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    • EVERY LOVE STORY IS BEAUTIFUL 

    It's the starting point of all good things.

    You’ve married your best friend. Your status is no longer ‘Single’ or ‘In a relationship’, but ‘Married’. A whole new chapter is waiting to be written. The days ahead are filled with potential. Let’s make each moment something to remember.

    TIPS AND ADVICE

    A PLACE TO CALL HOME

    One of the most important decisions you’d make is finding that cozy little spot in this world that you’ll put roots down and build your new family. There are many questions to grapple with: Should you move into an apartment or house? Buy or rent? How much should you save? Here’s some thought starters for you.

    Accident Pro Prime

    Rent or Buy?

    Here are the pros and cons.

    Accident Pro Prime

    Pro

    Rent

    • Mobility
    • Lower Cost
    • You can afford to rent a nicer home

    Buy

    • Gaining an asset
    • Stability
    • Make your home your own
    Accident Pro Prime

    Con

    Rent

    • Fussy landlords
    • No investment value
    • No guarantees

    Buy

    • Long term commitment
    • Cost of maintenance
    • Need cash fast? Not so fast!

    Source: http://ringgitplus.com/en/blog/Home-Loans/Should-You-Rent-or-Buy-Your-First-Home.html

    SAVE UP FOR RAINY DAYS

    Marriage doesn’t mean clear blue skies every day. That’s only in the movies. In the real world, we have to be prepared for all kinds of weather. You may be thoroughly unprepared for some but that’s alright, it happens. After awhile, handling these things will be second nature to you. But no matter what, it’s always good to save. Be practical about what you want, and what you need. Knowing your goal will help you decide what you should put your money into.

    Malaysians' top investing priorities

    Accident Pro Prime

    of Malaysians commit at least 20% of their monthly income towards achieving their financial goal

    Accident Pro Prime

    Health

    Only 48% of Malaysians actively save for their healthcare needs
    (a diversified strategy using a mix of local bank accounts, life insurance, and saving plans was most common)

    Accident Pro Prime

    Unexpected household emergencies

    At least 50% of Malaysians rely on their current savings and time-deposits for unexpected emergencies

    Accident Pro Prime

    retirement

    Life insurance and goverment / private investment schemes are popular choices to achieve Malaysians' long term financial goals

    Only 48% of Malaysians actively save for their healthcare needs
    (a diversified strategy using a mix of local bank accounts, life insurance, and saving plans was most common)

    At least 50% of Malaysians rely on their current savings and time-deposits for unexpected emergencies

    Life insurance and goverment / private investment schemes are popular choices to achieve Malaysians' long term financial goals

    Source: http://www.nielsen.com/my/en/insights/news/2014/savings-and-investment-strategies.html

    ALWAYS LOOK OUT FOR EACH OTHER

    Some jump on trampolines. Others go white-water rafting. Many take on volunteering work together. Just because you’re married doesn’t mean you should stop dating. Set time aside time for your spouse. Look out for each other. Beyond physical health, pay attention to your partner’s mental, emotional, and spiritual well-being.

    Connect in More Ways than One

    Insulin-Dependent Diabetes Mellitus

    Set aside one day in the week for each other

    Kawasaki Disease

    Get involved in your partner’s hobbies and activities

    Severe Asthma

    Volunteer at a local charity together

    Leukemia

    Make a physical photo album (Remember those things?)

    Rheumatic Fever with Valvular Impairment

    Write an occasional love letter (Not just on Feb 14!)

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    vitality
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    Get comprehensive medical coverage until you are 100 years old with no limit on the amount you can claim.

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