Your family will receive a lump sum payment if you pass away due to an accident. We will pay twice the amount if the accident occurs in public bus or train, in an elevator or in a fire in a public building.
Accidental Dismemberment Benefit
You will receive a lump sum payment if you lose a part of your body in an accident. We will pay twice the amount if the accident occurs in public bus or train, in an elevator or in a fire in a public building.
Total & Permanent Disability Benefit
This plan covers you if you suffer total & permanent disability due to an accident. We will pay twice the amount if the accident occurs in public bus or train, in an elevator or in a fire in a public building.
Enjoy additional coverage with A-Plus Total AccidentShield-i
A-Plus Total AccidentShield-i will also provide you with a weekly allowance if you suffer from temporary disability due to an accident. We will also reimburse the medical costs you incur as a result of an injury caused by an accident (capped at 6% of the amount you are covered for).
Optional Coverage for Riots
You can purchase additional coverage for an accident that arises from a riot.
Takaful Lingo Explained
What does lump sum mean?
This is a single, large claim payment.
What does accidental dismemberment mean?
This means becoming disabled after losing a part of your body in an accident.
What does total & permanent disability mean?
It means that because of a sickness or injury, a person is unable to ever work again.
What does temporarily disabled mean?
This means that a person is unable to work for a short period of time due to sickness or injury
Like what you’ve read? This is purely a product summary. If you want more information about this product, please request a copy of the Product Disclosure Sheet and Product Illustration from an AIA Life Planner.
A-Plus AccidentShield-i and A-Plus Total AccidentShield-i are available as contribution payment add-ons (attachable to Traditional Life basic plan) and unit deducting add-ons (attachable to an Investment-Linked Takaful Plan.)
The plans cover up to age 70.
Temporary Disability Benefit is subject to a maximum of 52 weeks and the Person Covered sustains temporary disability not less than one (1) week.
The contribution (if attached to a Traditional Life basic plan) / Tabarru‘ (if attached to a regular contribution Investment-Linked Takaful Plan) is level and dependent on the occupational class of the Person Covered.
The contributions/ Tabarru‘ for these plans are not guaranteed and AIA PUBLIC reserves the right to revise the contribution/ Tabarru‘ by giving you 3 months written notice.
The contributions paid for these plans may qualify you for a personal tax relief , subject to the final decision of the Inland Revenue Board of Malaysia.
Please note that contributions paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.