screenings from as low as RM260
Save up to RM4,000 for Fertility Treatments
Save up to RM1,200 for Maternity / Delivery
Enjoy up to 15% off for Child Vaccinations
Enjoy up to 35% off for Post-Natal Home Services
Save over RM600 for Traditional Chinese Medicine services
Women's Health Screenings from as low as RM260
Save up to RM4,000 for Fertility Treatments
Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.