The best policy is one that suits your needs like a glove. If you have to compare prices, compare only between comparable policies that have already been customised to suit your needs, not which one is cheaper or which one is the most expensive. While you shouldn’t delay your purchase for long, you also shouldn’t rush into it because insurance is a commitment.
Finally, once you’ve decided that you are ready to commit, read your policy and understand all the clauses and coverage that you are entitled to. As said earlier, there are many factors you should consider before buying an insurance plan. If you need help, life planners are always ready to help you navigate your needs and understand which policy suits you best. Life planners are active partners in their customers’ life journey and they exist to help you avoid pitfalls when purchasing an insurance policy. For more information, you can check AIA’s various products here, or have them help you choose the right policy for you.