Life Protection
Protect yourself and your loved ones from life's uncertainties with AIA's life insurance and takaful plans.
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{{label}}Medical Protection
Coverage Period
Entry Age
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A-Plus Health Booster is an optional medical rider that can be attached to the A-Life Med Regular plan to boost your medical coverage. It provides you with additional annual limit, enhanced out-patient benefits and extra benefits through our Health Wallet, such as health screening, vaccinations and etc.
To ensure you receive the best possible treatment and personalised ongoing support throughout your medical journey when faced with serious medical conditions, A-Plus Health Booster also comes with Personal Medical Case Management (PMCM) benefit which gives you access to worldwide medical support from diagnosis to recovery.
When you purchase A-Plus Health Booster and sign up as an AIA Vitality member, you can also enjoy additional Health Rewards such as waiving the deductible amount upon hospital admission, upgrading your room and board limit and/or increasing the amount in your Health Wallet, without having to pay any additional premium.
Read more about A-Plus Health Booster in Bahasa Malaysia.
Terms and conditions apply.
This plan provides you with comprehensive medical protection up to RM 1.5 million every year!
An amount will be credited into your Health Wallet for each policy year that you do not make a claim, up to 10 times. To complement your healthcare journey, the health wallet provides benefits for illness prevention, coverage for congenital conditions and elective surgery due to accident or cancer, extra coverage for the top 3 critical illnesses and reimbursement for mobility and hearing-related equipment in the case of disability. Upon death, the remaining amount in the Health Wallet will be payable, up to a fixed amount according to your selected plan.
Sign up for AIA Vitality when you purchase A-Plus Health Booster and enjoy additional Health Rewards such as a waiver on the deductible amount upon hospital admission, room and board limit upgrade and/or boost your Health Wallet amount.
The healthier the choices you make, the higher your AIA Vitality Status, the better your Health Rewards.
We have both zero and RM300 deductible options for your selection. To enjoy lower premium rates, you may choose a deductible amount of RM300.
(This is not available for Plan 150)
This benefit is administered by our service provider, Teladoc Health, Inc. (Teladoc).
Under this medical plan, you will receive extensive coverage for COVID-19. If you were to experience any side effects or complications from taking an approved COVID-19 vaccine that requires hospital admission, you will be covered for the cost of your medical treatments. Our COVID-19 coverage also includes hospitalisation in the event you contract COVID-19, whether it is an admission to a government or private hospital, as deemed necessary.
For more information, head on over to https://www.aia.com.my/en/covid-19-updates.html#coverage
What does deductible mean?
Deductible is a fixed amount you have to pay for the medical expenses incurred as cost sharing. If you choose RM300 deductible option, you have to pay the first RM300 out of the eligible expenses for any one disability, and we will pay for the rest of the eligible expenses.
What does lifetime limit mean?
This is the maximum claimable amount throughout your life time, which you may normally find in a medical insurance.
What does annual limit mean?
This is the maximum amount an insurance company will pay in a year for a medical insurance.
Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.
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AIA Bhd. (200701032867 (790895-D)) is licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.