Life Protection
Protect your loved ones’ future from life’s uncertainties.
Twin PA
Accident Protection
Coverage Period
Entry Age
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A personal accident plan can provide valuable peace of mind by taking care of the financial implications should your circumstances change after an accident. Twin PA is a protection plan that pays twice the amount you are covered for if you pass away or suffer a serious injury or disability after an accident.
If you suffer a serious injury such as loss of limb or loss of use of your limbs within a year after an accident, you will receive a lump sum payout to help you cope with the impact. Should you pass away due to the accident, your family will receive a lump sum payout to help them through the times ahead.
We will ensure that you are well covered by reimbursing you for medical and surgical expenses incurred in the first year after the accident.
If you or your child should suffer a major disability such as loss of sight, speech and hearing, limb or paralysis as a result of the accident within the first year, we will provide a lump sum payout to help ease the financial strain.
The last thing you want to do is worry about costs if you suffer temporary total disability. To help you recover quickly, you will receive a weekly payout for up to a year for each accident. If you experience temporary partial disability, you will receive 25% of this weekly benefit for up to a year. Because accidents are unpredictable, you can make multiple claims throughout the term of your plan.
If you pass away or suffer total and permanent disability within a year of the accident, we will waive all future payments needed to keep this plan active so your child continues to be covered.
What does temporary total disability mean?
This is when you become injured and disabled due to an accident and cannot work for a period of time.
What does temporary partial disability mean?
This happens if the injuries sustained during an accident caused you to be disabled and forces you to work at a reduced level while you recover.
What does lump sum mean?
This is a single, large claim payment.
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