Life Protection
Protect yourself and your loved ones from life's uncertainties with AIA's life insurance and takaful plans.
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{{label}}Family Takaful · Protection
Coverage Period
Entry Age
This investment-linked plan offers you protection and helps you meet your savings needs. You have the flexibility of changing your level of protection and savings from time to time by choosing from our wide range of investment-linked funds and by adding on optional insurance benefits.
You will be covered until you are 100 years old. Should you pass away when your certificate is still active, your loved ones will receive a lump sum payment which includes the covered amount, anniversary bonus and cash value from your investment in AIA PUBLIC’s investment fund(s).
Starting from the 2nd year of your certificate, your covered amount will automatically increase by 1% each year up to 120% of the covered amount or RM500,000 (whichever is lower).
You or your loved ones will receive an additional covered amount if you pass away or become disabled. The amount will depend on your AIA Vitality Status or any changes you make to your A-LifeLink-i certificate. You will receive this additional covered amount in cash if your certificate is active when you turn 55 years old or on the 20th year of your Cover Boost (whichever is later).
The cash value of your investment in the investment fund(s) will depend on how your chosen funds perform. You can change funds whenever you want, at no cost, or withdraw some of the cash value if you choose to. You will receive the cash value in full when the certificate ends at age 100.
1 Coverage for TPD is up to age 70.
2 Subject to further terms and conditions.
Important: The information provided is purely a product summary. Please refer to the Takaful Certificate for further details.
The conditions to be eligible for the Takaful coverage
Things that you won't be able to claim from this certificate
Death
Total and Permanent Disability
Note: This list is not exhaustive. Please refer to the Takaful Certificate for the full list of exclusions.