Are you aware that the product does not provide coverage/pay out benefits on the following?
- Pre-existing conditions
- Treatment or surgery for certain illnesses occurring during the first 120 days
- Any disability caused by self-destruction, intentional self-inflicted injuries, willful exposure to danger or any attempt of self-destruction while sane or insane
If you are unsure, and for more details on exclusions, terms and conditions, click here.