1. Coverage for TPD is up to age 65.
2. Coverage for accidental death is up to age 70 while accidental TPD is up to age 65.
3. Guaranteed cash payment are payable starting from the end of 2nd policy year until maturity.
4. This plan covers up to 25 or 30 years, depending on the plan chosen.
5. The premium rates of this plan is level and based on the age at issue date of the plan.
6. The premiums for this plan are guaranteed.
7. You may switch your funds as you need and there will be no switching fee imposed.
8. Your policy account value is not guaranteed and fluctuates based on the performance of AIA Investment Fund. The potential risks in investing in the funds are borne solely by you.
9. The premiums paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.