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Accident Protection
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    • Twin PA

    Accident Protection

    Coverage Period

    up to age 75(Adult Plan)

    UP TO AGE 23 (Juvenile Plan)

    Entry Age

    16 - 70 YEARS OLD

    1 MONTH - 15 YEARS OLD

    You can buy this via 

    AIA life planner

    WHAT IS THIS PRODUCT ABOUT

    A personal accident plan can provide valuable peace of mind by taking care of the financial implications should your circumstances change after an accident. Twin PA is a protection plan that pays twice the amount you are covered for if you pass away or suffer a serious injury or disability after an accident.

    • Product Brochure Product Brochure
    • Product Disclosure Sheet Product Disclosure Sheet
    • SHARE SHARE

    WHAT DOES IT PROVIDE?

    • SUPPORT THROUGH THE WORST
      SUPPORT THROUGH THE WORST

      If you suffer a serious injury such as loss of limb or loss of use of your limbs within a year after an accident, you will receive a lump sum payout to help you cope with the impact. Should you pass away due to the accident, your family will receive a lump sum payout to help them through the times ahead.

    • MEDICAL PROTECTION
      MEDICAL PROTECTION

      We will ensure that you are well covered by reimbursing you for medical and surgical expenses incurred in the first year after the accident.

    • CASH TO HELP COPE WITH MAJOR DISABILITIES
      CASH TO HELP COPE WITH MAJOR DISABILITIES

      If you or your child should suffer a major disability such as loss of sight, speech and hearing, limb or paralysis as a result of the accident within the first year, we will provide a lump sum payout to help ease the financial strain.

    • WEEKLY PAYOUT (Adult plan only)
      WEEKLY PAYOUT (Adult plan only)

      The last thing you want to do is worry about costs if you suffer temporary total disability. To help you recover quickly, you will receive a weekly payout for up to a year for each accident. If you experience temporary partial disability, you will receive 25% of this weekly benefit for up to a year. Because accidents are unpredictable, you can make multiple claims throughout the term of your plan.

    • HELP IF YOU'RE NO LONGER AROUND
      HELP IF YOU'RE NO LONGER AROUND

      If you pass away or suffer total and permanent disability within a year of the accident, we will waive all future payments needed to keep this plan active so your child continues to be covered. 

    Insurance Lingo Explained

    What does temporary total disability mean?

    This is when you become injured and disabled due to an accident and cannot work for a period of time. 

    What does temporary partial disability mean?

    This happens if the injuries sustained during an accident caused you to be disabled and  forces you to work at a reduced level while you recover.

    What does lump sum mean?

    This is a single, large claim payment.

    Like what you've read? This is purely a product summary. If you want more information about this product, please refer to our Product Disclosure Sheet or speak to an AIA Life Planner.

    THE TERMS & CONDITIONS AT A GLANCE
    THE TERMS & CONDITIONS AT A GLANCE
    - COLLAPSE + EXPAND
    • You must disclose details such as your occupation, personal interests or hobbies that could affect your risk profile and number of personal accident policies that you have with other insurance companies.
    • After the first premium, a grace period of 31 days from the premium due date is allowed for payment of each premium. The policy will remain active during the grace period. If a loss occurs during the grace period, any unpaid balance of premiums due for the full policy year will be deducted from the proceeds payable under the policy.
    • You must tell us in writing if you change your occupation. We will review your new occupation to see if it falls within the occupation categories covered under this plan.
    • You must give us written notice of a claim within 30 days of the accident that caused your injury. If death occurs, an immediate notice of claim must be given to us.

    Similar Products

    A-Plus Accident Shield & A-Plus Total Accident Shield

    Accident Protection

    Boosts your coverage against accidents.

    Flex PA

    Accident Protection

    Takes care of the financial implications should your circumstances change after an accident.
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    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Pension and Asset Management Sdn. Bhd.
    1300-22-7771
    AIA Auto Assist / Roadside Assist
    1-800-88-8733
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