Investment-Linked Funds

Glossary Of Terms

We know things can get complicated, especially with certain complex terms popping. To help you better understand and navigate the world of insurance, we’ve compiled a list of terms and their definitions:

ACCIDENT

An unforeseen and involuntary incident.

CO-INSURANCE

A portion of the medical cost you pay after your deductible has been met. Co-insurance is a way of saying that you and AIA each pay a share of eligible costs that add up to 100 percent.

COVERED ILLNESS

An illness that has been diagnosed or has displayed symptons after the waiting period of the policy.

DAYCARE TREATMENT

Pre-planned surgery/treatment procedures that allows a patient to be admitted to the hospital and discharged on the same day or hospitalisation for at least 6 hours and less than 24-hours. Medical procedures must be deemed medically necessary and duly referred by a qualified medical practitioner.

DEDUCTIBLE

The amount you pay each visit/ per year for most eligible medical services or medications before your health plan begins to share in the cost of covered services.

MEDICALLY NECESSARY

“Medically Necessary” shall mean a medical service which is:

(a).consistent with the diagnosis and customary medical treatment for a covered Disability, and

(b).in accordance with standards of good medical practice, consistent with current standard of professional medical care, and of proven medical benefits, and

(c).not for the convenience of the Insured Member or the Physician, and unable to be reasonably rendered out of hospital (if admitted as an inpatient), and

(d).not of an experimental, investigational or research nature, preventive or screening nature, for which the charges are fair and reasonable and customary for the Disability.

When a person suffers an irreversible sickness or injury that prevents them from working.

OUTPATIENT

Treatment at a hospital, clinic or medical facility that does not require admission to hospital for an overnight stay.

PRE-AUTHORISATION

Pre-authorisation process is done prior to hospital admission to determine whether your insurance policy / takaful certificate benefits can cover the estimated expenses that will be incurred during your hospitalisation.

Produk Kami

Dana Berkaitan Pelaburan

Manfaat Pekerja

Insurans Komersial

Perlindungan Hayat

Perlindungan Perubatan

Perlindungan Penyakit Kritikal

Simpanan & Pelaburan

Perlindungan Kemalangan

Penyelesaian Hartanah

Insurans Kenderaan

Produk Dalam Talian

AIA Vitality

Bagaimana AIA Vitality Berfungsi?

MAFAAT & GANJARAN

Testimonial Ahli

Tahukah Anda?

Kesihatan & Kesejahteraan

Kewangan & Insurans

Galeri video

Statistik Kesihatan

Tentang Kami

Tentang Kami

Tentang AIA Public Takaful Bhd

Tentang AIA General Insurance Berhad

Tentang AIA Pension & Asset Management (APAM)

Peluang Kerjaya

Program Komuniti

Pusat Media

Acara & Promosi

Piagam Pelanggan

Hubungi Kami

Hubungi Kami

Temui Kami

Soalan Lazim

Pengumuman Penting

Hab Borang

Tawaran dan Hak Istimewa untuk Pelanggan AIA

Perubahan Kitaran Bil Untuk Pelanggan AIA BHD | Pengumuman Penting | AIA Malaysia

Panduan dan Proses Tuntutan

AIA+

PORTAL PELANGGAN

PORTAL KORPORAT

EN

BM

Hubungi Kami

AIA BHD.

AIA PUBLIC TAKAFUL BHD.

AIA General Berhad

AIA Roadside Assist

Glossary Of Terms

ACCIDENT

CO-INSURANCE

COVERED ILLNESS

DAYCARE TREATMENT

DEDUCTIBLE

MEDICALLY NECESSARY

OUTPATIENT

PRE-AUTHORISATION