Life Protection
Protect your loved ones’ future from life’s uncertainties.
Medical Enhancer
Accident Protection
Coverage Period
Up to 85 years old
Entry Age
16 - 75 Years Old
You can buy this via
AIA life planner
WHAT IS THIS PRODUCT ABOUT
Medical Enhancer is designed to boost your medical coverage at an affordable price. It provides you with an array of medical coverage that allows you to seek better treatments so that you could recover faster.
WHAT DOES IT PROVIDE?
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BROKEN BONES AND BURNS PROTECTION
If you suffer from broken bones or burns due to an accident, this plan provides you with a lump sum payment to help you cope with your recovery.
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ADDITIONAL MEDICAL PROTECTION
This plan provides you with extra layers of medical protection, to ensure you are well covered against any medical and surgical expenses incurred due to an accident, infectious disease or food poisioning.
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ALTERNATIVE TREATMENTS
This plan also covers medical expenses provided by an acupuncturist, bonesetter, chiropractor or osteopath, following the injury due to an accident.
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COSMETIC SURGERY
Accidents may lead to permanent scars and even facial trauma. This plan covers the expenses for corrective dental and cosmetic surgery that aims to give the accident victims a fresh lease of life.
Insurance Lingo Explained
What does lump sum mean?
This is a single, large claim payment.
Like what you've read? This is just a summary of our product. If you want more information, please view our brochure and Product Disclosure Sheet, or speak to an AIA Life Planner.
THE TERMS AND CONDITIONS AT A GLANCE
- Medical Enhancer is an optional benefit attachable to Flex PA.
- The plan covers up to age 85 or the expiry of the basic plan, whichever is earlier.
- You must disclose details such as your occupation, personal interests or hobbies that could affect your risk profile and number of personal accident policies that you have with other insurance companies.
- After the first premium, a grace period of 31 days from the premium due date is allowed for payment of each premium. The policy will remain active during the grace period. If a loss occurs during the grace period, any unpaid balance of premiums due for the full policy year will be deducted from the proceeds payable under the policy.
- You must inform us in writing if you change your occupation. We will review your new occupation to see if it falls within the occupation categories covered under this plan.
- You must give us written notice of a claim within 30 days of the accident that caused your injury. If death occurs, an immediate notice of claim must be given to us.