Group Employee Benefits

1. My company is self-insured. Why should I get Group Insurance?

There are many benefits of group insurance.

• Employers can outsource the tedious claims procedures and administration
• Competitive premium and predictable employees healthcare cost
• Easy and convenient for employees – satisfied and healthier workforce

2. What is the difference between Group Hospital & Surgical (GHS) and Managed Care?

GHS plans are on a pay and file basis. Members may go to any hospitals and they would have to pay first and claim back later. Members of Managed Care plans are provided with a health card and they may choose from a panel of pre-selected medical providers.

3. I do not want any of the packaged products. Any alternatives?

Depending on your group size, we can customise a plan to suit your needs.

4. Are there any exclusions in these plans?

Yes, all common exclusions are stipulated in the policy contract.