1. Introduction

1.1. This Contest Terms and Conditions shall govern the Contest that is organised by AIA Bhd. and AIA PUBLIC Takaful Bhd. (“Organiser”).

1.2. The Organiser reserves the right at any time to change, amend, delete or add to the Terms and Conditions and other rules and regulations including the mechanism of the Contest at its sole discretion.

1.3. The Organiser may terminate or suspend the Contest at any time at its absolute discretion in which case, the Organiser may elect not to award any prize. Such termination or suspension will not give rise to any claim by the Contestants. If the Contest is resumed by the Organiser, the Contestants shall abide by the Organiser’s decision regarding the resumption of the Contest and disposition of the Prizes. The Contest will be held during the Contest Period as here in below defined.

1.4. For the avoidance of doubt, the termination, suspension or cancellation of the Contest shall not entitle the Contestants or the winners to claim for compensation against the Organiser for any losses or damages suffered or incurred by the Contestants or the winners as a direct or indirect result of the act of termination, suspension or cancellation.

2. Contest Period

2.1. This Contest will be held from 1 December 2018 until 28 February 2019 divided into 3 Contest Periods:

2.1.1. Contest Period 1          : 1 December 2018 until 31 December 2018 at 11.59 PM

Winner announcement         : 28 January 2019

2.1.2. Contest Period 2          : 1 January 2019 until 31 January 2019 at 11.59 PM

Winner announcement         : 28 February 2019

2.1.3. Contest Period 3          : 1 February 2019 until 28 February 2019 at 11.59 PM

Winner announcement        : 28 March 2019

2.2. Any entries received after the respective Contest Period will be disqualified and ineligible for consideration for prizes. The Organiser reserves the right to vary, postpone or re-schedule the dates of the Contest or extend the Contest Period at its sole discretion.

3. Eligibility

3.1. The Contest is open to:

3.1.1.The policyholders of AIA Bhd. and certificate holders of AIA PUBLIC Takaful Bhd.’s

3.1.2. Employees who are insured with AIA Group Employee Benefit scheme “AIA Corporate Members”; and

3.1.3.The Life Planner of AIA Bhd. and AIA PUBLIC Takaful Bhd.

(“Contestant”).

3.2.  The employees of AIA Bhd., AIA PUBLIC Takaful Bhd., AIA General Berhad, AIA Pension and Asset Management Sdn. Bhd. and AIA Health Services Sdn. Bhd. are not eligible to participate in this Contest.

4. Contest Mechanics:

4.1.  The policyholders / certificate holders / AIA Corporate members are required to register his/her account in MY AIA customer portal at www.aia.com.my during the respective Contest Period. 

4.2.  28 successful MY AIA account registrations will be selected randomly at the end of every Contest Period and these 28 MY AIA registered users shall be contacted via the same contact number and/or e-mail address registered in their respective MY AIA account to answer a set of questions. In the event that any of these shortlisted registered users failed to answer the questions correctly within the stipulated time period, we shall contact the remaining registered users until there are 28 confirmed winners.

4.3. The registration of MY AIA account must be made by the policyholders / certificate holders /AIA Corporate members themselves with a valid contact details to be considered as valid registration.

4.4. The policyholder / certificate holder must have at least 1 in force policy / certificate during the Contest Period while the AIA Corporate Members must remain as insured under AIA Group Employee Benefit scheme during the Contest Period.

4.5. The Life Planner will get 1 credit point which entitles the Life Planner to 1 entry in the Contest, for every successful registration of MY AIA customer portal by his/her policyholder / certificate holder (including AIA Corporate Members) during the respective Contest Period. The credit points collected from one Contest Period cannot be carried forward or accumulated to the next Contest Period. At the end of each Contest Period, 5 Life Planners will be selected randomly to answer a set of questions. In the event that any of these shortlisted Life Planners failed to answer the questions correctly within the stipulated time period, we shall contact the remaining Life Planners until there are 5 confirmed Life Planner winners.

4.6. Entries that are incomplete and/or do not meet the requirements as mentioned above will be forfeited. We will review the registration to ensure that the account is registered by the policyholder / certificate holder / AIA Corporate member themselves.

5. Winners

5.1. The Customer winners will be announced in AIA’s corporate portal at www.aia.com.my and notified through the e-mail address registered in their MY AIA profile and for Life Planner, the winners will be notified through their AIA Premier e-mail address.

5.2. Failure by the winners to respond to the Organiser within the stated date shall result in the Prize being forfeited and the Organiser have the right to select another winner. The Organiser shall not be held responsible for any losses (including loss of opportunity and any other losses flowing therefrom) and damages suffered in the event the winner cannot be contacted.

6. Prize(s)

6.1. 28 Customer winners for every Contest Period stand a chance to win prizes worth up to RM3699.

6.2. 5 Life Planner winner for every Contest Period stand a chance to win prizes worth up to RM708.

6.3. No representatives are allowed to receive the prize on behalf of the winners.

6.4. The prizes won are not transferable and not redeemable by cash.

6.5. The winners are responsible for any and all taxes payable as a result of a Prize being awarded (if applicable).

6.6. If the winners fail to collect their prize within 2 weeks of the notification, the prize will be forfeited and cannot be redeemed at a different time and place.

7. Judging Criteria

7.1. The entries will be judged based on the Contest mechanics.

7.2. The Organiser’s decisions on all matters relating to the Contest shall be final and absolute and binding on the Contestant. No discussion, correspondence, enquiry, appeal or challenge in respect of any decision of the Organiser will be entertained.

7.3. The Contestant shall not dispute nor make any oral or written complaints, public announcements or statements on the same whether during or after the Contest Period.

8. Indemnity

8.1. The Contestant forever waive, release and discharge the Organiser, its agencies, sponsors and representatives from and against, any and all liabilities, costs, loss, damages or expenses which the Contestant or any party claiming through the Contestant hereafter may have arising out of acceptance of any Prize(s) or participation in the Contest including (but not limited to) personal injury and damage to property and whether or not direct, consequential or foreseeable.

8.2. The Contestant shall indemnify the Organiser, its affiliates, agent and sponsors from and against all liability, cost, loss or expenses suffered thereby as a result of the Contestant’s breach of the Contestant’s warranties and undertakings and any breach of the Terms and Conditions and/or the rules and regulations of the Contest.

9. Cost

9.1. All costs incurred by the Contestant in relation to and/or with respect to the Contest including without limitation postal charges or Internet Service Provider (ISP) charges (if applicable), all transport costs, communication charges, accommodation, meal costs and other related costs incurred by the Contestant as a result of and/or pursuant to his/her participation in the Contest shall be solely borne by the Contestant. The Organiser shall not be under any obligation to reimburse the Contestant for any of such costs and expenses incurred thereof.

10.Governing Law

The Terms and Conditions of the Contest shall be construed, governed and interpreted in accordance with the laws of Malaysia.

11. Miscellaneous

11.1The Contestants shall not be entitled to assign any of the rights or sub-contract any of the obligations herein. The Organiser shall be entitled to assign or sub-license the whole or any part of its rights hereunder to any third party as may be determined by the Organiser.

11.2 The invalidity, illegality or unenforceability of any terms hereunder shall not affect or impair the continuation in force of the remainder of the Terms and Conditions of the Contest.

11.3 All Winners hereby expressly consent to AIA at its discretion for publishing, displaying, identifying their names, photographs and City of Residence for advertising and publicity purposes (if any).