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    • Rising Inflation - How Does it Affect You & I?

    29 July 2022

    aia logo

    Rising Inflation

    and How It Affects You

    What is inflation
    prices increases
    • Inflation simply refers to the rate of increase in prices of goods and services over a period of time.

    • Closely related to an increase in the cost of living, inflation often results in the decline of consumer purchasing power over a period of time with the same amount of money. For example, RM10 today buys less than it did in the 1980's.
    Is inflation good or bad

    Most economists believe that moderate inflation is good for the economy as it promotes spending which results in the increased demand for goods and services, which in turn triggers higher production and drives the economy forward.

    Uncontrolled and prolonged high inflation on the other hand hurts the economy as the purchasing power of the consumer is reduced, making goods and services unaffordable. This results in a lower demand and slowing of the economy. In such a situation, consumers would need to save and spend wisely and consider an "inflationary proof" financial plan such as a long-term savings plan to achieve their savings and protection goals.

    Moderate
    Uncontrolled
    WHY IS INFLATION ON THE RISE
    AND
    WHAT CAN YOU DO ABOUT IT?

    Key factors that are keeping inflation rates elevated across the world:

    trolley

    Recovery of economic activities and consumption

    goods

    Drastic increase of commodity prices and material prices

    supply

    Constraints in global supply chain impacted by Covid-19

    You should consider these options to help your savings and investments to weather through an expected increase in inflation :

    review

    Review your protection and financial standing through our Financial Health Check 

    to ensure sufficient protection coverage and savings.

    reassess

    Reassess your spending habits

    Dealing with inflation can be immensely stressful. With everything priced a lot higher these days, it is important to keep tab on your expenditures and follow a strict spending plan every month. Cutting down expenditures on non-essential items will help you save, which will come in handy in the long run. So, re-examine your needs and wants to help you stretch your ringgit a little longer.

    portfolio

    Practice Portfolio Diversification

    and build your long-term savings goals with dollar-cost averaging while staying invested in the market.

    Can I Invest with only RM100?
    aia logo

    Rising Inflation

    and How It Affects You

    What is inflation
    prices increases
    • Inflation simply refers to the rate of increase in prices of goods and services over a period of time.

    • Closely related to an increase in the cost of living, inflation often results in the decline of consumer purchasing power over a period of time with the same amount of money. For example, RM10 today buys less than it did in the 1980's.
    Is inflation good or bad
    Moderate
    Uncontrolled

    Most economists believe that moderate inflation is good for the economy as it promotes spending which results in the increased demand for goods and services, which in turn triggers higher production and drives the economy forward.

    Uncontrolled and prolonged high inflation on the other hand hurts the economy as the purchasing power of the consumer is reduced, making goods and services unaffordable. This results in a lower demand and slowing of the economy. In such a situation, consumers would need to save and spend wisely and consider an "inflationary proof" financial plan such as a long-term savings plan to achieve their savings and protection goals.

    WHY IS INFLATION ON THE RISE
    AND
    WHAT CAN YOU DO ABOUT IT?

    Key factors that are keeping inflation rates elevated across the world:

    trolley

    Recovery of economic activities and consumption

    goods

    Drastic increase of commodity prices and material prices

    supply

    Constraints in global supply chain impacted by Covid-19

    You should consider these options to help your savings and investments to weather through an expected increase in inflation :

    review

    Review your protection and financial standing through our Financial Health Check 

    to ensure sufficient protection coverage and savings.

    reassess

    Reassess your spending habits

    Dealing with inflation can be immensely stressful. With everything priced a lot higher these days, it is important to keep tab on your expenditures and follow a strict spending plan every month. Cutting down expenditures on non-essential items will help you save, which will come in handy in the long run. So, re-examine your needs and wants to help you stretch your ringgit a little longer.

    portfolio

    Practice Portfolio Diversification

    and build your long-term savings goals with dollar-cost averaging while staying invested in the market.

    More Like This

    19 April 2021

    Can I Invest with only RM100?

    Investing can be scary especially when you are starting from scratch but with enough research, it need not be a daunting experience.

    30 October 2020

    My Journey to Financial Independence

    One of the secrets to attaining financial independence is that it doesn't usually "just happen". It requires hard work and proper planning. This article showcases how Dividend Magic advances from one stage to another.

    28 April 2022

    Expect The Unexpected: Travel Troubles And Being Ready

    Travel is at its best when you don’t have to worry about anything spoiling it. Here are some common holiday problems and how to prepare.

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