Critical Illness
Do you know that an estimated 1 in 7 males and 1 in 6 females are at risk of developing cancer during their lifetime based on the Cancer Incidences in Peninsular Malaysia Report 2003-2005? Cancer is rapidly growing as one of the common diseases. Studies have shown that cancer is caused by the rapid, uncontrollable growth of a particular cell in the body which causes numerous complications in the body which leads to life threatening issues.
There are a variety of factors which causes Cancer, namely environmental as well as chemical induced reasons. According to the New Straits Times dated 11th July 2010, medical expenses for cancer treatment can cost up to RM 300,000. Can you imagine your young kids loosing their loved one(s)? Not forgetting the financial security that you provided to them! How will they cope emotionally and financially? Cancer treatment can save most lives but many can’t afford it. Are you prepared if this happens to you or your loved ones?
Contact Us
You may call our local, toll free Customer Service line at
1300-88-1899 or
email us at
my.customer@aia.com.
AIA Cancer Refund of Premium (CancerROP)
AIA Cancer Refund of Premium (CancerROP)
Term with Return of Premium with Cancer Shield Rider is a 15-year plan consisting of a Basic Term Plan providing death coverage while the Cancer Shield Rider provides protection if the insurer is diagnosed with cancer. The Cancer Shield Rider is an optional rider with premium paying term of 15 years. Upon maturity of the policy, 100% of the total annual premium paid on the Basic Term Plan will be returned to the insurer.
CancerROP plan assures that your family would not have to exhaust their financial resources for your treatment. Due to amazing benefits of the policy, many people are preparing themselves ahead. Pick a suitable plan for you too and give your family a better future!
| Benefit | Plan 1 (RM) | Plan 2 (RM) | Plan 3 (RM) |
|---|---|---|---|
| Death Benefit (all causes) | 20,000 | 25,000 | 30,000 |
| Cancer Benefit | 50,000 | 75,000 | 100,000 |
| The policy covers: | |
|---|---|
| Cancer Benefit (Optional) | RM 100,000 |
| Death Benefit | RM30,000 |
| Maturity Benefit | 100% refund of basic term premium |
Both Term with Return of Premium and Cancer Shield Rider are 15-year plans. Premium rates and renewability for Term with Return of Premium are guaranteed. For Cancer Shield Rider, renewability is guaranteed but premium rates are not guaranteed, and AIA Bhd reserves the right to revise the rates upon renewal.
| Qualifying age: | 18 years to 50 years old |
|---|---|
| Duration of Policy: | 15 years |
| Type of cover: | Term Insurance |
Vanessa’s 27-year-old was in the prime of her life. She had just got married and headed off on her honeymoon when disaster struck. She discovered she had breast cancer and cut her honeymoon short to come home for treatment. Following initial surgery the cancer was found to have spread to her lymph nodes. Over the course of a year, Vanessa underwent hormone therapy, chemotherapy, radiotherapy and additional surgery. Vanessa was lucky in one important sense because she had purchased the AIA Cancer Shield rider that provided her with money to cover her daily living and health-care costs.