UP TO RM80,000 WORTH OF TRAVEL VOUCHERS ARE UP FOR GRABS WHEN YOU SIGN UP FOR OUR TOTAL WEALTH SOLUTION GIO CAMPAIGN

1. The campaign is open to selected existing customers who meet selection criteria and selected under the Riuh Raya Campaign.
2. All cases must be submitted via iPoS from 1^st June to 30^th June 2022 and the policy/certificate must be activated by 15^th July 2022.
3. For customers with a GIO offer, the total annualised premium/contribution (basic regular premium/contribution plus any riders) that is eligible for the premium/contribution cashback is capped at RM30,000 without Waiver rider attached or RM25,000 with Waiver rider attached.
4. The GIO offer is limited to one (1) submission per insured / person covered only. Customers that have submitted a policy/certificate under GIO from 1^st May 2022 – 31^st May 2022 shall NOT be eligible to submit another policy/certificate under GIO in 1^st June 2022 - 30^th June 2022.
5. For the submission on A-Life Wealth Builder or A-Life Legasi Builder policy/certificate under GIO campaign, the selected existing customer must be the same person as the policy/certificate owner, payor and insured/person covered.
6. For policies / certificates signed up with GIO offer plus cashback benefits, the policies/certificates must be opt to pay via payment link or AIA E-Pay (credit/debit card) for all modal premium/contribution amount. For policies / certificates signed up with GIO only, all payment methods are allowed.
7. If selected existing customer would like to enjoy GIO offer plus cashback benefits, the terms and conditions on cashback benefits are applied (same as Total Wealth Solution June 2022 Campaign).
8. Each GIO policy/certificate submission is automatically entitled to Lucky Draw and limited to one (1) entry only. The Lucky Draw winners will be selected from all entries submitted from 1^st May 2022 - 30^th June 2022 under the Riuh Raya Campaign.
9. Life Planner’s self-purchase/self-participation is not entitled to the GIO Campaign. (Life Planner self-purchase/self-participation means the policy/certificate owner and/or insured/person covered, and the writing Life Planner are the same person).
10. All policies / certificates signed up with the GIO Campaign are subjected to the terms and conditions stated in the policy / certificate contracts.
11. The terms and conditions of the GIO Campaign are subject to change and the decision of AIA Bhd. and AIA PUBLIC Takaful Bhd. on any matter concerning these terms and conditions are final.

1. Valid for cases submitted via iPoS from 1^st June - 30^th June 2022 and the policy/certificate must be set in activated by 15^th July 2022.
2. The premium/contribution payment term of the policy/certificate must be 10 years and above to be entitled to the premium/contribution cashback.
3. The premium/contribution cashback does not include any saver or top-up premium/contribution such as A-Plus Saver/i, A-Plus Legasi Enhancer or AIA Vitality fees.
4. Customers who have applied for deferment of premium/contribution payment, taken premium/contribution holiday, surrendered policy/certificate, performed partial withdrawal, did not invest in the selected funds (for A-Life Wealth Builder only), performed fund switching from the selected fund(s) to the non-selected fund(s) (for A-Life Wealth Builder only) and/or change payment method to non e-payment prior to crediting the cashback for the policy/certificate that has been submitted under this campaign, will not be eligible for the cashback.
5. Premium/contribution must be paid up to date for customers to be eligible for the cashback.
6. If the customer makes any transaction after the policy/certificate has been activated that requires additional premium/contribution from policy/certificate inception (e.g. increasing sum assured/covered or adding riders), the additional premium/contribution will not be calculated in the cashback. If the customer reduces the premium/contribution after the policy/certificate has been activated, the cashback shall be based on the reduced premium/contribution.
7. The cashback for A-Life Wealth Builder customers is calculated based on the proportion of the annualised premium that your customer chooses to invest in the selected fund(s) except AIA Dana Bon & AIA Fixed Income Funds. The cashback shall be based on the lower of initial annualised premium or current annualised premium and shall be based on the lower of fund allocation upon policy inception or fund allocation prior to crediting that choose to invest in the selected fund(s) except AIA Dana Bon & AIA Fixed Income Funds.
8. AIA Vitality status must remain active prior to and upon the payment of cash back.
9. The insured/person covered/ policyholder/ certificate holder must ensure that the policy / certificate meets all the Total Wealth Solution June 2022 Campaign criteria prior to and upon payment of cashback such as but not limited to AIA Vitality membership, fund requirement and e-payment criteria. 

1. The contest is open to all existing customers who meet selection criteria’s and selected under the Riuh Raya Campaign are automatically entitled to one (1) Lucky Draw entry when they sign up A-Life Wealth Builder or A-Life Legasi Builder under Guaranteed Issue Offer (GIO).
2. Participants who do not meet the criteria as stated above shall be automatically disqualified.
3. There will be:
   • one (1) Grand Prize winner;
   • one (1) Second Prize winner;
   • one (1) Third Prize winner; and

       one Hundred (100) Consolation prize winners
       that will be selected at the end of campaign/contest period from all entries submitted on 1st May 2022 - 30th June 2022.

1. The details of lucky draw contest winners will be posted on AIA Malaysia’s website within thirty (30) working days from end of contest period.
2. The selected winners will be notified via email and is required to correctly answer one (1) question and provide any other additional contact details.
3. If the selected winner fails to respond to the email in 48 hours, the qualification will be voided, and another qualifier will be selected.
4. Each selected winner is only entitled to ONE (1) prize; regardless of the number of entries entered.
5. The main prizes will be:
   • one (1) Grand Prize: RM15,000 worth of Travel Voucher
   • one (1) Second Prize: RM10,000 worth of Travel Voucher
   • one (1) Third Prize: RM 5,000 worth of Travel Voucher
   • one Hundred (100) Consolation prize: RM500 (each) Klook Voucher
6. Expiry date of Klook vouchers will be stated in the email when release to the winners. And the Travel voucher is applicable to one (1) time transaction only and the expiry date will be 1 year from the voucher release date.
7. AIA reserves the rights to substitute the prizes with another prize of similar value without prior notice. The prizes are not transferable, non-refundable, and non-exchangeable for cash.
8. The terms and conditions of the contest are subject to change and the decision of AIA Bhd. and AIA PUBLIC Takaful Bhd. on any matter concerning these terms and conditions are final.
9. By participating in this Lucky Draw participants agree to be bound by the Terms & Conditions. NO correspondence appeals or objections will be entertained. AIA reserves the rights at its sole discretion, to reject any winner or to disqualify any participant who is unable to satisfy the Lucky Draw Terms & Conditions, and all decisions made AIA are final and binding.
10. AIA and its advertising and promotion and media agencies shall reserve the rights to use the winners’ names, photographs and/or testimonials for purposes of publicity, advertising and/or trade without compensation or notice.
11. All participants are deemed to have read the Lucky Draw Term & Conditions before participating in the contest.