Life Protection
Protect your loved ones’ future from life’s uncertainties.
A‑Plus Payor & A‑Plus PayorCI
Life Protection
Coverage Period
Up to 25 years old of the child
Entry Age
16 - 60 YEARS OLD
You can buy this via
AIA life planner
WHAT IS THIS PRODUCT ABOUT
You want some certainty that even if the unthinkable happens to you, your loved ones can go on to pursue their dreams.
With A-Plus Payor and A-Plus PayorCI, you can ensure that your children stay protected even if you are no longer able to support them.
WHAT DOES IT PROVIDE?
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WAIVER ON PREMIUMS FOR YOUR CHILD'S PLAN
A-Plus Payor helps you ensure that your children and their hopes for the future will continue to be protected should something happen to you, leading to loss of your income.
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CRITICAL ILLNESS PROTECTION
With A-Plus PayorCI, you can make sure that your child's plan stays active until he or she turns 25, if you are diagnosed with a critical illness.
Insurance Lingo Explained
What does premium mean?
This is the fee you pay us to protect you and your loved ones for a specified risk over a specified time.
What does critical illness mean?
Critical illness refers to life-threatening condition which is defined in your policy contract.
Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.
THE TERMS & CONDITIONS AT A GLANCE
- A-Plus Payor and A-Plus PayorCI covers up to age 25 of the child or expiry of the basic plan, whichever is earlier.
- The premium rates of these plans are level and will not increase as your age increases.
- The premium for A-Plus Payor is guaranteed.
- The premium for A-Plus PayorCI is not guaranteed and AIA reserves the right to revise the premium by giving you 3 months written notice.
- Goods and Services Tax will be chargeable at the prevailing rate on the premium payable for A-Plus PayorCI, if attached to your policy.
- You will have to serve a waiting period before you can make any claims under these plans except for death and TPD. Different waiting period shall apply for different benefits.