FAQs : Group Employee Benefits

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Group Employee Benefits FAQs

1. My company is self-insured. Why should I get Group Insurance?
There are many benefits of group insurance.

Employers can outsource the tedious claims procedures and administration
Competitive premium and predictable employees healthcare cost
Easy and convenient for employees – satisfied and healthier workforce

2. What is the difference between Group Hospital & Surgical (GHS) and Managed Care?
GHS plans are on a pay and file basis. Members may go to any hospitals and they would have to pay first and claim back later. Members of Managed Care plans are provided with a health card and they may choose from a panel of pre-selected medical providers.

3. I do not want any of the packaged products. Any alternatives?
Depending on your group size, we can customise a plan to suit your needs.

4. Are there any exclusions in these plans?
Yes, all common exclusions are stipulated in the policy contract.

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