Frequently Asked Questions
A medical insurance / takaful plan can help cover the cost of your healthcare at hospitals such as surgery and treatments.
Depending on your medical insurance / takaful plan, you may also receive a medical card which entitles you to faster and cashless services at the hospital.
Since healthcare is now more important than ever, we understand that the fees for taking care of your health or seeking medical help might be worrisome. With a medical insurance or takaful plan, you can rest assured that you and your loved ons can receive quality healthcare at any time.
Selected AIA medical insurance / takaful plans come with a Health Wallet that offers you additional benefits to complement your healthcare journey, such as Prevention Benefits (health screening and vaccinations), Recovery Care, Special Care Benefit, Mental Health Benefit, Protect Boost, and Mobility and Hearing Support.
And if you subscribe to AIA Vitality, our health and wellness plan, you can also enjoy exclusive offers and rewards, as well as better benefits on your plan, such as cashback, benefit upgrades and more.
AIA offers 3 types of life insurance / takaful plans to suit your different needs:
Basic: Provides you with essential protection.
Comprehensive: Provides comprehensive coverage for your needs.
Add-on: Flexible plans that you can add to your protection plan to meet your individual needs.
A Life Protection plan is a life insurance / takaful life plan that will grant your loved ones the amount of money you were covered for when you pass away or suffer from total and permanent disabilities (TPD).
A Medical Protection plan is a medical insurance / takaful plan that covers the cost of your medical treatments.
Medical Protection and Critical Illness Protection are different:
- Medical insurance / takaful plans cover the cost of your hospital bills, surgery, and even psychiatric healthcare.
- Critical Illness insurance / takaful plans provide you with a lump sum amount of money should you be diagnosed with a critical illness covered by your plan to help provide you with financial support so you can focus on your recovery.
We encourage you to complement your Medical Protection with our Critical Illness Protection to ensure that your different needs are covered.
