1. You may designate nominee(s) to receive Takaful benefits payable upon your death under the Takaful Certificate, either as an executor, or as a beneficiary under a Conditional Hibah (Gift).
2. The Nominee must be a natural person of sound mind.
3. If any Nominee predeceases the Participant, his or her name shall be deemed to have been removed from this nomination.
4. You have the right to cancel the nomination without the Nominee’s consent.