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Free Khairat Cover

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Frequently Asked Questions

If your application is successful, you will receive a welcome email within 14 working days from the registration date.

You will then be required to download the AIA+ mobile app via Google Play, App Store or Huawei App Gallery and register your AIA+ account. Once completed, you may view your benefits via the AIA+ app. You are highly encouraged to download the AIA+ mobile app to enjoy higher coverage for this Free Khairat Cover.

Do not worry. This is where you can view details of your Free Khairat Cover in the AIA+ App.

Follow the guide below and you will be able to see that your coverage is shown (point 6) as below:

Please ensure that you have provided the correct information via the dedicated microsite when you sign up for this free coverage, including full name as per NRIC, NRIC Number, phone number and e-mail address.

If you are unsure, please resubmit the application with the correct information and contact your respective AIA Life Planner and include “Free Khairat Cover” in the email subject for assistance.

✓ Please refer to the Table of Documents below for the list of documents required when submitting a claim.

✓ Go to aia.com.my > “Contact us” > “Enquiry form” > Select “Claims” under Category.

Table of Documents

List of documents required when submitting a claim:

Documents
  1. Death Claim Form
  2. Certified true copy of death certificate
  3. Proof of relationship: marriage certificate or birth certificate 
  4. A copy of Malaysian Identity Card with front and back for Claimant
  5. A copy of Police Report, if any
  6. A copy of Post-Mortem report, if any
  7. A copy of the first page of bank statement or account passbook indicating Payee Bank Account Number, Account Holder Name, Bank Name for E-payment purpose


Notes:

  1. Claims must be submitted within sixty (60) days from the date of event.
  2. We may request for additional information and/or supporting documents when required; early response from the claimant will expedite the processing of the claim.

The claimant may have entered the incorrect information during the claims application. Please resubmit the claim application with the correct information and contact your respective Life Planner for assistance.

All ages referred to under this free coverage shall be the age of Covered Person’s last birthday.

“Accident” means a sudden, unintentional, unexpected, unusual, and specific event that occurs at an identifiable time and place which shall, independently of any other cause, be the sole cause of bodily Injury.

“Covered Person” shall mean the person(s) who must meet the following eligibility and has/have successfully applied for this free coverage:

  • Age last birthday at the time of registration is between fifteen (15) days old and seventy (70) years old; and
  • a Malaysian citizen residing in Malaysia.

“Injury” means bodily Injury caused solely by Accident.

Whenever the context requires, masculine form shall apply to feminine and singular term shall include the plural.