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Life Protection
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  • A‑Plus Payor & A‑Plus Payor​CI

    Life Protection

    Coverage Period

    Up to 25 years old of the child

    Entry Age

    16 - 60 YEARS OLD

    You can buy this via

    AIA life planner


    WHAT IS THIS PRODUCT ABOUT

    You want some certainty that even if the unthinkable happens to you, your loved ones can go on to pursue their dreams.

    With A-Plus Payor and A-Plus PayorCI, you can ensure that your children stay protected even if you are no longer able to support them.

    Click here for the takaful version of this product
    • Product Brochure Product Brochure
    • Share Share

    WHAT DOES IT PROVIDE?

    • WAIVER ON PREMIUMS FOR YOUR CHILD'S PLAN
      WAIVER ON PREMIUMS FOR YOUR CHILD'S PLAN

      A-Plus Payor helps you ensure that your children and their hopes for the future will continue to be protected should something happen to you, leading to loss of your income.

    • CRITICAL ILLNESS PROTECTION
      CRITICAL ILLNESS PROTECTION

      With A-Plus PayorCI, you can make sure that your child's plan stays active until he or she turns 25, if you are diagnosed with a critical illness. 

    Insurance Lingo Explained

    What does premium mean?

    This is the fee you pay us to protect you and your loved ones for a specified risk over a specified time.


    What does critical illness mean?

    Critical illness refers to life-threatening condition which is defined in your policy contract.


    Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.



    THE TERMS & CONDITIONS AT A GLANCE

    THE TERMS & CONDITIONS AT A GLANCE
    - COLLAPSE + EXPAND
    • A-Plus Payor and A-Plus PayorCI covers up to age 25 of the child or expiry of the basic plan, whichever is earlier.
    • The premium rates of these plans are level and will not increase as your age increases.
    • The premium for A-Plus Payor is guaranteed.
    • The premium for A-Plus PayorCI is not guaranteed and AIA reserves the right to revise the premium by giving you 3 months written notice. 
    • You will have to serve a waiting period before you can make any claims under these plans except for death and TPD. Different waiting period shall apply for different benefits. 

    Similar Products

    A‑Plus Waiver​Extra

    Critical Illness Protection

    Ensures that your investment-linked plan continues to stay active should something happen to you.

    A-Plus Med

    Medical Protection

    A comprehensive medical plan that has an increasing annual limit.

    Contact Us
    AIA Bhd.
    1300-88-1899
    For overseas customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    CONTACT AIA
    AIA Bhd.
    1300-88-1899
    For overseas customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    Contact Address
    Customer Relations Unit Menara AIA, 99 Jalan Ampang 50450 Kuala Lumpur
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