Duty of Disclosure

Under Paragraph 5 of Schedule 9 of the Financial Services Act 2013, you are required to take reasonable care not to make any misrepresentation when answering any questions asked by AIA Bhd. (AIA), i.e. you should answer the questions fully and accurately or correctly. Please note that all the questions that are asked by AIA are relevant to AIA’s decision whether to accept the risk or not and the rates and terms to be applied. In additional to answering the questions fully and accurately or correctly, you are also required to take reasonable care to disclose to AIA fully and accurately or correctly any other matters which you know to be relevant to AIA’s decision on whether to accept the risk or not and the rates and terms to be applied. If you do not understand your obligation or duty as stated above or if you need any further explanation, you can contact AIA.