All ages referred to under this free coverage shall be the age of Covered Person’s last birthday.
“Accident” means a sudden, unintentional, unexpected, unusual, and specific event that occurs at
an identifiable time and place which shall, independently of any other cause, be the sole cause of
“Covered Person” shall mean the person(s) who must meet the following eligibility and has/have
successfully applied for this free coverage:
• Age last birthday at the time of registration is between fifteen (15) days old and fifty (50)
years old; and a Malaysian citizen residing in Malaysia.
“Injury” means bodily Injury caused solely by Accident.
“We”, “Our” or “Us” shall mean AIA Bhd., AIA PUBLIC Takaful Bhd., and AIA General Berhad.
Whenever the context requires, masculine form shall apply to feminine and singular term shall include