Even if you’re covered, it’s important to be aware of how much your treatment will cost from the start. This can vary based on a number of things.
Firstly, where you live and where you choose to get treated can play a big factor in your medical bills. For example, medical treatment in the Klang Valley tends to cost more than treatment in other parts of Malaysia and it also depends on whether the hospital is private or government-run.
The type of cancer you have can also affect the cost of treatment. Some are simpler to treat than others, while others may require complex procedures. The type of medicines you opt for during your treatment also play a role. Brand-name medications usually cost more than generic brand medicines that do the same thing. Over the entire treatment process, those costs can add up.
With all that said, do remember that your insurance plan will list what falls within coverage and what doesn’t, so if in doubt, check your plan details with your Life Planner. Having an idea of how much the entire process may cost and how much is covered by your insurance will help you budget on a month-to-month basis.