Life Protection
Protect your loved ones’ future from life’s uncertainties.
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{{label}}What is this product about?
AIA Med Basic is a yearly renewable insurance plan which provides coverage for hospitalisation and surgical expenses. This plan is a pure medical and health protection plan and does not include any savings or investment elements.
What are the covers/benefits provided?
This plan covers:
Table of Benefits | Plan | |||||
---|---|---|---|---|---|---|
1 | Hospital Room and Board (up to 120 days per year) |
RM100 | ||||
|
As charged, subject to Annual Limit and Lifetime Limit | |||||
All claims are subject to a Deductible of RM300 for Any One Disability. | ||||||
Annual Limit | RM20,000 | |||||
Lifetime Limit | RM80,000 |
Notes:
Duration of coverage: Yearly renewable up to age 70.
Reminder: Please refer to the policy contract, which has information of the product benefits.
How much premium do I have to pay?
The total premium that you have to pay : {{Premium}} ({{PaymentMode}}).
Occupation class: Class {{OccupationClass}}
Please note that the premium rate will increase depending on the attained age when the premium is due. Please refer to “Appendix – Premium Table for AIA Med Basic” at the end of this document for further information.
You should satisfy yourself that the premium payable under the policy is an amount that you can afford. This premium is not guaranteed and may be increased in the future. We reserve the right to revise the premium rates by giving you 30 days written notice prior to the next policy anniversary.
What are the fees and charges that I have to pay?
There are no fees and charges other than the premiums payable.
This plan is commission-free and no intermediaries are involved in the sales or marketing of AIA Med Basic.
What are some of the key terms and conditions that I should be aware of?
Description | Waiting Period |
---|---|
Specified Illnesses | 120 days |
Other Illnesses | 30 days |
Accidental Injuries | Nil |
Notes:
What are the major exclusions under this policy?
Any claims arising from the occurrence of the following is not covered under this policy:
Note: This list is non-exhaustive. Please refer to the policy contract for the full list of exclusions.
Can I cancel my policy?
You may cancel or surrender your policy by giving a written notice to AIA Bhd. Upon cancellation, you may be entitled to a refund of a portion of your premium provided that you have not made a claim on the policy during the current policy year.
If you do not pay your premium within the Grace Period, your policy will be terminated.
Note: Please refer to the policy contract for more details.
What do I need to do if there are changes to my contact details?
It is important that you inform AIA Bhd. of any change in your contact details to ensure that all correspondences reach you in a timely manner.
Where can I get further information?
Should you require additional information about medical and health insurance, please refer to the insuranceinfo booklet on 'Medical and Health Insurance', available at all AIA Bhd.'s branches or you can obtain a copy from the insuranceinfo website www.insuranceinfo.com.my. For more information on claims procedures, please refer to AIA Bhd’s website.
If you have any enquiries, please contact AIA Bhd. at:
AIA Bhd. (790895-D)
Menara AIA, 99 Jalan Ampang
50450 Kuala Lumpur
Care Line: 1 300 88 1899
Tel: 03 - 2056 1111
Fax: 03 – 2056 3891
Email: my.customer@aia.com
Website: AIA.COM.MY
AIA Bhd. is licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.
Other similar type of plans available
Please contact AIA Bhd. or visit our website at www.aia.com.my for other similar types of plans offered by AIA Bhd.
IMPORTANT NOTE: YOU SHOULD SATISFY THAT THE MEDICAL AND HEALTH INSURANCE POLICY CHOSEN WILL BEST SERVE YOUR NEEDS. YOU SHOULD READ AND UNDERSTAND THE MEDICAL AND HEALTH INSURANCE POLICY AND CONTACT AIA BHD. DIRECTLY FOR MORE INFORMATION.
THIS PRODUCT DISCLOSURE SHEET CONTAINS A SUMMARY OF THE PRODUCT AND IS NOT A CONTRACT OF INSURANCE. THE POLICY CONTRACT SHALL ALWAYS PREVAIL OVER THIS DOCUMENT.
The information provided in this disclosure sheet is valid as at {{currentDate}}.
Appendix - Premium Table for AIA Med Basic
Male - Occupation Class 1 & 2 (RM) |
||||
---|---|---|---|---|
Age |
Monthly |
Quarterly |
Semi-Annual |
Annual |
16 - 20 |
46.55 |
137.76 |
275.53 |
535.00 |
21 - 25 |
62.55 |
185.14 |
370.29 |
719.00 |
26 - 30 |
58.46 |
173.04 |
346.08 |
672.00 |
31 - 35 |
58.73 |
173.81 |
347.63 |
675.00 |
36 - 40 |
69.95 |
207.03 |
414.06 |
804.00 |
41 - 45 |
77.17 |
228.40 |
456.81 |
887.00 |
46 - 50 |
89.26 |
264.20 |
528.39 |
1,026.00 |
51 - 55 |
114.58 |
339.13 |
678.26 |
1,317.00 |
56 - 60* |
150.25 |
444.70 |
889.41 |
1,727.00 |
61 - 65* |
248.65 |
735.94 |
1,471.87 |
2,858.00 |
66 - 70* |
414.99 |
1,228.28 |
2,456.55 |
4,770.00 |
Male - Occupation Class 3 (RM) |
||||
---|---|---|---|---|
Age |
Monthly |
Quarterly |
Semi-Annual |
Annual |
16 - 20 |
60.51 |
179.09 |
358.18 |
695.50 |
21 - 25 |
81.32 |
240.69 |
481.37 |
934.70 |
26 - 30 |
76.00 |
224.95 |
449.90 |
873.60 |
31 - 35 |
76.34 |
225.96 |
451.91 |
877.50 |
36 - 40 |
90.93 |
269.14 |
538.28 |
1,045.20 |
41 - 45 |
100.32 |
296.92 |
593.85 |
1,153.10 |
46 - 50 |
116.04 |
343.45 |
686.91 |
1,333.80 |
51 - 55 |
148.95 |
440.87 |
881.73 |
1,712.10 |
56 - 60* |
195.32 |
578.11 |
1,156.23 |
2,245.10 |
61 - 65* |
323.24 |
956.72 |
1,913.43 |
3,715.40 |
66 - 70* |
539.49 |
1,596.76 |
3,193.52 |
6,201.00 |
Male - Occupation Class 4 (RM) |
||||
---|---|---|---|---|
Age |
Monthly |
Quarterly |
Semi-Annual |
Annual |
16 - 20 |
67.49 |
199.76 |
399.51 |
775.75 |
21 - 25 |
90.70 |
268.46 |
536.91 |
1,042.55 |
26 - 30 |
84.77 |
250.91 |
501.82 |
974.40 |
31 - 35 |
85.15 |
252.03 |
504.06 |
978.75 |
36 - 40 |
101.42 |
300.19 |
600.39 |
1,165.80 |
41 - 45 |
111.90 |
331.18 |
662.37 |
1,286.15 |
46 - 50 |
129.43 |
383.08 |
766.17 |
1,487.70 |
51 - 55 |
166.14 |
491.73 |
983.47 |
1,909.65 |
56 - 60* |
217.86 |
644.82 |
1,289.64 |
2,504.15 |
61 - 65* |
360.54 |
1,067.11 |
2,134.21 |
4,144.10 |
66 - 70* |
601.74 |
1,781.00 |
3,562.00 |
6,916.50 |
*The premium for ages 56-70 are applicable for renewal only.
Appendix - Premium Table for AIA Med Basic
Female - Occupation Class 1 & 2 (RM) |
||||
---|---|---|---|---|
Age |
Monthly |
Quarterly |
Semi-Annual |
Annual |
16 - 20 |
40.89 |
121.03 |
242.05 |
470.00 |
21 - 25 |
45.41 |
134.42 |
268.83 |
522.00 |
26 - 30 |
48.55 |
143.69 |
287.37 |
558.00 |
31 - 35 |
52.20 |
154.50 |
309.00 |
600.00 |
36 - 40 |
54.55 |
161.45 |
322.91 |
627.00 |
41 - 45 |
85.26 |
252.35 |
504.70 |
980.00 |
46 - 50 |
93.70 |
277.33 |
554.66 |
1,077.00 |
51 - 55 |
112.14 |
331.92 |
663.84 |
1,289.00 |
56 - 60* |
145.55 |
430.80 |
861.60 |
1,673.00 |
61 - 65* |
246.82 |
730.53 |
1,461.06 |
2,837.00 |
66 - 70* |
375.49 |
1,111.37 |
2,222.74 |
4,316.00 |
Female - Occupation Class 3 (RM) |
||||
---|---|---|---|---|
Age |
Monthly |
Quarterly |
Semi-Annual |
Annual |
16 - 20 |
53.16 |
157.33 |
314.67 |
611.00 |
21 - 25 |
59.04 |
174.74 |
349.48 |
678.60 |
26 - 30 |
63.11 |
186.79 |
373.58 |
725.40 |
31 - 35 |
67.86 |
200.85 |
401.70 |
780.00 |
36 - 40 |
70.91 |
209.89 |
419.78 |
815.10 |
41 - 45 |
110.84 |
328.06 |
656.11 |
1,274.00 |
46 - 50 |
121.81 |
360.53 |
721.05 |
1,400.10 |
51 - 55 |
145.79 |
431.49 |
862.99 |
1,675.70 |
56 - 60* |
189.22 |
560.04 |
1,120.07 |
2,174.90 |
61 - 65* |
320.86 |
949.69 |
1,899.37 |
3,688.10 |
66 - 70* |
488.14 |
1,444.78 |
2,889.56 |
5,610.80 |
Female - Occupation Class 4 (RM) |
||||
---|---|---|---|---|
Age |
Monthly |
Quarterly |
Semi-Annual |
Annual |
16 - 20 |
59.29 |
175.49 |
350.97 |
681.50 |
21 - 25 |
65.85 |
194.90 |
389.80 |
756.90 |
26 - 30 |
70.39 |
208.34 |
416.69 |
809.10 |
31 - 35 |
75.69 |
224.03 |
448.05 |
870.00 |
36 - 40 |
79.10 |
234.11 |
468.21 |
909.15 |
41 - 45 |
123.63 |
365.91 |
731.82 |
1,421.00 |
46 - 50 |
135.86 |
402.12 |
804.25 |
1,561.65 |
51 - 55 |
162.61 |
481.28 |
962.56 |
1,869.05 |
56 - 60* |
211.05 |
624.66 |
1,249.31 |
2,425.85 |
61 - 65* |
357.89 |
1,059.26 |
2,118.53 |
4,113.65 |
66 - 70* |
544.46 |
1,611.49 |
3,222.97 |
6,258.20 |
*The premium for ages 56-70 are applicable for renewal only.