Life Protection
Protect your loved ones’ future from life’s uncertainties.
Health Wallet
Your Health Wallet Amount*
{{#RM}}{{HealthWalletRemaining}}{{/RM}}
Total Amount Earned
{{#RM}}{{HealthWalletTotal}}{{/RM}}
Total Amount Used
{{#RM}}{{HealthWalletUsed}}{{/RM}}
*An amount will be credited to your Health Wallet at the end of the rider year provided that no claims have been made in that particular year, up to a total of 10 times.
What are the benefits offered under the Health Wallet?
Prevention Benefit
1. Health Screening
2. Vaccination (age 16 and above) for flu, Hepatitis B, HPV, Shingles and Pneumococcal
You may use up to RM300 every year.
Note: This benefit is not applicable for Plan 150.
Total Amount Used
{{#RM}}{{BenefitSummary.PreventionTotal}}{{/RM}}
Special Care Benefit
The total amount available in your Health Wallet can be used to pay for the following:
1. Congenital Conditions
2. Elective/Plastic/Cosmetic surgery due to accident or cancer.
Note: This benefit is not applicable for Plan 150.
Total Amount Used
{{#RM}}{{BenefitSummary.SpecialCareTotal}}{{/RM}}
Recovery and Support Benefit
Mobility and Hearing Support
The total amount available in your Health Wallet can also be used to pay for external prosthetics as stated below:
1. Artificial limb
2. Hearing aid
Recovery Care
The total amount available in your Health Wallet can also be used to pay for any medical care for cancer, stroke and heart attack from early stage onwards.
Note: This benefit is not applicable for Plan 150.
Total Amount Used
{{#RM}}{{BenefitSummary.RecoveryAndSupportTotal}}{{/RM}}
Mental Health Benefit
Psychiatrist consultation fees for the following conditions:
1. Major Depressive Disorder
2. Obsessive Compulsive Disorder
3. Schizophrenia
4. Bipolar Disorder
5. Tourette Syndrome
6. Postpartum Depression
You may use up to RM 1,500 every year.
Note: This benefit is not applicable for Plan 150.
Total Amount Used
{{#RM}}{{BenefitSummary.MentalHealthBenefitTotal}}{{/RM}}
PROTECT BOOST
Any remaining amount avaiable in your Health Wallet can be:
1. used to pay the remaining eligible medical expenses if the annual limit has been fully utilised, or
2. paid out upon death, up to 2 times of the coverage amount of the basic plan that A-Plus Health is attached to. 2. paid out upon death, up to 2 times of the coverage amount of the basic plan that A-Plus Health is attached to.
Total Amount Used
{{#RM}}{{BenefitSummary.ProtectBoostBenefitTotal}}{{/RM}}
Notes
If you choose A-Plus Health with coverage term shorter than the basic plan, the balance amount in your Health Wallet will be locked-in upon the expiry of A-Plus Health and this amount shall be payable upon death (capped at 2 times of the coverage amount of the basic plan), provided that the basic plan is still in force.
All the benefits above are subject to the total amount available in Health Wallet based on your chosen plan. Please refer to your policy contract for detailed explanation on the benefits, exclusions, terms and conditions.
The information above may take up to 48 hours to update.
If you choose A-Plus Health with coverage term shorter than the basic plan, the balance amount in your Health Wallet will be locked-in upon the expiry of A-Plus Health and this amount shall be payable upon death (capped at 2 times of the coverage amount of the basic plan), provided that the basic plan is still in force.
All the benefits above are subject to the total amount available in Health Wallet based on your chosen plan. Please refer to your certificate for detailed explanation on the benefits, exclusions, terms and conditions.
The information above may take up to 48 hours to update.