1) This Fan10stic Campaign ("Campaign") is organised by AIA Bhd. (“AIAB”, “we”, “our” or “us”). By joining this Campaign, you (“you”, “your” or “customer”) agree that you have read, understood and agreed to be bound by the Terms and Conditions of this Campaign and by any change or modification that we may make to this Campaign and/or the Terms and Conditions of this Campaign with prior notice to you. By joining this Campaign, you further agree to be bound by our Privacy Policy accessible at https://www.aia.com.my/en/index/privacy-statement.html

2) Campaign Period: 1 November 2023 to 30 November 2023, both dates inclusive (“Campaign Period”)

3) Eligible Products 

Category 1: Total Health Solution
A-LifeLink 2, A-Life Joy Xtra, A-Life Beyond Critical Care, and A-Life Essential Critical Care

Category 2: Total Wealth Solution
A-Life Wealth Premier, A-Life Wealth Builder, A-Life Wealth Treasure, and A-Life Wealth Venture
(Note: The premium payment term must be 10 years and more.)

4) Campaign Eligibility 

a) This Campaign is open to all new and existing customers (defined below) who purchase any of the Eligible Products with a minimum annualised premium of RM4,200 during the Campaign Period. Life Planner purchases are not eligible for the Campaign. Life Planner purchases mean the policy owner and/or the insured is a Life Planner. Applications must be received during the Campaign Period and activated by 15 December 2023.

An existing customer is defined as follows (“Existing Customer”):

• A policy owner/certificate owner of an activated Conventional Individual Life product from AIA Bhd. or Takaful product from AIA PUBLIC Takaful Bhd. or Personal Accident (PA) insurance with AIA General Berhad as of 31 October 2023; OR
• A corporate policy owner/certificate owner of an activated Conventional Group Employee Benefits Scheme from AIA Bhd. or Takaful Group Employee Benefits Scheme from AIA PUBLIC Takaful Bhd., or Group Personal Accident (PA) insurance with AIA General Berhad; OR
• An employee/member covered under Group Employee Benefits Scheme with an activated Conventional Group Employee Benefits Scheme from AIA Bhd. or Takaful Group Employee Benefits Scheme from AIA PUBLIC Takaful Bhd., or Group Personal Accident (PA) insurance with AIA General Berhad.

The Existing Customer must be the policy owner (not the insured) of the Eligible Product(s).

In the case of A-Life Wealth Venture where the applicant is a business organisation, the policy owner must be one of the following:

1. A company with the same business registration number as a current policy owner/certificate owner of an activated Conventional Individual Life product from AIA Bhd. or Takaful product from AIA PUBLIC Takaful Bhd. or Personal Accident (PA) insurance with AIA General Berhad; OR
2. A company with the same business registration number as a company that has an activated Conventional Group Employee Benefits Scheme from AIA Bhd. or Takaful Group Employee Benefits Scheme from AIA PUBLIC Takaful Bhd., or Group Personal Accident (PA) insurance with AIA General Berhad.

The credit card used must be registered under the business organisation. A copy of the business credit card information must be submitted for verification upon submission.

b) For Category 2: Total Wealth Solution (except for A-Life Wealth Venture), the application must be attached with at least one of the selected AIA Investment Linked Funds below. The cashback payable will be based on the proportion of annualised premium that was invested in the selected AIA Investment Linked Funds listed below:

• - AIA Strategic Equity Fund
• - AIA Strategic Fixed Income Fund
• - AIA Elite Conservative Fund
• - AIA Elite Adventurous Fund
• - AIA Dana Progresif
• - AIA Equity Dividend Fund
• - AIA Equity Plus Fund
• - AIA Dana Dinamik
• - AIA Aggressive Fund
• - AIA Medium Cap Fund
• - AIA Balanced Fund
• - AIA Global Fixed Income Fund
• - AIA Global Equity Income Fund
• - AIA Global Balanced Fund
• - AIA Global Equity Fund
• - AIA New Horizon Fund
• - AIA Asia Opportunity Fund
• - AIA Asian Equity Fund
• - AIA Asia Platinum Fund
•  

c) To qualify for this Campaign, in the case of adult applicants (aged 16 or above), the insured must be an AIA Vitality member. For juvenile applications (pre-natal and/or insured with entry age 0 to 15 years old) under A-Life Joy Xtra and A-Life Wealth Treasure, the policy owner (i.e., the applicant) must join AIA Vitality membership. AIA Vitality membership must be signed up or active upon new application submission and must remain active before and upon the payment of Campaign Reward. Juvenile applications (insured with entry age 0 to 15 years old) under A-Life Wealth Premier and A-Life Wealth Builder are not eligible for the Campaign. The policy owner (or insured for A-Life Wealth Venture, where the applicant is a business organisation) must download and login to AIA+ application (“app”) (formerly known as My AIA) between 1 November 2023 and 30 June 2024. (“Eligible Policy”)

d) The Campaign is only applicable to applications that opt to pay via payment link or pay by credit/debit card. For A-Life Wealth Venture applications, where the applicant is a business organisation, the credit card used must be registered under the business organisation. A copy of the business credit card information must be submitted for verification upon submission.

e) If you make any changes or transactions (e.g., increase of sum assured or addition of rider) to the Eligible Policy that require additional premium during the Campaign Period and/or before the payout of the Campaign Reward, the additional premium will not be qualified or counted in this Campaign. For a reduction of premium, the Campaign Reward shall be calculated based on the reduced premium provided it meets the minimum annualised premium requirement of this Campaign.

f) The Eligible Policy will be disqualified from this Campaign in the event of:

• Lapse, surrender, termination, cancellation of the application;
• Partial withdrawal;
• Premium holiday;
• Premium not paid up to date;
• Lapse but reinstated;
• Change of payment method to a non e-payment method; or
• Change of AIA Investment-Linked Fund(s) selected or investment allocation instruction to the AIA Investment-Linked Fund(s) not listed under Campaign Eligibility – 4(b), or performed a full fund switch to AIA Fixed Income Fund and/or AIA Dana Bon for Category 2: Total Wealth Solution (except for A-Life Wealth Venture) 
   

during the Campaign Period and/or before the payout of the Campaign Reward.

5) Campaign Mechanism and Campaign Reward

Refer to the Campaign Mechanism & Reward table above (“Campaign Mechanism” and “Campaign Reward”).

• The calculation of annualised premium to be eligible for this Campaign is inclusive of any saver and/or top-up premium such as A-Plus Saver, A-Plus ScholarSaver and any rider premium. However, the calculation of the Campaign Reward i.e. premium cashback shall EXCLUDE any saver and/or top-up premium such as A-Plus Saver, A-Plus ScholarSaver, AIA Vitality membership fees, and taxes. Premium cashback shall be calculated based on annualised premium before any premium discount.
• Additional 5% premium cashback will be given to Eligible Policies where the insured (or policy owner for applicable juvenile application) has submitted their Vitality Health Check (“VHC”) results. VHC must be conducted between 1 April 2023 and 30 June 2024 and the VHC results must be uploaded into AIA+ app (formerly known as My AIA) via AIA Vitality platform by 30 June 2024. VHC is a quick test which consists of 4 tests i.e., Body Mass Index (BMI), blood pressure, blood glucose and cholesterol.
• Additional 5% premium cashback will be given to Eligible Policies where the insured (or policy owner for juvenile application) has submitted healthy VHC results. Healthy VHC results are defined as follows:
  • BMI: 18.5 – 24.9
  • Blood Pressure: <=120/80mmHg
  • Blood Glucose (Fasting): <5.6mmol/L & (Random): <7.8mmol/L
  • Total Cholesterol: <5.2mmol/L
• By participating in this Campaign, you will submit the VHC results into the AIA+ app (formerly known as My AIA) via AIA Vitality platform which is offered and operated by AIA Health Services Sdn. Bhd. (“AHS”). AHS will review the VHC results submitted by you and will only notify AIAB of the Eligible Policies that are qualified for the Campaign Reward. AIA Vitality Terms & Conditions shall apply.
• The premium cashback payouts will be credited and shown in the eligible policy owner’s AIA+ app (formerly known as My AIA) or credited to the current payment method in the case of A-Life Wealth Venture where the applicant is a business organisation, by AIAB in accordance with the Terms and Conditions of this Campaign. The first cashback payout (for signing up for an Eligible Product, joining AIA Vitality membership, and logging in to AIA+ app by 30 June 2024) will be credited by 31 December 2024. The second cashback payout (for completing and uploading VHC results by 30 June 2024, and for healthy VHC results) will be credited by 31 December 2025. After which, it shall be deemed as full payment and AIAB shall be released and fully discharged from further liability and demand in relation to the Campaign Reward.

6) Important Notes and Disclaimers

• This material is not intended as an offer or solicitation for the purpose or sale of any financial instrument/product. You should satisfy yourself that the policy purchased will best serve your needs and that the premium payable under this policy is an amount that you can afford. To achieve this, we recommend that you speak to your Life Planner who will perform a needs analysis and assist you in making an informed decision. You may also contact the insurance company directly for more information.
• You are advised to refer to the Product Disclosure Sheet, Sales Illustration, Fund Fact Sheet(s); if applicable, for further information before purchasing a policy, and to refer to the terms and conditions in the policy document for details of the features and benefits, waiting periods and exclusions under the policy.
  

• You are always solely responsible for maintaining the accuracy of your information. AIAB may request for further information from you to determine the authenticity of any information provided, including whether it is fraudulent or exaggerated.
  
• AIAB may decline the Campaign Reward entitlement in the event any of the Terms and Conditions pursuant to this Campaign is not fulfilled. No appeal(s) will be entertained.
• AIAB shall have the right to decide all matters, and disputes concerning this Campaign including substituting the Campaign Reward with other form of gifts / rewards of equivalent value.
• AIAB shall have the right to amend the Terms and Conditions of this Campaign, and to suspend, terminate, delay or vary this Campaign with prior notice to you. The mode of notification (if any) of the amendment, suspension, termination, delay or variation shall be at AIAB's discretion, including but not limited to displaying the same in any of AIAB's website or social media sites.
• The Campaign Reward are non-transferable and any request for Campaign Reward to be credited to a third-party account will not be entertained.