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  • LATEST OFFERS & PROMOTIONS

    With our wide range of holistic solutions, we are here to support you and your loved ones at every step of your life journey. Click on our special offers and promotions below to learn more.

    • HEALTH & WEALTH
    • CORPORATE CASHBACK
    • COMPLIMENTARY COVERAGE
    • FOREVER10
    • Cover Kaw Kaw Merdeka Edition
    • Healthy You, Wealthy You

    FOREVER10






    Enjoy a 10% discount yearly on the premium payable for your policy starting from the second policy year onwards!

    Exclusive for Existing AIA Malaysia Customers who have purchased A-Life Essential Critical Care & A-Life Wealth Venture.

    Contact an AIA Life Planner today for an easy and hassle-free sign-up!

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    TERMS & CONDITIONS
    1. This FOREVER10 Campaign ("Campaign") is organised by AIA Bhd. (“AIAB”, “we”, “our” or “us”). By joining this Campaign, you (“you”, “your” or “customer”) agree that you have read, understood and agreed to be bound by the Terms and Conditions of this Campaign and by any change or modification that we may make to this Campaign and / or the Terms and Conditions of this Campaign with prior notice to you. By joining this Campaign, you further agree to be bound by our Privacy Policy accessible at https://www.aia.com.my/en/index/privacy-statement.html.

    2. Campaign Period: 1 September 2023 to 30 September 2023, both dates inclusive (“Campaign Period”).

    3. Eligible Products:
      • A-Life Essential Critical Care; and
      • A-Life Wealth Venture with premium payment term 10 years and above.

    4. Campaign Eligibility:
      • The Campaign is open to AIA Malaysia Existing Customers who purchased any of the Eligible Products during the Campaign Period. All applications must be submitted via iPoS (except for A-Life Wealth Venture, where the applicant is a business organisation, manual submission is allowed) during the Campaign Period and activated by 16 October 2023.
        In order to qualify for the Campaign, the Insured must be an AIA Vitality member. AIA Vitality membership must be signed up or active upon new application submission. (“Eligible Policy”)

        AIA Malaysia Existing Customer is defined as:

        • Policy/certificate owner or corporate policy/certificate owner of an in force Conventional Individual Life products from AIA Bhd. or Takaful products from AIA PUBLIC Takaful Bhd. or Personal Accident (PA) insurance with AIA General Berhad, as at 31 August 2023. (“Eligible Customer”)
      • Life Planner purchase is not entitled for the Campaign. Life Planner purchase means the policy owner and/or the Insured is the Life Planner.

      • Campaign Reward
        Subject to the Terms and Conditions of this Campaign, the Eligible Policy will be entitled to 10% Premium Discount starting from second policy year till the end of premium payment term as per below table (“Campaign Reward”).
        Eligible Product Campaign Reward
        A-Life Essential Critical Care

        10% Premium Discount applicable to Total Premium payable of the Eligible Policy from Policy Year 2 till the end of the premium payment term.

        Total Premium shall INCLUDE:
        - Premium payable for optional rider(s); if any
        - Additional premium payable due to medical condition(s); if any.

        Total Premium shall EXCLUDE:
        - Applicable tax imposed by the Government of Malaysia at prevailing rate for the premium(s) paid by business organisation; if any.

        A-Life Wealth Venture (with premium payment term 10 years and above) 10% Premium Discount applicable to Basic Premium payable of the Eligible Policy from Policy Year 2 till the end of the premium payment term.

        Basic Premium shall INCLUDE:
        - Additional premium payable due to medical condition(s); if any.

        Basic Premium shall EXCLUDE:
        - Premium payable for optional rider(s); if any.
        - Applicable tax imposed by the Government of Malaysia at prevailing rate for the premium(s) paid by business organisation; if any.
      • The Campaign is only applicable to application that opt to pay via payment link or pay by credit / debit card. For A-Life Wealth Venture application, where the applicant is business organisation, the credit card used must be registered under the business organisation. A copy of the business credit card with the company name must be submitted for verification upon submission.
      • If Eligible Customer makes any changes / transactions (e.g. increase / decrease of sum assured or addition / deletion of rider) to the Eligible Policy which resulted in increase / reduction of premium during the Campaign Period and / or prior to the Campaign Reward takes effect, the Campaign Reward shall be calculated based on the premium after the alteration.
      • The Eligible Policy will be disqualified from this Campaign in the event of lapsed, lapsed and is subsequently reinstated, surrender, termination, or cancellation of the application whichever occurs first during the Campaign Period and / or prior to the Campaign Reward takes effect.

    5. Important Notes and Disclaimers
      • This material is not intended as an offer or solicitation for the purpose or sale of any financial instrument/product. You should satisfy yourself that the policy purchased will best serve your needs and that the premium payable under this policy is an amount that you can afford. To achieve this, we recommend that you speak to your Life Planner who will perform a needs analysis and assist you in making an informed decision. You may also contact the insurance company directly for more information.
      • You are advised to refer to the Product Disclosure Sheet, Sales Illustration, Fund Fact Sheet(s); if applicable, for further information before purchasing a policy, and to refer to the terms and conditions in the policy document for details of the features and benefits, waiting periods and exclusions under the policy.

    6. General Provisions
      • You are always solely responsible for maintaining the accuracy of your information. AIAB may request for further information from you to determine the authenticity of any information provided, including whether it is fraudulent or exaggerated.
      • AIAB may decline the Campaign Reward entitlement in the event any of the Terms and Conditions pursuant to this Campaign is not fulfilled. No appeal(s) will be entertained.
      • AIAB shall have the right to decide all matters, and disputes concerning this Campaign including substituting the Campaign Reward with other form of gifts / rewards of equivalent value.
      • AIAB shall have the right to amend the Terms and Conditions of this Campaign, and to suspend, terminate, delay or vary this Campaign with prior notice to you. The mode of notification (if any) of the amendment, suspension, termination, delay or variation shall be at AIAB's discretion, including but not limited to displaying the same in any of AIAB's website or social media sites.
      • The Campaign Reward are non-transferable and any request for Campaign Reward to be credited to a third-party account will not be entertained.

    Frequently asked questions

  • What is the FOREVER10 Campaign about?
  • This Campaign offers Existing AIA Malaysia Customers with a 10% discount yearly on the premium payable for A-Life Essential Critical Care (inclusive of premium payable for rider(s)) and A-Life Wealth Venture (exclude premium payable for rider(s)) starting from the second policy year.

  • What is the Campaign Period for the FOREVER10 Campaign?
  • The Campaign Period is between 1 September 2023 and 30 September 2023, and the policy must be set in force by 16 October 2023.

  • Who is eligible to participate in the Campaign?
  • All Existing AIA Malaysia Customers with an active AIA Vitality membership are eligible to participate in the Campaign, subject to meeting the eligibility criteria and full underwriting requirements. Please refer to the FOREVER10 Campaign Terms and Conditions for the definition of Existing AIA Malaysia Customers.

  • Is the A-Plus Waiver rider premium included in the 10% discount on premium payable for A-Life Wealth Venture?
  • No, the discount is only applicable to the premium payable for a basic plan and EXCLUDES A-Plus Waiver rider premium.

  • Is the rider(s) premium included in the 10% discount on the premium for A-Life Essential Critical Care?
  • Yes, the discount is applicable to the total premium payable for the policy, including rider(s); if any.

  • When will customers receive their 10% discount payment?
  • The discount will start from the second policy year until the end of the premium payment term.

  • When will customers be notified of the revised premium?
  • Customers will be notified 30 days before the 2nd policy year and will receive a letter and endorsement.

  • How is the 10% discount calculated?
  • Scenario Year 1 Year 2 Year 3 till the end of premium payment term

    a) Existing AIA Malaysia Customers who signed up for A-Life Wealth Venture with a premium payment term of 20 years, and with an active AIA Vitality membership.

    Basic Premium payable for A-Life Wealth Venture is RM10,000 on annual payment mode.

    Basic Premium paid = RM10,000 Basic Premium to be payable = RM9,000 (after qualified for 10% premium discount on the Basic Premium) Basic Premium to be payable = RM9,000
    (after qualified for 10% premium discount on the Basic Premium)

    b) Existing AIA Malaysia Customers who signed up for A-Life Essential Critical Care and have an active AIA Vitality membership.

    Total Premium payable for A-Life Essential Critical Care is RM10,000 on annual payment mode.
    -terminated AIA Vitality membership in Year 3.

    Total Premium paid = RM10,000 Total Premium to be payable = RM9,000 (after qualified for 10% premium discount on the Total Premium) Total Premium to be payable = RM9,000 (after qualified for 10% premium discount on the Total Premium, although AIA Vitality membership is terminated in Policy Year 3)

    Note: The examples illustrated above are for reference only. Please refer to the letter and Premium Discount Endorsement issued to you for the Premium Discount entitled and revised premium.

  • Is 5-pay premium payment term for A-Life Wealth Venture eligible for the Campaign?
  • No, the 5-pay premium payment term option for A-Life Wealth Venture is not eligible for the Campaign. This Campaign is offered to applications with a premium payment term of 10 years and above.

    A-Life Essential Critical Care

    Critical Illness Protection

    Essential Healthcare Protection for the Critical Moments. 

    vitality

    BASIC

    A-Life Wealth Venture

    Life Protection

    A non-participating high protection plan with an eased onboarding journey to protect your venture and secure your legacy.

    vitality

    Now Is The Best Time To Live With Vitality

    Cover Kaw Kaw Campaign Details





    How To Manage Your Health & Wealth

    At AIA, we will be here for you every step of the way in your life and healthy journey so you and your loved ones can live Healthier, Longer and Better Lives.

    Wealth 3

    Live Well

    with AIA Vitality, our unique health programme that rewards you for making healthy choices.
    View Level Up Rewards

    Vitality 3

    Protect Well

    with our comprehensive protection plans.

    Calculator 3

    Get Well

    with our critical illness plans that provide much-needed financial support in your recovery journey.

    Be rewarded with a 1-month contribution waiver of your annualised contribution
    when you sign up for any of these plans between
    1 September 2023 and 30 September 2023

    BASIC

    A-Life Idaman

    Life Protection

    A comprehensive takaful solution all in one product. Attach our variety of riders to enhance your coverage. 

    takaful vitality

    BASIC

    A-Life Legasi Beyond

    Life Protection

    A Lasting Legacy Begins With A Holistic Protection Plan

    takaful vitality

    A-Life Kritikal Protector

    Critical Illness Protection

    A critical illness protection takaful plan that protects you financially so you can focus on getting better. 

    takaful vitality

    Participate in any of the selected plans and join this Campaign with a minimum annualised contribution of RM1,800 per certificate and subscribe to AIA Vitality

    1-Month

    Contribution Waiver

    Terms and Conditions apply.

    Contact our Life Planners today for an easy and hassle-free sign-up!

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    Terms & Conditions for 1-month Contribution Waiver

    a) This campaign is valid for 3 selected plans (A-Life Idaman, A-Life Legasi Beyond and A-Life Kritikal Protector) of which applications must be submitted between 1 September 2023 and 30 September 2023 with a minimum annualised contribution of RM1,800 per certificate to be eligible for the 1-month contribution waiver. The certificate(s) must be set in force by 16 October 2023.

    b) Certificate applications must opt for an e-payment facility (regardless of instalment contribution amount) i.e., via payment link or AIA E-Pay (credit/debit card).

    c) In order to qualify for the Campaign, the person covered must be an AIA Vitality member. AIA Vitality membership must be signed up or active upon new application submission. AIA Vitality membership must remain active until certificate matures.

    d) The contribution waiver is inclusive of the following contribution (including loading, if any):

    • Selected basic plan (A-Life Idaman, A-Life Legasi Beyond and A-Life Kritikal Protector)
    • Attachable riders and A-Plus Health Enhancer

    Any saver and top-up contribution such as A-Plus Saver-i, A-Plus Legasi Enhancer, A-Plus Enhancer-i and AIA Vitality membership fees, if any, will not be waived.

    e) Applicable for contribution payment term of 10 years and above and for all payment frequency.

    f) Life Planners are not entitled to participate in this Campaign (Life Planner participation means the certificate owner and/or person covered is a Life Planner).

    g) If the customer makes any transaction after the certificate has been activated that requires additional contribution from certificate inception (e.g. increasing sum covered or adding riders), the additional contribution will not be waived.

    h) For A-Life Legasi Beyond, if partial withdrawal from Protection Account is made within 6 months from the certificate issuance, the 1-month allocated contribution will be deducted from the amount payable.

    For A-Life Legasi Beyond, A-Life Kritikal Protector and A-Life Idaman, if surrendered within 6 months from the certificate issuance, 1-month allocated contribution will be deducted from the amount payable. If the Protection Account/Participant’s Account Fund is insufficient to deduct the 1st month allocated contribution, it will not be deducted from Savings Account/ Participant’s Investment Fund (if any).

    i) Please refer to the table below for the number of months of contribution collected for each payment frequencies:

    Payment Frequency Basic Regular Contribution Collected from Customers
    Annual 11 months
    Semi-annual 5 months
    Quarterly 2 months

    Monthly

    • Not required to pay contributions upfront including the 1-month advance contribution for monthly mode.
    • The 2nd month’s contribution will be collected on the 2nd certificate month

    Notes:

    • To be eligible for this Campaign, AIA Vitality membership is required, and AIA Vitality membership fee will be collected (if any) upon certificate inception. For A-Life Idaman, should the person covered be a pre-natal or between 0-15 years old, the certificate owner needs to attach AIA Vitality.
    • 1-month mock contribution (excluding A-Plus Saver-i/A-Plus Legasi Enhancer/A-Plus Enhancer-i, ad-hoc top up and AIA Vitality Fee, if any) will be payable by AIA PUBLIC Takaful Bhd.
    • 1-month mock contribution after deducting the unallocated contribution will be credited into the certificate to allow the certificate to be set in force and continue as normal contribution paid certificate i.e., tabarru’, certificate charges, fund management charge (FMC) and contribution allocation shall apply and continue during this 1-month contribution waiver. From the second month onwards, customers will continue to pay the contribution as normal.

    j) The terms and conditions of the Campaign are subject to change and the decision of AIA PUBLIC Takaful Bhd. on any matter concerning these terms and conditions are final.







    Campaign Mechanism & Reward

    Healthy Wealthy

    Note: The calculation of the Premium Cashback shall EXCLUDE any saver and / or top-up premium such as A-Plus Saver, A-Plus ScholarSaver, AIA Vitality membership fees, and taxes. Premium Cashback shall be calculated based on annualised premium before any premium discount.

    In addition, customers who participate in the Campaign will be entitled for Free PA Boost cover with medical relief of up to RM3,000. 

    Contact an AIA Life Planner today for an easy and hassle-free sign-up!

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    TERMS & CONDITIONS

    1) This Healthy You, Wealthy You Campaign ("Campaign") is organised by AIA Bhd. (“AIAB ”, “we”, “our” or “us”). By joining this Campaign, you (“you”, “your” or “customer”) agree that you have read, understood and agreed to be bound by the Terms and Conditions of this Campaign and by any change or modification that we may make to this Campaign and / or the Terms and Conditions of this Campaign with prior notice to you. By joining this Campaign, you further agree to be bound by our Privacy Policy accessible at https://www.aia.com.my/en/index/privacy-statement.html

    2) Campaign Period: 1 September 2023 to 30 September 2023, both dates inclusive (“Campaign Period”)

    3) Eligible Products 

    Category 1: Total Health Solution
    A-LifeLink 2, A-Life Joy Xtra, A-Life Beyond Critical Care, and A-Life Essential Critical Care

    Category 2: Total Wealth Solution
    A-Life Wealth Premier, A-Life Wealth Builder, A-Life Wealth Treasure, and A-Life Wealth Venture
    (Note: The premium payment term must be 10 years and more.)

    4) Campaign Mechanism and Campaign Reward: Refer to the Campaign Mechanism & Reward table above (“Campaign Mechanism” and “Campaign Reward”).

    5) Campaign Eligibility 

      a) This Campaign is open to all customers who purchased in any of the Eligible Products with minimum Annualised Premium of RM4,200 during the Campaign Period. This Campaign is not valid for agent self-purchase application i.e. the policy owner and / or insured in the application is same as per the agent stated in the application form. Application must be received during the Campaign Period and activated by 16 October 2023. For application under Category 2: Total Wealth Solution (except for A-Life Wealth Venture), the application must attach with AIA Investment-Linked Funds listed below:

      • - AIA Strategic Equity Fund
      • - AIA Strategic Fixed Income Fund
      • - AIA Elite Conservative Fund
      • - AIA Elite Adventurous Fund
      • - AIA Dana Progresif
      • - AIA Equity Dividend Fund
      • - AIA Equity Plus Fund
      • - AIA Dana Dinamik
      • - AIA Aggressive Fund
      • - AIA Medium Cap Fund
      • - AIA Balanced Fund
      • - AIA Global Fixed Income Fund
      • - AIA Global Equity Income Fund
      • - AIA Global Balanced Fund
      • - AIA Global Equity Fund
      • - AIA New Horizon Fund
      • - AIA Asia Opportunity Fund
      • - AIA Asian Equity Fund
      • - AIA Asia Platinum Fund

      In order to qualify for this Campaign, for adult application (i.e. with entry age 16 or above), the insured must be an AIA Vitality member. AIA Vitality membership must be signed up or active upon new application submission in iPoS (except for A-Life Wealth Venture, where the applicant is a business organisation, manual submission is allowed) and must be remained active prior to and upon the payment of Campaign Reward.

      For juvenile application (applicable to pre-natal and / or insured with entry age 0 to 15 years old) under A-Life Joy Xtra and A-Life Wealth Treasure, the policy owner (i.e. the applicant) must join AIA Vitality membership. AIA Vitality membership must be signed-up or active upon new application submission in iPoS and must be remained active prior to and upon the payment of Campaign Reward. Juvenile application (applicable to insured with entry age 0-15 years old) under A-Life Wealth Premier and A-Life Wealth Builder is not eligible to the Campaign.

      The policy owner (or insured for A-Life Wealth Venture, where the applicant is a business organisation) must also download and log in to AIA+ (formerly known as My AIA) application (“app”) latest by 31 March 2024.
      (“Eligible Policy”)

      b) Campaign Mechanism and Campaign Reward

      Eligible Policy with Annualised Premium of between RM4,200 and less than RM10,000 will entitled to one (1) month Premium Cashback whereas Eligible Policy with Annualised Premium above RM10,000 will entitle for 1.5-month Premium Cashback.

      • The calculation of Annualised Premium to be eligible to this Campaign is inclusive of any saver and / or top-up premium such as A-Plus Saver, A-Plus ScholarSaver and any rider premium. However, the calculation of the Campaign Reward i.e. Premium Cashback shall EXCLUDE any saver and / or top-up premium such as A-Plus Saver, A-Plus ScholarSaver, AIA Vitality membership fees, and taxes. Premium Cashback shall be calculated based on Annualised Premium before any premium discount.
      • Additional 0.5-month Premium Cashback will be given to Eligible Policy where the insured (or policy owner for applicable juvenile application) has submitted Vitality Health Check (“VHC”) Results. VHC must be conducted within 1 January 2023 to 31 March 2024 and the VHC Results must be uploaded into AIA+ app via AIA Vitality platform latest by 31 March 2024. VHC is a quick test which consists of 4 tests i.e. Body Mass Index (BMI), blood pressure, blood glucose and cholesterol.
      • Additional 0.5-month Premium Cashback will be given to Eligible Policy where the insured (or policy owner for juvenile application) has submitted Healthy VHC Results. Healthy VHC Results are defined as follow:
        • BMI: 18.5 – 24.9
        • Blood Pressure: <=120/80mmHg
        • Blood Glucose (Fasting): <5.6mmol/L & (Random): <7.8mmol/L
        • Total Cholesterol: <5.2mmol/L
      • By participating in the Campaign, you will submit the VHC Results into AIA+ app via AIA Vitality platform offered and operated by AIA Health Services Sdn. Bhd. (“AHS”). AHS will review the VHC Results submitted by you and will only inform AIAB on the Eligible Policy that are qualified for the Campaign Reward. AIA Vitality Terms & Conditions shall apply.
      • Additional 0.5-month Premium Cashback will be given to Eligible Policy if insured (or policy owner for juvenile application) has achieved AIA Vitality Status of Platinum or Gold by 30 September 2024.
      • Premium Cashback will be credited and reflected in the eligible policy owner’s AIA+ app latest by 31 October 2024 by AIAB in accordance with the Terms and Conditions of this Campaign. After which, it shall be deemed as full payment and AIAB shall be released and fully discharged from further liability and demand in relation to the Campaign Reward.

      c) The Campaign is only applicable to application that opt to pay via payment link or pay by credit / debit card. For A-Life Wealth Venture application, where the applicant is business organisation, the credit card used must be registered under the business organisation. A copy of the business credit card information must be submitted for verification upon submission.

      d) If you make any changes / transactions (e.g. increase of sum assured or addition of rider) to the Eligible Policy which require additional premium during the Campaign Period and / or before the payout of the Campaign Reward, the additional premium will not be qualified or counted in this Campaign. For reduction of premium, the Campaign Reward shall be calculated based on the reduced premium provided that the reduced premium is meeting the minimum Annualised Premium of this Campaign.

      e) The Eligible Policy will be disqualified from this Campaign in the event of:

      • Lapsed, surrender, termination, cancellation of the application;
      • Partial withdrawal;
      • Premium holiday;
      • Premium not paid up to date;
      • Lapsed but reinstated;
      • Change of payment method to non e-payment method; or
      • Change of AIA Investment-Linked Fund(s) selected or investment allocation instruction to the AIA Investment-Linked Fund(s) not listed under Campaign Eligibility – 5(a) for Category 2: Total Wealth Solution (except for A-Life Wealth Venture), during the Campaign Period and /or before payout of the Campaign Reward.

    6) Important Notes and Disclaimers

    • This material is not intended as an offer or solicitation for the purpose or sale of any financial instrument/product. You should satisfy yourself that the policy purchased will best serve your needs and that the premium payable under this policy is an amount that you can afford. To achieve this, we recommend that you speak to your Life Planner who will perform a needs analysis and assist you in making an informed decision. You may also contact the insurance company directly for more information.
    • You are advised to refer to the Product Disclosure Sheet, Sales Illustration, Fund Fact Sheet(s); if applicable, for further information before purchasing a policy, and to refer to the terms and conditions in the policy document for details of the features and benefits, waiting periods and exclusions under the policy.

    7) General Provisions

    • You are always solely responsible for maintaining the accuracy of your information. AIAB may request for further information from you to determine the authenticity of any information provided, including whether it is fraudulent or exaggerated.
    • AIAB may decline the Campaign Reward entitlement in the event any of the Terms and Conditions pursuant to this Campaign is not fulfilled. No appeal(s) will be entertained.
    • AIAB shall have the right to decide all matters, and disputes concerning this Campaign including substituting the Campaign Reward with other form of gifts / rewards of equivalent value.
    • AIAB shall have the right to amend the Terms and Conditions of this Campaign, and to suspend, terminate, delay or vary this Campaign with prior notice to you. The mode of notification (if any) of the amendment, suspension, termination, delay or variation shall be at AIAB's discretion, including but not limited to displaying the same in any of AIAB's website or social media sites.
    • The Campaign Reward are non-transferable and any request for Campaign Reward to be credited to a third-party account will not be entertained.

     


    How To Manage Your Health & Wealth

    At AIA, we will be here for you every step of the way in your life and healthy journey so you and your loved ones can live Healthier, Longer and Better Lives.

    Health

    Wealth 3

    Live Well

    with AIA Vitality, our unique health programme that rewards you for making healthy choices.
    View Level Up Rewards

    Vitality 3

    Protect Well

    with our comprehensive protection plans.

    Calculator 3

    Get Well

    with our critical illness plans that provide much-needed financial support in your recovery journey.

    Wealth

    Wealth 3

    Plan Well

    with our Financial Planning Tools and Solutions. Ensure you have adequate protection with our Financial Health Check.

    Vitality 3

    Live Well

    with AIA Vitality, our unique health programme that rewards you for making healthy choices.
    View Level Up Rewards

    Calculator 3

    Protect Well

    with our Wealth Protection Plans that give you access to local and foreign funds. Plus, be rewarded with extra benefits or payouts when you practice good financial and lifestyle habits.

    Eligible Products

    BASIC

    A-LifeLink 2

    Life Protection

    A flexible plan that helps you protect your loved ones and invest as little as RM150 per month.

    vitality

    BASIC

    A-Life Joy Xtra

    Life Protection

    An all-in-one plan that protects your child even when you are expecting.

    vitality

    COMPREHENSIVE

    A-Life Beyond Critical Care

    Critical Illness Protection

    A-Life Beyond Critical Care is a plan that is designed to accompany you in your journey in health and provides you with comprehensive critical illness protection until you reach 80 years old. This plan covers you from wellness to prevention, and from treatment to recovery.

    vitality

    A-Life Essential Critical Care

    Critical Illness Protection

    Essential Healthcare Protection for the Critical Moments. 

    vitality

    BASIC

    A-Life Wealth Treasure

    Savings & Investment

    An investment-linked plan supporting parents to have long-term savings to prepare for their children’s financial needs when they embark on their life journey.

    vitality

    BASIC

    A-Life Wealth Premier

    Life Protection

    An investment-linked plan that helps you build a strong financial safety net to safeguard your loved ones when you are no longer around.

    vitality

    BASIC

    A-Life Wealth Builder

    Life Protection

    A plan that provides you with a high coverage amount and rewards you up to 6 times with Wealth Rewards and Wealth Booster benefits

    vitality

    BASIC

    A-Life Wealth Venture

    Life Protection

    A non-participating high protection plan with an eased onboarding journey to protect your venture and secure your legacy.

    vitality

    As AIA Corporate Members, you are entitled to receive additional cashback when you sign up for selected plans.
    Click on our special offers and promotions below to learn more.

    Corporate Cashback Perks
    Corporate Cashback

    + Expand All
    - Collapse All

    CAMPAIGN TERMS & CONDITION
    1. This Corporate Solutions Cashback Perks Campaign (“Campaign”) is organised by AIA Bhd. and AIA PUBLIC Takaful Bhd. (“AIA Malaysia”, “we”, “our” or “us”). Please read this Campaign's Terms and Conditions before deciding to join this Campaign. By joining this Campaign, you (“you”, “your” or “customer”) agree that you have read, understood and agreed to be bound by the Terms and Conditions of this Campaign and by any change or modification that we may make to this Campaign and/or the Terms and Conditions of this Campaign with prior notice to you. And by joining this Campaign, you further agree to be bound by our Privacy Policy accessible at https://www.aia.com.my/en/index/privacy-statement.html.
    2. Campaign Period: 1 July 2023 until 30 September 2023, both dates inclusive (“Campaign Period”). 
    3. Eligible Products:
      Eligible Product Plans Underwritten by

      Category 1

      A-Life MediFlex

      AIA Bhd.

      A-Life MediFlex-i

      AIA PUBLIC Takaful Bhd.

      Category 2

      A-LifeLink 2

      AIA Bhd.

      A-Life Joy Xtra

      AIA Bhd.

      A-Life Idaman

      AIA PUBLIC Takaful Bhd.


    4. Campaign Mechanism (“Campaign Mechanism”) & Campaign Reward (“Campaign Reward”): Refer to the table below.
      Eligible Product Plans Rewards
      Category 1

      A-Life MediFlex

      A-Life MediFlex-i

      1 month Premium / Contribution Cashback
      Category 2

      A-LifeLink 2

      A-Life Joy Xtra

      A-Life Idaman

      0.5 month Premium / Contribution Cashback in addition to
      rewards of on-going eligible customer campaign if
      Members participated within the Campaign Period

      Note: The calculation of Premium / Contribution Cashback shall EXCLUDE any saver and / or top-up premium / contribution such as A-Plus Saver, A-Plus Saver-i, A-Plus ScholarSaver, A-Plus Health Enhancer, A-Plus Enhancer-i and AIA Vitality membership fees. Please refer to section 5 — Campaign Eligibility for the requirements.
    5. Campaign Eligibility:
      1. This Campaign is open to all AIA Malaysia Corporate Members ("Member") and their dependents who are insured / Person Covered with AIA’s Group Employee Benefits Scheme. The Member must purchase / participate in any of the Eligible Products and becomes the policy / certificate owner of the Eligible Products to be eligible for this Campaign (“Eligible Member”) during the Campaign Period, excluding:
        1. AIA Life Planner purchase is not eligible for the Campaign. Life Planner purchase means the policy / certificate owner and / or the Insured / Person Covered is Life Planner; or
        2. Any Members whose Identification ID (i.e. NRIC number and / or passport number where applicable) is not updated and / or captured in their company’s Employee Benefit Scheme with AIA Malaysia.
      2. Application must be received during the Campaign Period and activated by 16 October 2023 (“Eligible Policy / Certificate”).
        1. Eligible Product Category 1: Members who sign up for A-Life MediFlex / A-Life MediFlex-i will be entitled to 1 month Premium / Contribution Cashback based on Annualised Premium / Contribution.
        2. Eligible Product Category 2: Members who sign up for A-LifeLink 2, A-Life Joy Xtra and A-Life Idaman and fulfil the requirements of on-going eligible customer campaign.
          • Application of A-LifeLink 2 with A-Plus Health Guard rider is not eligible for this Campaign.
      3. The Insured / Person Covered (i.e. with entry age 16 or above) must be an AIA Vitality member. AIA Vitality membership must be signed up or active upon new application submission in iPoS and must remain active prior to and upon the payment of Campaign Reward.
        1. Eligible Product Category 1: Juvenile application (applicable to Insured / Person Covered with entry age 0 to 15 years old) will be exempted from AIA Vitality membership requirement.
        2. Eligible Product Category 2: For juvenile application (applicable to pre-natal and / or Insured / Person Covered with entry age 0 to 15 years old), the parent (i.e. the applicant) must be enrolled as AIA Vitality Member.
      4. The policy / certificate owner must also download and login to My AIA application ("app") latest by 31 March 2024.
      5. The calculation of Annualised Premium / Contribution to be eligible to this Campaign is based on the total premium / contribution amount inclusive of A-Plus Saver, A-Plus Saver-i, A-Plus ScholarSaver, A-Plus Health Enhancer, A-Plus Enhancer-i and any rider premium / contribution.
      6. The minimum Annualised Premium / Contribution is RM4,200 for eligible Product Category 2 only.
      7. The calculation of Campaign Reward, i.e. Premium / Contribution Cashback shall EXCLUDE any saver and / or top-up premium / contribution such as A-Plus Saver, A-Plus Saver-i, A-Plus ScholarSaver, A-Plus Health Enhancer, A-Plus Enhancer-i and AIA Vitality membership fees.
      8. The Campaign is only applicable to application that opt to pay via payment link or pay by credit / debit card.
      9. If you make any changes / transactions (e.g. increase of sum assured / covered or addition of rider) to the Eligible Policy / Certificate which require additional premium / contribution during the Campaign Period and / or before the payout of the Campaign Reward, the additional premium / contribution will not be qualified or counted in this Campaign.
      10. For reduction of premium / contribution, the Campaign Reward shall be based on the reduced premium / contribution if the reduced premium / contribution is meeting the minimum Annualised Premium / Contribution of RM4,200 (applicable for Eligible Product Category 2 only).
      11. The Eligible Policy / Certificate will be disqualified from this Campaign in the event of:
        1. Lapsed, surrender, termination, cancellation of the application;
        2. Partial withdrawal (applicable to Eligible Products – Category 2 only);
        3. Premium / contribution holiday (applicable to Eligible Products – Category 2 only);
        4. Premium / contribution not paid up to date;
        5. Lapsed but reinstated; or
        6. Change of payment method to non e-payment method, on or before payout of the Campaign Reward.
      12. Campaign Reward will be credited and reflected in the Eligible Policy / Certificate owner’s My AIA app latest by 30 April 2024 (for Eligible Product – Category 1) and latest by 31 October 2024 (for Eligible Product – Category 2) respectively by AIA Malaysia in accordance with the Terms and Conditions of this Campaign shall be deemed as full payment and AIA Malaysia shall be released and fully discharged from further liability and demand in relation to the Campaign Reward.
      13. Important Notes and Disclaimers
        1. This material is not intended as an offer or solicitation for the purpose or sale of any financial instrument / product. You should satisfy yourself that the policy purchased will best serve your needs and that the premium payable under this policy is an amount that you can afford. To achieve this, we recommend that you speak to your Life Planner who will perform a needs analysis and assist you in making an informed decision. You may also contact the insurance company directly for more information.
        2. You are advised to refer to the Product Disclosure Sheet, Sales Illustration, Fund Fact Sheet(s); if applicable, for further information before purchasing a policy, and to refer to the terms and conditions in the policy document for details of the features and benefits, waiting periods and exclusions under the policy.
      14. General Provisions
        1. You are always solely responsible for maintaining the accuracy of your information. AIA Malaysia may request for further information from you to determine the authenticity of any information provided, including whether it is fraudulent or exaggerated.
        2. AIA Malaysia may decline the Campaign Reward entitlement in the event any of the Terms and Conditions pursuant to this Campaign is not fulfilled. No appeal(s) will be entertained.
        3. AIA Malaysia shall have the right to decide all matters, and disputes concerning this Campaign including substituting the Campaign Reward with other form of gifts / rewards of equivalent value.
        4. AIA Malaysia shall have the right to amend the Terms and Conditions of this Campaign, and to suspend, terminate, delay or vary this Campaign with prior notice to you. The mode of notification (if any) of the amendment, suspension, termination, delay or variation shall be at AIA Malaysia's discretion, including but not limited to displaying the same in any of AIA Malaysia's website or social media sites.
        5. The Campaign Reward are non-transferable and any request for Campaign Reward to be credited to a third-party account will not be entertained.

    BASIC

    A-Life MediFlex

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    Medical Protection

    Flexible Medical Protection To Start Your Health Journey.

    vitality

    BASIC

    A-Life MediFlex-i

    Medical Protection

    Flexible Medical Protection To Start Your Health Journey.

    takaful vitality

    BASIC

    A-LifeLink 2

    Life Protection

    A flexible plan that helps you protect your loved ones and invest as little as RM150 per month.

    BASIC

    A-Life Joy Xtra

    Life Protection

    An all-in-one plan that protects your child even when you are expecting.

    vitality

    BASIC

    A-Life Idaman

    Life Protection

    A comprehensive takaful solution all in one product. Attach our variety of riders to enhance your coverage. 

    vitality

    Complimentary Coverage

    With our wide range of holistic solutions, we are here to support you and your loved ones at every step of your life journey. Click on our special offers and promotions below to learn more.

    Free Lifestyle Sports Cover

    Stay Active, Stay Protected. Get AIA's Free Lifestyle Sports Cover today!

    AIA's Banjir Kilat Relief

    Are You Prepared For A Flood? Get AIA's Banjir Kilat Relief For Your Car!

    Free Income Cover

    Keep Your Income Going When You're Hospitalised. Get AIA's Free Income Cover today!

    Free PA Boost

    Accidents happen but don't worry! Get Free PA Boost today from AIA!

    Free HFMD & RSV Cover

    Keep Your Little Ones Safe. Get Free HFMD & RSV Cover today from AIA!

    Free Haji and Umrah Cover

    Fulfil your pilgrimage journey worry free. Get Free Hajj and Umrah Cover today from AIA!

    Vitality Starter

    Make healthier choices everyday with a 3-month FREE access to AIA Vitality Starter!

    Our Products
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    What matters
    Health & Wellness
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    Contact Us
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    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Pension and Asset Management Sdn. Bhd.
    1300-22-7771
    AIA Auto Assist / Roadside Assist
    1-800-88-8733
    What matters
    Health & Wellness
    Finance & Insurance
    Video Gallery
    Mental Wellbeing
    Health Statistics
    ABOUT US
    About AIA Bhd.
    About AIA PUBLIC Takaful Bhd.
    About AIA General Berhad
    About AIA Pension and Asset Management Sdn. Bhd. 
    Careers
    Community & Partnership
    Events & Promotions
    Sitemap

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and Privacy Statement.

    Help & Support
    Contact Us
    FAQ
    Important Announcement
    Form Library
    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Pension and Asset Management Sdn. Bhd.
    1300-22-7771
    AIA Roadside Assist
    1-800-88-8733
    www.aia.com.my/roadsideAssist

    Copyright © 2023 AIA Group Limited and its subsidiaries. AIA Bhd. 200701032867 (790895-D) AIA PUBLIC Takaful Bhd. 201101007816 (935955-M) AIA General Berhad 201001040438 (924363-W) AIA Pension and Asset Management Sdn. Bhd. 201201027147 (1011637-P) AIA Health Services Sdn. Bhd. 199601016211 (388561-T). All rights reserved.
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