Get a 1-month contribution waiver of your annualised contribution when you sign up for any of these plans between 1 May 2024 - 31 May 2024 and complete the designated tasks under Life+ Rewards pillars to unlock more cash rewards.
CAMPAIGN
Cover Kaw Kaw - Special Edition
2024
10 mins read
10 mins read
At AIA, we are committed to being an active partner by encouraging all Malaysians to Subscribe To A Better Life and Earn Cash Rewards with Life+ Rewards.
Terms and Conditions apply.
Contact your AIA Life Planner today!
- This Cover Kaw Kaw - Special Edition (“Campaign”) is organised by AIA PUBLIC Takaful Bhd. (“AIA”, “we”, “our” or “us”). By joining this Campaign, you (“you”, “your” or “customer”) agree that you have read, understood and agreed to be bound by the Terms and Conditions of this Campaign and by any change or modification that we may make to this Campaign and/or the Terms and Conditions of this Campaign with prior notice to you. By joining this Campaign, you further agree to be bound by our Privacy Policy accessible at https://www.aia.com.my/en/index/privacy-statement.html
- Campaign Period: 1 May 2024 – 31 May 2024, both dates inclusive (“Campaign Period”).
- Eligible Plans:
Total Wealth Solution Total Health Solution A-Life Legasi Beyond A-Life Idaman A-Life Sejuta Makna A-Life Kritikal Protector A-Life Kasih Famili - The Campaign is open to all customers who participate in any of Eligible Plans with minimum annualised contribution of RM1,800 during the Campaign Period.
- All certificates application must be received during Campaign Period and activated by 17 June 2024.
- The annualised contribution is based on the total contribution amount inclusive of A-Plus Saver, A-Plus Saver-i, A-Plus Legasi Enhancer, A-Plus Health Enhancer, A-Plus Enhancer-i, and any rider contribution.
- The contribution waiver is inclusive of the following contribution (including loading, if any):
- Selected basic plan (A-Life Legasi Beyond, A-Life Sejuta Makna, A-Life Idaman, A-Life Kritikal Protector, A-Life Kasih Famili)
- Attachable riders and A-Plus Health Enhancer
- Customers are entitled for a 1-month contribution waiver upon certificate inception and the 1-month contribution that is waived will be deducted on the 2nd month contribution. This means:
- Non monthly payment mode - The customers are only required to pay the pro-rated contribution at the certificate inception.
- Monthly payment mode - Customers are required to pay the 1st month contribution upfront. The 2nd month contribution will be waived.
- Certificate applications must be submitted via iPoS and e-payment facility must be selected (regardless of instalment contribution amount) i.e., via payment link or AIA E-Pay (credit/debit card).
- In order to qualify for the Campaign, the person covered must be an AIA Vitality member. AIA Vitality membership must be signed up or active upon new application submission. AIA Vitality membership must remain active until certificate matures.
- To qualify for the Campaign, in the case of adult applicants (aged 16 or above), the person covered must be an AIA Vitality member. For juvenile applicants (pre-natal and/or person covered with entry age 0 to 15 years old) under A-Life Idaman. The certificate owner (i.e., the applicant) must join AIA Vitality membership. AIA Vitality membership must be signed up or active upon new application submission in iPoS (except for A-Life Sejuta Makna where the applicant is a business organisation) and must remain active before and upon the payment of campaign reward. Juvenile applications (applicable to person covered 14 days to 15 years old) under A-Life Kritikal Protector are not eligible for the Campaign.
- For A-Life Legasi Beyond, if partial withdrawal from Protection Amount within 6 months from the certificate issuance, the 1-month allocated contribution will be deducted from the amount payable.
- If surrender, within the 9 months from the certificate issuance, 1-month allocated contribution will be deducted from the amount payable. If the Participant’s Account / Protection Account / Participant’s Account Fund is insufficient to deduct the 1-month allocated contribution, it will not be deducted from Savings Account / Participant’s Investment Fund (if any).
- Applicable for contribution payment term of 10 years and above and for all payment frequency.
- AIA Life Planners are not entitled to participate in this Campaign (AIA Life Planner participation means the certificate owner and/or person covered is an AIA Life Planner).
- If the customer makes any transaction after the certificate has been activated that requires additional contribution from certificate inception (e.g. increasing sum covered or adding riders), the additional contribution will not be waived.
- Please refer to the table below for the number of months of contribution collected for each payment frequencies:
Payment Frequency Basic Regular Contribution Collected from Customers Annual 11 months Semi-annual 5 months Quarterly 2 months Monthly - The 1st month contribution (RP+APS) and 2nd month A-Plus Saver-i, A-Plus Legasi Enhancer or A-Plus Enhancer-i will be collected
- The 2nd month regular contribution will be waived
Notes:
- To be eligible for this Campaign, AIA Vitality membership is required, and AIA Vitality membership fee will be collected (if any) upon certificate inception. For A-Life Idaman, should the person covered be a pre-natal or between 0-15 years old, the certificate owner must join AIA Vitality membership
- *AIA PUBLIC Takaful Bhd, shall contribute the second (2nd) month Contribution (excluding A-Plus Enhancer-i Contribution, A-Plus Legasi Enhancer Contribution, A-Plus Saver-i Contribution, Top-up Contribution and AIA Vitality Fee, if any).
- 1-month contribution after deducting the unallocated contribution will be credited into the certificate to allow the certificate to be set in force and continue as normal contribution paid certificate i.e., Tabarru’, certificate charges, fund management charge (FMC) and contribution allocation shall apply and continue during this 1-month contribution waiver. From the 3rd month onwards, customers will continue to pay the contribution as normal.
- The terms and conditions of the Campaign are subject to change and the decision of AIA PUBLIC Takaful Bhd. on any matter concerning these terms and conditions are final.
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