Are you aware that the product provides coverage/pays out benefits on the following?
Death Benefit and Total and Permanent Disability, subject to exclusions (see Question 2)
If you are unsure, click here for more information.
Are you aware that the product does not provide coverage/pays out benefits on the following?
Death due to suicide
Total and Permanent Disability arising from willful exposure to danger or attempted self-destruction or self-inflicted injuries while sane or insane
Total and Permanent Disability arising from any congenital defect which has manifested or was diagnosed before the Person Covered attains seventeen (17) years of age
If you are unsure, and for more details on exclusions, terms and conditions, click here.
Are you aware that:
If you change your mind, you have 15 days to return the certificate after the date it has been delivered to you and you can obtain a refund;
You can nominate an executor or your beneficiaries under conditional hibah here (you may wish to inform them about the certificate to make payment of future claims easier).
To make a claim, please refer to the claims guide. If you wish to access all other product documentation, click here. For any other enquiries, our customer service can be reached at 1300-88-8922 or click here.