Jot down your debt and savings totals each month. Not only will the clarity alleviate nagging worries, seeing your progress is a great way to give yourself the motivational boost to press on towards the end.
It’s challenging to pay down your debt, but the journey doesn’t have to be fraught with anxiety or despair. With the right mindset, you can achieve your goals without burning out in the process.
As for me, it’s 2020 and I now live debt free with a healthy emergency fund.
Let me assure you, when you don’t have debt hanging over your head, you can breathe easier. While this may not banish uncertainty from your life it’ll help you be better prepared for it and manage the stress of disruptive times.
Good luck on your journey!