You may cancel your policy by returning your policy contract and giving a written request signed by you to AIA Bhd. within 30 days after you have received your policy contract. The premiums that you have paid less medical expenses (if any) will be refunded.
You can also cancel your coverage at any time after the 30-day free look period by writing to AIA Bhd., the policy will then be cancelled and any cash value will be paid to you.
Please note that if you terminate this policy in the early years of your coverage term, you may get back less than the amount you have paid and your plan may not have any guaranteed cash value until you have paid 3 years of premiums in full.