Life Protection
Protect yourself and your loved ones from life's uncertainties with AIA's life insurance and takaful plans.
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{{label}}Critical Illness Protection
Coverage Period
Entry Age
You can participate in this plan via
A-Life Lady-i is a comprehensive female plan that meets your protection needs. This plan provides you with death and total and permanent disability benefits, along with a number of first-in-market features specially designed for women.
When you participate in A-Life Lady-i and sign up as an AIA Vitality member, you will get an additional bonus every year, called the Yearly Cash Bonus. Through Yearly Cash Bonus, you may receive a cash bonus up to 50% of your basic contribution paid for A-Life Lady-i on every certificate anniversary.
So join AIA Vitality, our unique programme that actively supports and rewards you for making healthy choices.
Read more about A-Life Lady-i in Bahasa Malaysia.
As a A-Life Lady-i participant, when you participate in A-Life Ikhtiar, the Gift of Joy benefit gives you a cash reward amounting to 1% of your coverage amount. If you attach A-Plus Total Health to that certificate, we will pay you additional 2% of the coverage amount!
As a A-Life Lady-i participant, you can enjoy the privilege of securing coverage for your child without going through medical underwriting if your pregnancy is less than 14 weeks - by choosing A-Life Ikhtiar and A-Plus BabyCare Xtra-i rider.
Being diagnosed with cancer is challenging – physically, emotionally and financially. A-Life Lady-i covers you against female cancers from the early stages onwards, ensuring that you are financially secured so that you can focus on treatment and recovery.
A-Life Lady-i provides first in the market and extensive female care benefits and one-off payments for complications from elective cosmetic surgery, hormone therapy for menopause and psychotherapy treatments for anxiety or depression.
This plan covers you for a wide range of pregnancy complications.
We want to celebrate the important milestones in your life by giving you a cash reward for these auspicious events particularly marriage, childbirth and golden age. Total cash reward is up to 12% of your coverage amount!
When your plan matures at 80, we will pay you 150% of your coverage amount to celebrate this significant milestone in your life.
You can enjoy a Yearly Cash Bonus when you participate in A-Life Lady-i and sign up as an AIA Vitality member. The first Yearly Cash Bonus is 10% of your basic contribution paid for A-Life Lady-i.
If there is any excess from the Takaful risk fund at the end of every year, AIA PUBLIC Takaful will share it with the eligible Participants at a 50:50 ratio.
What does early stage mean?
In a typical critical illness plan, Takaful Operator shall only pay you the benefits if the disease is considered as life threatening.
AIA PUBLIC Takaful understands that while certain diseases may not be considered as life threatening, they can have life changing impacts. That is why AIA PUBLIC Takaful also covers early stage of illness to allow you to focus on your recovery and bounce back to health to pursue your dreams.
What does one-off payments mean?
This is a single, large claim payment.
What does maturity mean?
This is the date when your Takaful coverage for this plan ends.
What does waiting period mean?
This is the time period where Takaful Operator will not pay for certain claims.
As an AIA customer, you get to enjoy privileges and preferential rates on a range of services offered by our healthcare partners.
Women's Health Screenings from as low as RM260
Save up to RM4,000 for Fertility Treatments
Save up to RM1,200 for Maternity / Delivery
Enjoy up to 15% off for Child Vaccinations
Enjoy up to 35% off for Post-Natal Home Services
Save over RM600 for Traditional Chinese Medicine services
Women's Health Screenings from as low as RM260
Save up to RM4,000 for Fertility Treatments
Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.