Campaigns & Promotions

a) This campaign is valid for 3 selected plans (A-Life Idaman, A-Life Legasi Beyond and A-Life Kritikal Protector) of which applications must be submitted between 1 October 2023 and 30 November 2023 with a minimum annualised contribution of RM1,800 per certificate to be eligible for the 1-month contribution waiver. The certificate(s) must be set in force by 15 December 2023.

b) Certificate applications must opt for an e-payment facility (regardless of instalment contribution amount) i.e., via payment link or AIA E-Pay (credit/debit card).

c) In order to qualify for the Campaign, the person covered must be an AIA Vitality member. AIA Vitality membership must be signed up or active upon new application submission. AIA Vitality membership must remain active until certificate matures.

d) The contribution waiver is inclusive of the following contribution (including loading, if any):

• Selected basic plan (A-Life Idaman, A-Life Legasi Beyond and A-Life Kritikal Protector)
• Attachable riders and A-Plus Health Enhancer

Any saver and top-up contribution such as A-Plus Saver-i, A-Plus Legasi Enhancer, A-Plus Enhancer-i and AIA Vitality membership fees, if any, will not be waived.

e) Applicable for contribution payment term of 10 years and above and for all payment frequency.

f) Life Planners are not entitled to participate in this Campaign (Life Planner participation means the certificate owner and/or person covered is a Life Planner).

g) If the customer makes any transaction after the certificate has been activated that requires additional contribution from certificate inception (e.g. increasing sum covered or adding riders), the additional contribution will not be waived.

h) For A-Life Legasi Beyond, if partial withdrawal from Protection Account is made within 6 months from the certificate issuance, the 1-month allocated contribution will be deducted from the amount payable.

For A-Life Legasi Beyond, A-Life Kritikal Protector and A-Life Idaman, if surrendered within 6 months from the certificate issuance, 1-month allocated contribution will be deducted from the amount payable. If the Protection Account/Participant’s Account Fund is insufficient to deduct the 1st month allocated contribution, it will not be deducted from Savings Account/ Participant’s Investment Fund (if any).

i) Please refer to the table below for the number of months of contribution collected for each payment frequencies:

Notes:

• To be eligible for this Campaign, AIA Vitality membership is required, and AIA Vitality membership fee will be collected (if any) upon certificate inception. For A-Life Idaman, should the person covered be a pre-natal or between 0-15 years old, the certificate owner needs to attach AIA Vitality.
• 1-month mock contribution (excluding A-Plus Saver-i/A-Plus Legasi Enhancer/A-Plus Enhancer-i, ad-hoc top up and AIA Vitality Fee, if any) will be payable by AIA PUBLIC Takaful Bhd.
• 1-month mock contribution after deducting the unallocated contribution will be credited into the certificate to allow the certificate to be set in force and continue as normal contribution paid certificate i.e., tabarru’, certificate charges, fund management charge (FMC) and contribution allocation shall apply and continue during this 1-month contribution waiver. From the second month onwards, customers will continue to pay the contribution as normal.

j) The terms and conditions of the Campaign are subject to change and the decision of AIA PUBLIC Takaful Bhd. on any matter concerning these terms and conditions are final.