Skip to main content
  • EN
  • BM
  • Search
  • AIA Malaysia
  • Our Products
    • Life Protection
    • Medical Protection
    • Critical Illness Protection
    • Savings & Investment
    • Accident Protection
    • Property Solutions
    • Motor Insurance
    • Online Products
    • AIA Vitality
    • Employee Benefits
    • Commercial Insurance
  • What Matters
    • Health & Wellness
    • Finance & Insurance
    • Video Gallery
    • Mental Wellbeing
  • About AIA
    • About AIA Bhd.
    • About AIA Public Takaful Bhd
    • About AIA General Berhad
    • About AIA Pension & Asset Management
    • Career Opportunities
    • Community & Partnerships
    • Media Centre
    • Events & Promotions
    • Customer Charter
  • Help & Support
    • Contact Us
    • Locate Us
    • FAQ
    • Important Announcements
    • Form Library
    • How to Guides
  • My AIA
    • CUSTOMER LOGIN
    • CUSTOMER REGISTRATION
    • CORPORATE LOGIN
  • Investment-Linked Funds
AIA
  • Our Products

    Our Products

    Select from one of the categories on the right or click here for a recommendation based on your needs.

    Let us help you
    Investment-Linked Funds

    Get the latest updates on our funds and their performance.

    Click here to view AIA Investment Linked Funds Performance Report 2019

    For Individuals

    For Business

    • Life Protection

      Protect your loved ones’ future from life’s uncertainties.

    • Medical Protection

      Having reliable and innovative healthcare solutions in times of need.

    • Critical Illness Protection

      Protect against the financial burdens of critical illness.

    • Savings & Investment

      Make your money work harder for you – your dreams matter.

    • Accident Protection

      Be financially prepared for the unexpected.

    • Property Solutions

      Finance your dream property and ensure your household contents are well-protected.

    • Motor Insurance

      Get comprehensive protection for your motor vehicles.

    • Online Products

      Sign-up for our insurance and takaful plans online for immediate protection.

    • AIA Vitality

      AIA Vitality is the science-backed wellness programme that works with you and rewards you for the healthy choices you make. Find out more

    • Employee Benefits

      Secure your company's most important asset through our market-leading solutions.

    • Commercial Insurance

      Secure your business against mishaps and damages.

  • What Matters

    What Matters

    Guides and tips on the latest Health & Finance topics.

    VIEW ALL IN WHAT MATTERS
    • Health & Wellness

      Wholesome & healthy living starts today.

    • Finance & Insurance

      Discover our wide range of insurance and finance topics

    • Video Gallery

      Short videos on the latest Health & Finance topics.

    • Mental Wellbeing

      Start taking care of your mental health today.

  • About AIA

    About AIA

    For almost a century, AIA has served the ever-changing needs of millions of people all across the Asia-Pacific region.

    Read More
    • About AIA Bhd.

      Who we are, what we do, our vision and awards.

    • About AIA Public Takaful Bhd

      Who we are, what we do, our vision and awards.

    • About AIA General Berhad

      Who we are, what we do, our vision and awards.

    • About AIA Pension & Asset Management

      Who we are, what we do, our vision and awards.

    • Career Opportunities

      Interested to join our AIA family? Look for a role that suits you.

    • Community & Partnerships

      Giving back to the community is important to us.

    • Media Centre

      Financials, press releases and other info about AIA.

    • Events & Promotions

      Events & Promotions

    • Customer Charter

      Our Commitment to our Customers

  • Help & Support

    Help & Support

    We strive to assist you for all your inquries with high touch customer service.

    Contact AIA
    • Contact Us

      Cannot find the answer in our FAQ section? Contact us now.

    • Locate Us

      Find us and our panel healthcare partners on Google Map

    • FAQ

      Have a question? You may find the answer here.

    • Important Announcements

      Useful information for our customers

    • Form Library

      Need a form? Check our form library.

    • How to Guides

      Learn how to perform self serve transaction online at My AIA Portal.

  • My AIA

    My AIA

    Manage your AIA plans, employee benefits, stay healthy with AIA Vitality, and access healthcare services.

    Download My AIA
    Download My AIA
    Download My AIA
    Download My AIA
    • individual
      CUSTOMER PORTAL

      Manage your AIA plans, employee benefits, stay healthy with AIA Vitality, and access healthcare services.

      Register Login

    • corporate
      CORPORATE PORTAL

      For HR personnel and Intermediaries to manage the company's employee benefits portfolio effectively.

      Login

  • Language Select
    • EN
    • BM
  • Search
  • Contact Us
    • Contact Us

      Open: Mon - Fri 8.30am to 4.30pm

    • AIA BHD.

    • AIA PUBLIC TAKAFUL BHD.

    • AIA General Berhad

    • AIA Auto Assist/AIA Roadside Assist

Product Disclosure Sheet
Next
Back to Top
  • {{title}}

    {{label}}
  • PRODUCT DISCLOSURE SHEET

    Please read this Product Disclosure Sheet before you decide to take up AIA Critical Illness Cover. Be sure to also read the general terms and conditions.
    1. What is this product about?

      AIA Critical Illness Cover is a yearly renewable insurance plan which provides coverage for 39 critical illnesses. This plan is purely a critical illness protection plan and does not include any savings or investment elements.

    2. What are the covers/benefits provided?

      This plan covers:

      Description Benefit
      Critical Illness Benefit RM{{SumInsured}}

      100% of the coverage amount shall be payable for any one of the 39 covered critical illnesses and covered surgery, except for Angioplasty and Other Invasive Treatments for Coronary Artery Disease, where 10% of the coverage amount will be payable and is subject to a maximum of RM25,000 (limited to 1 payment only). The coverage amount shall be reduced by this advance payment.

      Duration of coverage: Yearly renewable up to age 70.

      Benefits are only payable if you survive at least 15 days from the date of diagnosis of any of the 39 critical illnesses or a covered surgery. The list of 39 covered critical illnesses under this product is as follows:

      • Stroke - resulting in permanent neurological deficit with persisting clinical symptoms
      • Cancer - of specified severity and does not cover very early cancers
      • Heart Attack - of specified severity
      • Coronary Artery By - Pass Surgery
      • Serious Coronary Artery Disease
      • Angioplasty and Other Invasive Treatments for Coronary Artery Disease
      • Heart Valve Surgery
      • Fulminant Viral Hepatitis
      • End - Stage Liver Failure
      • Primary Pulmonary Arterial Hypertension - of specified severity
      • End - Stage Lung Disease
      • Kidney Failure - requiring dialysis or kidney transplant
      • Surgery to Aorta
      • Chronic Aplastic Anaemia - resulting in permanent Bone Marrow Failure
      • Major Organ / Bone Marrow Transplant
      • Blindness - Permanent and Irreversible
      • Deafness - Permanent and Irreversible
      • Loss of Speech
      • Coma - resulting in permanent neurological deficit with persisting clinical symptoms
      • Third Degree Burns - of specified severity
      • Multiple Sclerosis
      • Paralysis of Limbs
      • Muscular Dystrophy
      • Alzheimer's Disease / Severe Dementia
      • Motor Neuron Disease - permanent neurological deficit with persisting clinical symptoms
      • Parkinson's Disease - resulting in permanent inability to perform Activities of Daily Living
      • Terminal Illness
      • Encephalitis - resulting in permanent inability to perform Activities of Daily Living
      • Benign Brain Tumour - of specified severity
      • Major Head Trauma - resulting in permanent inability to perform Activities of Daily Living
      • Bacterial Meningitis - resulting in permanent inability to perform Activities of Daily Living
      • Brain Surgery
      • Medullary Cystic Disease
      • Loss of Independent Existence
      • HIV Infection Due To Blood Transfusion
      • Cardiomyopathy - of specified severity
      • Full-blown AIDS
      • Occupationally Acquired Human Immunodeficiency Virus (HIV) Infection
      • Systemic Lupus Erythematosus with Severe Kidney Complications

      *In the event of Angioplasty and Other Invasive Treatments for Coronary Artery Disease, 10% of the coverage amount shall be payable, subject to a maximum of RM 25,000 (limited to 1 payment only). The coverage amount shall be reduced by this advance payment.

    3. How much premium do I have to pay?

      The total premium that You have to pay : {{Premium}} ({{PaymentMode}}).

      Please note that the premium rate will increase depending on the attained age when the premium is due. Please refer to “Appendix - Premium Table for AIA Critical Illness Cover” at the end of this document for further information.

      You should satisfy yourself that the premium payable under the policy is an amount that you can afford. This premium is not guaranteed and may be increased in the future. We reserve the right to revise the premium rates by giving you 3 months written notice prior to the next policy anniversary.

    4. What are the fees and charges that I have to pay?

      There are no fees and charges other than the premiums payable.

      This plan is commission-free and no intermediaries are involved in the sales or marketing of AIA Critical Illness Cover.

    5. What are some of the key terms and conditions that I should be aware of?

      1. Importance of disclosure - You must disclose all material facts such as your medical condition, and state your age correctly.
      2. Free Look Period - You may cancel your policy by returning your policy contract and giving a written request signed by you to AIA Bhd. within fifteen (15) days after you have received your policy contract. The premiums that you have paid will be refunded.
      3. Grace Period - 31 days from the premium due date.
      4. Waiting Period - the eligibility for benefits under the policy will only start after a specific period from the effective date of the policy:
        Description Waiting Period
        Cancer, Heart Attack, Coronary Artery By-Pass Surgery, Serious Coronary Artery Disease and Angioplasty and Other Invasive Treatments for Coronary Artery Disease 60 days
        Other Critical Illnesses 30 days

      Notes:

      1. It may not be advantageous to switch from one insurance plan to another, as you may be subject to new underwriting requirements, full Waiting Period and any applicable period for the exclusion of specified illnesses / pre-existing conditions of the new policy.
      2. The terms and conditions as stated in this Product Disclosure Sheet are not exhaustive. Please refer to the policy contract for the full list of terms and conditions.

    6. What are the major exclusions under this policy?

      This policy does not cover:

      1. any illness or surgery other than a diagnosis or surgery for a covered Critical Illness;
      2. any pre-existing conditions prior to the Issue Date or Commencement Date, whichever is later;
      3. Cancer, Heart Attack, Coronary Artery By-Pass Surgery, Serious Coronary Artery Disease and Angioplasty and Other Invasive Treatments for Coronary Artery Disease, for which the signs or symptoms first occurred within sixty (60) days following the Issue Date or Commencement Date, whichever is later;
      4. all other critical illnesses for which the signs or symptoms first occurred within thirty (30) days following the Issue Date or Commencement Date, whichever is later;
      5. any critical illness diagnosed due, directly or indirectly, to a congenital defect or disease which has manifested or was diagnosed before you attain seventeen (17) years of age;
      6. the diagnosis of Fulminant Viral Hepatitis, Cancer, Encephalitis, Bacterial Meningitis, Alzheimer's Disease/ Severe Dementia or Terminal Illness of the Insured/You, where in Our opinion, was directly or indirectly due to an Acquired Immune Deficiency Syndrome (AIDS) or infection by any HIV. We reserve the right to require the Insured/You to undergo a blood test for HIV as a condition precedent to any acceptance of any claim. For the purpose of this policy:
        1. The definition of AIDS shall be that used by the World Health Organization in 1987, or any subsequent revision by the World Health Organization of that definition.
        2. Infection shall be deemed to have occurred where blood or other relevant test(s) indicate in Our opinion either the presence of any HIV or Antibodies to such a Virus.
      7. any of the critical illnesses or covered surgeries defined here which is caused by a self-inflicted injury.
      8. if the Insured did not survive for at least 15 days after the diagnosis of a critical illness.

      Note: This list is non-exhaustive. Please refer to the policy contract for the full list of exclusions.

    7. Can I cancel my policy?

      You may cancel or surrender your policy by giving a written notice to AIA Bhd. Upon cancellation, you may be entitled to a refund of a portion of your premium provided that you have not made a claim on the policy during the current policy year.

      If you do not pay your premium within the Grace Period, your policy will be terminated.

      Note: Please refer to the policy contract for more details.

    8. What do I need to do if there are changes to my contact details?

      It is important that you inform AIA Bhd. of any change in your contact details to ensure that all correspondences reach you in a timely manner.

    9. Where can I get further information?

      Should you require additional information about medical and health insurance, please refer to the insuranceinfo booklet on 'Medical and Health Insurance', available at all AIA Bhd.'s branches or you can obtain a copy from the insuranceinfo website www.insuranceinfo.com.my. For more information on claims procedures, please refer to AIA Bhd’s website.

      If you have any enquiries, please contact AIA Bhd. at:

      AIA Bhd. (790895-D)
      Menara AIA, 99 Jalan Ampang
      50450 Kuala Lumpur
      Care Line: 1 300 88 1899
      Tel: 03 - 2056 1111
      Fax: 03 - 2056 3891
      Email: my.customer@aia.com
      Website: AIA.COM.MY

      AIA Bhd. is licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.

    10. Other similar type of plans available

      Please contact AIA Bhd. or visit our website at www.aia.com.my for other similar types of plans offered by AIA Bhd.

      IMPORTANT NOTE: YOU SHOULD SATISFY THAT THE MEDICAL AND HEALTH INSURANCE POLICY CHOSEN WILL BEST SERVE YOUR NEEDS. YOU SHOULD READ AND UNDERSTAND THE MEDICAL AND HEALTH INSURANCE POLICY AND CONTACT AIA BHD. DIRECTLY FOR MORE INFORMATION. 


      THIS PRODUCT DISCLOSURE SHEET CONTAINS A SUMMARY OF THE PRODUCT AND IS NOT A CONTRACT OF INSURANCE. THE POLICY CONTRACT SHALL ALWAYS PREVAIL OVER THIS DOCUMENT.

      The information provided in this disclosure sheet is valid as at {{currentDate}}.

    Appendix - Premium Table for AIA Critical Illness Cover

    (per RM1,000 sum assured)

    Male Non-Smoker

    Age

    Monthly

    Quarterly

    Semi-Annual

    Annual

    Age

    Monthly

    Quarterly

    Semi-Annual

    Annual

    16

    0.06612

    0.19570

    0.39140

    0.76000

    44

    0.39150

    1.15875

    2.31750

    4.50000

    17

    0.06612

    0.19570

    0.39140

    0.76000

    45

    0.43848

    1.29780

    2.59560

    5.04000

    18

    0.06612

    0.19570

    0.39140

    0.76000

    46

    0.48894

    1.44715

    2.89430

    5.62000

    19

    0.06786

    0.20085

    0.40170

    0.78000

    47

    0.54636

    1.61710

    3.23420

    6.28000

    20

    0.06960

    0.20600

    0.41200

    0.80000

    48

    0.61074

    1.80765

    3.61530

    7.02000

    21

    0.07134

    0.21115

    0.42230

    0.82000

    49

    0.68382

    2.02395

    4.04790

    7.86000

    22

    0.07308

    0.21630

    0.43260

    0.84000

    50

    0.76038

    2.25055

    4.50110

    8.74000

    23

    0.07308

    0.21630

    0.43260

    0.84000

    51

    0.84564

    2.50290

    5.00580

    9.72000

    24

    0.07308

    0.21630

    0.43260

    0.84000

    52

    0.94134

    2.78615

    5.57230

    10.82000

    25

    0.07308

    0.21630

    0.43260

    0.84000

    53

    1.05618

    3.12605

    6.25210

    12.14000

    26

    0.07482

    0.22145

    0.44290

    0.86000

    54

    1.17798

    3.48655

    6.97310

    13.54000

    27

    0.07656

    0.22660

    0.45320

    0.88000

    55

    1.31892

    3.90370

    7.80740

    15.16000

    28

    0.07830

    0.23175

    0.46350

    0.90000

    56*

    1.47552

    4.36720

    8.73440

    16.96000

    29

    0.08004

    0.23690

    0.47380

    0.92000

    57*

    1.62342

    4.80495

    9.60990

    18.66000

    30

    0.08526

    0.25235

    0.50470

    0.98000

    58*

    1.75392

    5.19120

    10.38240

    20.16000

    31

    0.09048

    0.26780

    0.53560

    1.04000

    59*

    1.89486

    5.60835

    11.21670

    21.78000

    32

    0.09918

    0.29355

    0.58710

    1.14000

    60*

    2.04624

    6.05640

    12.11280

    23.52000

    33

    0.10962

    0.32445

    0.64890

    1.26000

    61*

    2.19762

    6.50445

    13.00890

    25.26000

    34

    0.12180

    0.36050

    0.72100

    1.40000

    62*

    2.35596

    6.97310

    13.94620

    27.08000

    35

    0.13572

    0.40170

    0.80340

    1.56000

    63*

    2.52822

    7.48295

    14.96590

    29.06000

    36

    0.15138

    0.44805

    0.89610

    1.74000

    64*

    2.71788

    8.04430

    16.08860

    31.24000

    37

    0.17052

    0.50470

    1.00940

    1.96000

    65*

    2.87448

    8.50780

    17.01560

    33.04000

    38

    0.19140

    0.56650

    1.13300

    2.20000

    66*

    3.03108

    8.97130

    17.94260

    34.84000

    39

    0.21576

    0.63860

    1.27720

    2.48000

    67*

    3.24336

    9.59960

    19.19920

    37.28000

    40

    0.24360

    0.72100

    1.44200

    2.80000

    68*

    3.44694

    10.20215

    20.40430

    39.62000

    41

    0.27318

    0.80855

    1.61710

    3.14000

    69*

    3.67140

    10.86650

    21.73300

    42.20000

    42

    0.30798

    0.91155

    1.82310

    3.54000

    70*

    3.91152

    11.57720

    23.15440

    44.96000

    43

    0.34626

    1.02485

    2.04970

    3.98000

    *The premium for ages 56-70 are applicable for renewal only.


    Appendix - Premium Table for AIA Critical Illness Cover

    (per RM1,000 sum assured)

    Male Smoker

    Age

    Monthly

    Quarterly

    Semi-Annual

    Annual

    Age

    Monthly

    Quarterly

    Semi-Annual

    Annual

    16

    0.06960

    0.20600

    0.41200

    0.80000

    44

    0.58290

    1.72525

    3.45050

    6.70000

    17

    0.07134

    0.21115

    0.42230

    0.82000

    45

    0.65424

    1.93640

    3.87280

    7.52000

    18

    0.07308

    0.21630

    0.43260

    0.84000

    46

    0.72906

    2.15785

    4.31570

    8.38000

    19

    0.08004

    0.23690

    0.47380

    0.92000

    47

    0.81606

    2.41535

    4.83070

    9.38000

    20

    0.08526

    0.25235

    0.50470

    0.98000

    48

    0.91350

    2.70375

    5.40750

    10.50000

    21

    0.09222

    0.27295

    0.54590

    1.06000

    49

    1.02138

    3.02305

    6.04610

    11.74000

    22

    0.09570

    0.28325

    0.56650

    1.10000

    50

    1.13796

    3.36810

    6.73620

    13.08000

    23

    0.10092

    0.29870

    0.59740

    1.16000

    51

    1.26324

    3.73890

    7.47780

    14.52000

    24

    0.10440

    0.30900

    0.61800

    1.20000

    52

    1.40766

    4.16635

    8.33270

    16.18000

    25

    0.10788

    0.31930

    0.63860

    1.24000

    53

    1.57992

    4.67620

    9.35240

    18.16000

    26

    0.10962

    0.32445

    0.64890

    1.26000

    54

    1.76436

    5.22210

    10.44420

    20.28000

    27

    0.11136

    0.32960

    0.65920

    1.28000

    55

    1.97490

    5.84525

    11.69050

    22.70000

    28

    0.11484

    0.33990

    0.67980

    1.32000

    56*

    2.21154

    6.54565

    13.09130

    25.42000

    29

    0.11832

    0.35020

    0.70040

    1.36000

    57*

    2.43078

    7.19455

    14.38910

    27.94000

    30

    0.12354

    0.36565

    0.73130

    1.42000

    58*

    2.62914

    7.78165

    15.56330

    30.22000

    31

    0.13224

    0.39140

    0.78280

    1.52000

    59*

    2.84142

    8.40995

    16.81990

    32.66000

    32

    0.14442

    0.42745

    0.85490

    1.66000

    60*

    3.06588

    9.07430

    18.14860

    35.24000

    33

    0.16182

    0.47895

    0.95790

    1.86000

    61*

    3.29556

    9.75410

    19.50820

    37.88000

    34

    0.18096

    0.53560

    1.07120

    2.08000

    62*

    3.53394

    10.45965

    20.91930

    40.62000

    35

    0.20010

    0.59225

    1.18450

    2.30000

    63*

    3.78798

    11.21155

    22.42310

    43.54000

    36

    0.22620

    0.66950

    1.33900

    2.60000

    64*

    4.07160

    12.05100

    24.10200

    46.80000

    37

    0.25404

    0.75190

    1.50380

    2.92000

    65*

    4.30650

    12.74625

    25.49250

    49.50000

    38

    0.28536

    0.84460

    1.68920

    3.28000

    66*

    4.54140

    13.44150

    26.88300

    52.20000

    39

    0.32190

    0.95275

    1.90550

    3.70000

    67*

    4.86156

    14.38910

    28.77820

    55.88000

    40

    0.36018

    1.06605

    2.13210

    4.14000

    68*

    5.16780

    15.29550

    30.59100

    59.40000

    41

    0.40716

    1.20510

    2.41020

    4.68000

    69*

    5.50536

    16.29460

    32.58920

    63.28000

    42

    0.45936

    1.35960

    2.71920

    5.28000

    70*

    5.86554

    17.36065

    34.72130

    67.42000

    43

    0.51678

    1.52955

    3.05910

    5.94000

    *The premium for ages 56-70 are applicable for renewal only.


    Appendix - Premium Table for AIA Critical Illness Cover

    (per RM1,000 sum assured)

    Female Non-Smoker

    Age

    Monthly

    Quarterly

    Semi-Annual

    Annual

    Age

    Monthly

    Quarterly

    Semi-Annual

    Annual

    16

    0.04872

    0.14420

    0.28840

    0.56000

    44

    0.51678

    1.52955

    3.05910

    5.94000

    17

    0.05046

    0.14935

    0.29870

    0.58000

    45

    0.56898

    1.68405

    3.36810

    6.54000

    18

    0.05394

    0.15965

    0.31930

    0.62000

    46

    0.62814

    1.85915

    3.71830

    7.22000

    19

    0.05568

    0.16480

    0.32960

    0.64000

    47

    0.67512

    1.99820

    3.99640

    7.76000

    20

    0.05916

    0.17510

    0.35020

    0.68000

    48

    0.70818

    2.09605

    4.19210

    8.14000

    21

    0.06438

    0.19055

    0.38110

    0.74000

    49

    0.74646

    2.20935

    4.41870

    8.58000

    22

    0.06960

    0.20600

    0.41200

    0.80000

    50

    0.78822

    2.33295

    4.66590

    9.06000

    23

    0.07308

    0.21630

    0.43260

    0.84000

    51

    0.83520

    2.47200

    4.94400

    9.60000

    24

    0.07830

    0.23175

    0.46350

    0.90000

    52

    0.88740

    2.62650

    5.25300

    10.20000

    25

    0.08178

    0.24205

    0.48410

    0.94000

    53

    0.94656

    2.80160

    5.60320

    10.88000

    26

    0.08700

    0.25750

    0.51500

    1.00000

    54

    1.01094

    2.99215

    5.98430

    11.62000

    27

    0.09396

    0.27810

    0.55620

    1.08000

    55

    1.08228

    3.20330

    6.40660

    12.44000

    28

    0.10266

    0.30385

    0.60770

    1.18000

    56*

    1.15710

    3.42475

    6.84950

    13.30000

    29

    0.11136

    0.32960

    0.65920

    1.28000

    57*

    1.22670

    3.63075

    7.26150

    14.10000

    30

    0.12354

    0.36565

    0.73130

    1.42000

    58*

    1.28934

    3.81615

    7.63230

    14.82000

    31

    0.13572

    0.40170

    0.80340

    1.56000

    59*

    1.35546

    4.01185

    8.02370

    15.58000

    32

    0.14964

    0.44290

    0.88580

    1.72000

    60*

    1.43550

    4.24875

    8.49750

    16.50000

    33

    0.16530

    0.48925

    0.97850

    1.90000

    61*

    1.52424

    4.51140

    9.02280

    17.52000

    34

    0.18270

    0.54075

    1.08150

    2.10000

    62*

    1.62342

    4.80495

    9.60990

    18.66000

    35

    0.20358

    0.60255

    1.20510

    2.34000

    63*

    1.73652

    5.13970

    10.27940

    19.96000

    36

    0.22620

    0.66950

    1.33900

    2.60000

    64*

    1.85832

    5.50020

    11.00040

    21.36000

    37

    0.25230

    0.74675

    1.49350

    2.90000

    65*

    1.91139

    5.65728

    11.31455

    21.97000

    38

    0.27840

    0.82400

    1.64800

    3.20000

    66*

    1.96446

    5.81435

    11.62870

    22.58000

    39

    0.30972

    0.91670

    1.83340

    3.56000

    67*

    2.11932

    6.27270

    12.54540

    24.36000

    40

    0.34452

    1.01970

    2.03940

    3.96000

    68*

    2.28636

    6.76710

    13.53420

    26.28000

    41

    0.38280

    1.13300

    2.26600

    4.40000

    69*

    2.45340

    7.26150

    14.52300

    28.20000

    42

    0.42630

    1.26175

    2.52350

    4.90000

    70*

    2.62392

    7.76620

    15.53240

    30.16000

    43

    0.46980

    1.39050

    2.78100

    5.40000

    *The premium for ages 56-70 are applicable for renewal only.


    Appendix - Premium Table for AIA Critical Illness Cover

    (per RM1,000 sum assured)

    Female Smoker

    Age

    Monthly

    Quarterly

    Semi-Annual

    Annual

    Age

    Monthly

    Quarterly

    Semi-Annual

    Annual

    16

    0.05046

    0.14935

    0.29870

    0.58000

    44

    0.77256

    2.28660

    4.57320

    8.88000

    17

    0.05568

    0.16480

    0.32960

    0.64000

    45

    0.84912

    2.51320

    5.02640

    9.76000

    18

    0.06090

    0.18025

    0.36050

    0.70000

    46

    0.93786

    2.77585

    5.55170

    10.78000

    19

    0.06612

    0.19570

    0.39140

    0.76000

    47

    1.00920

    2.98700

    5.97400

    11.60000

    20

    0.07308

    0.21630

    0.43260

    0.84000

    48

    1.05966

    3.13635

    6.27270

    12.18000

    21

    0.08178

    0.24205

    0.48410

    0.94000

    49

    1.11534

    3.30115

    6.60230

    12.82000

    22

    0.09222

    0.27295

    0.54590

    1.06000

    50

    1.17972

    3.49170

    6.98340

    13.56000

    23

    0.10092

    0.29870

    0.59740

    1.16000

    51

    1.24758

    3.69255

    7.38510

    14.34000

    24

    0.10962

    0.32445

    0.64890

    1.26000

    52

    1.32762

    3.92945

    7.85890

    15.26000

    25

    0.12006

    0.35535

    0.71070

    1.38000

    53

    1.41636

    4.19210

    8.38420

    16.28000

    26

    0.12702

    0.37595

    0.75190

    1.46000

    54

    1.51380

    4.48050

    8.96100

    17.40000

    27

    0.13746

    0.40685

    0.81370

    1.58000

    55

    1.61820

    4.78950

    9.57900

    18.60000

    28

    0.14964

    0.44290

    0.88580

    1.72000

    56*

    1.73130

    5.12425

    10.24850

    19.90000

    29

    0.16530

    0.48925

    0.97850

    1.90000

    57*

    1.83570

    5.43325

    10.86650

    21.10000

    30

    0.18270

    0.54075

    1.08150

    2.10000

    58*

    1.92966

    5.71135

    11.42270

    22.18000

    31

    0.20358

    0.60255

    1.20510

    2.34000

    59*

    2.02884

    6.00490

    12.00980

    23.32000

    32

    0.22446

    0.66435

    1.32870

    2.58000

    60*

    2.15064

    6.36540

    12.73080

    24.72000

    33

    0.24708

    0.73130

    1.46260

    2.84000

    61*

    2.28462

    6.76195

    13.52390

    26.26000

    34

    0.27144

    0.80340

    1.60680

    3.12000

    62*

    2.43252

    7.19970

    14.39940

    27.96000

    35

    0.30102

    0.89095

    1.78190

    3.46000

    63*

    2.60130

    7.69925

    15.39850

    29.90000

    36

    0.33756

    0.99910

    1.99820

    3.88000

    64*

    2.78748

    8.25030

    16.50060

    32.04000

    37

    0.37410

    1.10725

    2.21450

    4.30000

    65*

    2.86665

    8.48463

    16.96925

    32.95000

    38

    0.41586

    1.23085

    2.46170

    4.78000

    66*

    2.94582

    8.71895

    17.43790

    33.86000

    39

    0.46110

    1.36475

    2.72950

    5.30000

    67*

    3.17724

    9.40390

    18.80780

    36.52000

    40

    0.51330

    1.51925

    3.03850

    5.90000

    68*

    3.42954

    10.15065

    20.30130

    39.42000

    41

    0.57072

    1.68920

    3.37840

    6.56000

    69*

    3.67662

    10.88195

    21.76390

    42.26000

    42

    0.63510

    1.87975

    3.75950

    7.30000

    70*

    3.93066

    11.63385

    23.26770

    45.18000

    43

    0.69948

    2.07030

    4.14060

    8.04000

    *The premium for ages 56-70 are applicable for renewal only.

    Contact Us
    AIA Bhd.
    1300-88-1899
    For overseas customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Auto Assist/Roadside Assist
    1-800-88-8733
    CONTACT AIA
    AIA Bhd.
    1300-88-1899
    For overseas customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    Contact Address
    Customer Relations Unit Menara AIA, 99 Jalan Ampang 50450 Kuala Lumpur

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and Privacy Statement.

    AIA.com
    Learn more about AIA Group
    About Us
    About AIA Bhd.
    About AIA PUBLIC Takaful Bhd.
    About AIA General Berhad
    Careers
    Spurs@AIA
    Contact Address
    Menara AIA, 99 Jalan Ampang, 50450 Kuala Lumpur
    ABOUT US
    About AIA Bhd.
    About AIA PUBLIC Takaful Bhd.
    About AIA General Berhad
    Careers
    Spurs@AIA

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and Privacy Statement.

    AIA.com
    Learn more about AIA Group.

    Copyright ©️ 2021 AIA Group Limited and its subsidiaries. AIA Bhd. 200701032867 (790895-D) AIA PUBLIC Takaful Bhd. 201101007816 (935955-M) AIA General Berhad. 201001040438 (924363-W) AIA Pension Asset Management Sdn. Bhd 201201027147 (1011637-P) AIA Health Services Sdn. Bhd. 199601016211 (388561-T). All rights reserved.
    Terms of Use | Privacy Statement | Code of Conduct | Sitemap