Campaigns & Promotions

This Annual Limit Booster 2.0 Campaign (“Campaign”) is organised by AIA Bhd. and AIA PUBLIC Takaful Bhd. (“AIA Malaysia”, “we”, “our” or “us”). Please read this Campaign’s Terms and Conditions before deciding to participate in this Campaign. By participating in this Campaign, you (“you”, “your” or “customer”) agree that you have read, understood and agreed to be bound by the Terms and Conditions of this Campaign and any change or modification that we may make to this Campaign and/or the Terms and Conditions of this Campaign with prior notice to you. And by participating in this Campaign, you further agree to be bound by our Privacy Policy accessible at  https://www.aia.com.my/en/index/privacy-statement.html.

Campaign Period: This Campaign is valid from 1 August 2024 to 30 November 2024, both dates inclusive (“Campaign Period”). All new business applications must be received within the Campaign Period and activated by 17 February 2025.

Eligible Products: A-Plus Health 2 and A-Plus Health Flex-i (“Eligible Products"). 

Campaign Benefit: Upgrade in Overall Annual Limit of the selected Eligible Products based on the plan selected (“Campaign Benefit”). 

The Campaign is opened to all AIA Malaysia customers who have purchased / participated in the Eligible Products (including upgrade from Let’s Upgrade Your Medical Plan Campaign) via new business application during the Campaign Period, and the application is activated by 17 February 2025. The Campaign is not applicable for customers who add/ convert/ upgrade the existing medical riders at policy / certificate servicing or during the coverage term of a policy / certificate.

Campaign Eligibility:

• The coverage amount of the basic policy/ certificate i.e Basic Sum Assured / Covered must be at least RM100,000 and/or the coverage amount of the eligible Critical Illness (“CI”) Rider / Plan attached must be at least RM50,000; and
• For adult application, the Insured / Person Covered must be an AIA Vitality member upon new business application submission in iPos; or
  For juvenile application (applicable to pre-natal and / or Insured / Person Covered with entry age 0 to 15 years old), the policy / certificate owner must be an AIA Vitality member upon new business application submission in iPoS.
   

Eligible CI Rider(s) for this Campaign are:

1. A-Plus Critical Care, A-Plus Beyond Critical Shield, A-Plus Multi CriticalCare, A-Plus Early Critical Care*, A-Plus Recover and A-Plus Junior Critical Care*, attachable to A-LifeLink2 and / or A-Life Joy Xtra; and
2. A-Plus Critical Shield-i and A-Plus Beyond Critical Shield-i, attachable to A-Life Idaman (“Eligible CI Riders”).


Eligible CI plan(s)* for this Campaign are:
3. Life Essential Critical Care, A-Life Beyond Critical Care, A-Life Cancer360 underwritten by AIA Bhd; and
4. A-Life Kritikal Protector and A-Life Cancer360-i underwritten by AIA PUBLIC Takaful Bhd. (“Eligible CI Plans”).

Eligible policy / certificate owner will receive an endorsement on this Campaign stating the Campaign Benefit within 3 months from the date of application. You are advised to read and understand the benefits, exclusions, terms and conditions stated in the endorsement. 

The Campaign Benefit shall cease upon the earlier occurrence of the following:

• The policy / certificate issued under this Campaign does not maintain minimum Basic Sum Assured / Covered of RM100,000 or minimum RM50,000 coverage amount for Eligible CI Rider / Plan; or
• If the policy / certificate / endorsement issued under this Campaign is lapsed, lapsed and subsequently reinstated, surrendered, cancelled, terminated or deletion of Eligible Products from the eligible policy / certificate.
   

The Campaign is offered at no additional cost. However, AIA Bhd. and AIA PUBLIC Takaful Bhd. reserves the right to revise the cost of insurance / Tabarru’ due to adverse claims experience. You will need to pay an additional premium / contribution if the cost of insurance/ Tabarru’ is revised. 

A-Plus Health 2 and the Eligible CI Riders under 7(a) are optional riders attachable to regular premium investment-linked plan, A-Life Link 2 and/or A-Life Joy Xtra, underwritten by AIA Bhd.

A-LifeLink 2 and A-Life Joy Xtra are plans tied to the performance of the underlying assets and are not pure investment products such as unit trusts.

AIA Bhd. is a member of PIDM. PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY/PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact AIA Bhd. or PIDM (visit www.pidm.gov.my).

A-Plus Health Flex-i and the Eligible CI Riders under 7(b) are optional riders attachable to regular contribution family Takaful plan, A-Life Idaman, underwritten by AIA PUBLIC Takaful Bhd.

AIA PUBLIC Takaful Bhd. is a member of PIDM. The benefit(s) payable under eligible certificate / product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact AIA PUBLIC Takaful Bhd. or PIDM (visit www.pidm.gov.my).

AIA Vitality is a programme that supports and rewards its members for making healthier choices every day and is offered by AIA Health Services Sdn. Bhd. (199601016211 (388561-T)). Please visit https://www.aia.com.my/en/aia-vitality.html for further information.

Important Notes and Disclaimers

1. The marketing materials of this Campaign are not intended as an offer or solicitation for the purpose or sale of any financial instrument / product. You should satisfy yourself that the policy / certificate purchased / participated will best serve your needs and that the premium / contribution payable under this policy / certificate is an amount that you can afford. To achieve this, we recommend that you speak to your AIA Life Planner who will perform a needs analysis and assist you in making an informed decision.

2. You are advised to refer to the Product Disclosure Sheet, Sales Illustration and Fund Fact Sheet(s), for further information before purchasing / participating in an insurance policy / takaful certificate, and to refer to the terms and conditions in the policy / certificate document for details of the features and benefits, waiting periods and exclusions under the policy / certificate.

General Provisions

1. You are always solely responsible for maintaining the accuracy of your information. AIA Malaysia may request for further information from you to determine the authenticity of any information provided, including whether it is fraudulent or exaggerated.

2. AIA Malaysia may decline the Campaign Benefit entitlement in the event any of the Terms and Conditions pursuant to this Campaign is not fulfilled. No appeal(s) will be entertained.

3. AIA Malaysia shall have the right to decide all matters, and disputes concerning this Campaign including substituting the Campaign Benefit with other form of gifts / rewards of equivalent value.

4. AIA Malaysia shall have the right to amend the Terms and Conditions of this Campaign, and to suspend, terminate, delay or vary this Campaign with prior notice to you. The mode of notification (if any) of the amendment, suspension, termination, delay or variation shall be at AIA Malaysia's discretion, including but not limited to displaying the same in any of AIA Malaysia's website or social media sites.

5. The Campaign Benefit is non-transferable and any request for Campaign Benefit to be credited to a third-party account will not be entertained.